Synopsis
Excerpts from the Free Money and Free to Retire Radio Shows with Free Money Guys Stephen Kelley and Mark Perkins
Episodes
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Mail Bag Day
13/09/2019 Duration: 51minSteve and Mark answer questions from their listeners. What's with the free meal seminar? As a contract worker what investment vehicles should I use to build a retirement account? Hear the answer to those and many more.
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Smart Planning Creates Free Money
20/08/2019 Duration: 51minThe Free Money Guys discuss ways to leverage your money to provide for Long Term Care as well as some of the practices within the financial planning industry with which they don't agree.
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Mail Bag Day
12/08/2019 Duration: 51minSteve & Mark answer a potpourri of questions from their viewers. Are inherited annuities taxable? What's a "stretch IRA?" Learn the answers to these and more.
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What makes us behave the way we do?
01/08/2019 Duration: 51minSteve and Mark share a few laughs and move on to talk about cognitive biases. In this very informative Free Money Guys program you will learn about the endowment effect, the sunk-cost effect and much more.
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Beware of the 'too friendly" adviser.
30/07/2019 Duration: 51minSteve and Mark give some good advice as it relates to choosing and keeping an adviser. A listener favorite, they also answer a few questions from the "Mailbag".
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Do you like taxes, fees, and risk?
18/07/2019 Duration: 51minIf you are a taxes-fees-risk kind of person, this show may not be for you. On the other hand, if you want safety and security in retirement, stay tuned. Steve and Mark also describe the differences between Closed Funds, ETFs, and Mutual Funds.
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Wishing for an outcome vs planning for security.
21/06/2019 Duration: 51minMoving from a Defined Benefits Plan (pension) to a Defined Contribution Plan (401k) is more than just semantics. Nowhere else in life, with the exception of retirement income, does one make financial decisions without knowing the benefit. Steve provides some great illustrations for your consideration.
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Making your 401k work for you.
14/06/2019 Duration: 51minSteve & Mark stress the importance of using the right financial vehicles to meet your goals. Within the confines of a 401k you may have some options that you should consider.
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Building blocks for a rock-solid retirement.
07/06/2019 Duration: 51minSteve and Mark go over the history of 401ks and annuities. When 401ks went into effect pensions were costing companies 8%. It's no wonder they were eager to transfer these liabilities to their employees.
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Are you living on INCOME or OUTGO?
31/05/2019 Duration: 51minWhen you are using your nest egg as income to live on it is critical to have a source of new-money inflow. Otherwise, you are just draining the pool. Steve & Mark highlight some interesting scenarios for you to consider.
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Planning for the future as a family
24/05/2019 Duration: 51min80% of men die married while 80% of women die single. Steve and Jen give you the facts on why it's important to have difficult financial talks with the family before something happens.
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What if you live 'til 100?
17/05/2019 Duration: 51minLet's get real; jumping into the ocean when you run out of money isn't a retirement plan. We are all living longer so planning for it is a MUST. Steve and Jen Rezac discuss how Asset Based Care can help.
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Secure Income, Secure Retirement
14/05/2019 Duration: 51minWhy have all your money in the market when you can have secure income backed by a contract? Steve and Mark explain how.
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Losses hurt more than gains help.
03/05/2019 Duration: 51minIf you are using the market as the basis for your retirement you need to be defensive. Steve & Mark go through the numbers to show how it works.
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Is your retirement pool of money leaking?
30/04/2019 Duration: 51minWith the possibility of a 30-year retirement you can't afford to have a leak in your pool of money. Steve & Mark illustrate why your money needs to be in a pool that gets replenished.
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Are you planning your retirement from the wrong side of the lens?
19/04/2019 Duration: 51minThe Free Money Guys, Steve & Mark, are back with a new episode. Mark discusses his work with a client and why it's important to separate 'investments' from 'income'.
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Best of Free to Retire Radio - Taking Social Security
12/04/2019 Duration: 51minSteve & Mark will be back next week with a new Free to Retire program. Enjoy this segment about the best time to take your Social Security benefit. Steve & Mark share some interesting statistics and discuss why following the herd isn't always the best strategy.
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Best of Free to Retire Radio - Reducing Taxes
05/04/2019 Duration: 51minSteve & Mark will be back in a few weeks with a new show format. In the meantime enjoy this Best Of Series in which they talk about keeping more of your money by reducing taxes. A lot more money, as it happens. Give us a listen, and then give us a call!
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Does your investment model align with your retirement needs?
15/03/2019 Duration: 51minBuilding a nest egg is one thing. Making the nest egg last is another. Having the right investment model for each is critical to a secure retirement.
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Beware of Guarantees
08/03/2019 Duration: 51minKen Fisher says guarantees are bad. REALLY? Steve and Mark have fun with the idea that receiving a monthly check for life can be a burden.