Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Smart investment advice we should all hear: a guest post from IWillTeachYouToBeRich.com. Episode 63: How to Avoid Being a Dumb Investor: The Smartest Investment Book You'll Ever Read from IWillTeachYouToBeRich.com. Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www

Part 2 of Joshua Fields Millburn's (of The Minimalists) tips on minimalist finances and budgeting. Episode 62: Minimalist Finances and Budgeting - Part 2 by Joshua Fields Millburn of The Minimalists (Financial Tips). Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana. The original post is located here: http://www.theminimalists.com/finances Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

Part 1 of Joshua Fields Millburn's (of The Minimalists) tips on minimalist finances and budgeting. Episode 61: Minimalist Finances and Budgeting - Part 1 by Joshua Fields Millburn of The Minimalists (Financial Advice). Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana. The original post is located here: http://www.theminimalists.com/finances Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits shares his 12 step program to get out of debt. This is part 2 of 2. Episode 60: The 12 Step Get Out of Debt Program - Part 2 by Leo Babauta of Zen Habits (Debt Free Living). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: http://zenhabits.net/the-12-step-get-out-of-debt-program Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits shares his 12 step program to get out of debt. This is part 1 of 2. Episode 59: The 12 Step Get Out of Debt Program - Part 1 by Leo Babauta of Zen Habits (Saving Money). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: http://zenhabits.net/the-12-step-get-out-of-debt-program Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker has questions for you to ask before making a purchase--by category. Episode 58: 3 Questions to Ask Before Making Any Purchase by Joshua Becker of Becoming Minimalist (Overspending & Debt). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/question-purchases Please Rate & Review the

J. Money of BudgetsAreSexy.com talks about staying motivated and happy while reaching for financial goals. Episode 57: How Do I Keep Myself Satisfied Until I Reach My Goals by J. Money of Budgets Are Sexy (Financial Planning). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2013/04/how-do-i-keep-myself-satisfied-with-my-long-term-goals Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

BeMoreWithLess.com's Courtney Carver has tips to get out of debt... free! Episode 56: The Get Out of Debt Free Post by Courtney Carver of Be More With Less (How to Retire Early). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on wha

Mr. Money Mustache shares his opinion on different types of insurance. Episode 55: Insurance: A Tax on People Who Are Bad at Math? by Mr. Money Mustache (Is Insurance Worth It & Types of Insurance). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/06/02/insurance-a-tax-on-people-who-are-bad-at-math Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and

Cait looks back at her schooling and has thoughts about what was missing in terms of Personal Finance. Episode 54: Personal Finance Lessons I Wish I'd Been Taught in School by Cait Flanders of Blonde On A Budget (Learn About Money). Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: http://blondeonabudget.ca/2013/11/06/personal-finance-lessons-i-wish-id-been-taught-in-school Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out these tips from Steve Pavlina to raise your hourly rate for your business, but also apply them if you're an employee! Episode 53: How to Raise Your Hourly Rate by Steve Pavlina (Salary & Wage Negotiation). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows. The original post is located here: http://www.stevepavlina.com/blog/2010/05/how-to-raise-your-hourly-rate Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the O

Hear how Ramit Sethi sets up his different financial accounts, plus his take on being cheap vs. being frugal. Episode 52: Here's How I Set Up My Financial Accounts And Cheap Versus Frugal by Ramit Sethi of I Will Teach You To Be Rich. Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original posts are lo

Joshua Becker has some excellent tips on becoming a one-income family. Episode 51: The Completely Achievable Path to Becoming a One Income Family by Joshua Becker of Becoming Minimalist. Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/one-income-family Please Rate & Review the Show! Visit Me

BeMoreWithLess.com's Courtney Carver has tips for breaking the shopping habit. Episode 50: The Power of a Purchase Pause by Courtney Carver of Be More With Less (Frugal Lifestyle). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simplify your life and work so you can focus on w

Leo Babauta of Zen Habits shares his story of financial disaster to recovery, plus more. Episode 49: How Taking Care of My Finances Changed My Life and What is Truly Necessary? A Guide to Living Frugal from Zen Habits. Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original posts are located here: http://zenhabits.net/financial-care http://zenhabits.net/what-is-truly-necessary-guide-to-living Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

2 special posts from Joshua Fields Millburn of TheMinimalists.com. Episode 48: The High Price of Pursuing My Dream and Creations Over Consumer Goods by Joshua Fields Millburn of The Minimalists. Joshua Fields Millburn & Ryan Nicodemus write about living a meaningful life with less stuff for 4 million readers. As featured on: ABC, CBS, NBC, BBC, TODAY, NPR, TIME, Forbes, The Atlantic, New York Times, Wall Street Journal, USA Today, and National Post. They live in Missoula, Montana. The original posts are located here: http://www.theminimalists.com/price http://www.theminimalists.com/creations Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of BudgetsAreSexy.com shows what it would be liketolive off 50% of your income. Episode 47: What if You Could Live Off 50% of Your Pay? byJ.Money of Budgets Are Sexy (Being Frugal, Saving Money&Retiring Early). J. Money is a 6’1, hyperactive, rock a ‘hawk who lovesdrinkingbeer, blaring hip-hop, talking about money, and now playingwithhis two adorable baby boys. He also has a podcast:M.O.N.E.Y. He tracked his expenses for 3 months, made a budget, readsomebooks, and stumbled into personal finance blogging andideasharing, randomly turning BudgetsAreSexy.com into his fulltime“real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2012/01/what-if-you-could-live-off-50-of-your-pay Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices

Excessive consumerism can be ruining your life. Joshua Becker of BecomingMinimalist.com has some tips to challenge consumerism. Episode 46: 9 Intentional Ways to Challenge Consumerism in Your Life by Joshua Becker of Becoming Minimalist (Personal Finance). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminim

Retiring early can have a huge positive impact on how much you pay in taxes. Check out this post from Mr. Money Mustache! Episode 045: The Lovely Low Taxes of Early Retirement by Mr. Money Mustache (How to Have a Low Tax Rate & Pay Less in Taxes). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/06/04/the-lovely-low-taxes-of-early-retirement Please Rate & Review the S

Cait has some tips on creating a positive relationship with your money. Episode 44: How to Create a Positive Relationship With Your Money by Cait Flanders of Blonde On A Budget (Personal Money Matters). Cait Flanders started Blonde on a Budget to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: http://blondeonabudget.ca/2013/11/27/how-to-create-a-positive-relationship-with-your-money Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts! Learn more about your ad choices. Visit megaphone.fm/adchoices