Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Jeff Root of Good Financial Cents shares the top 5 non-medical factors that affect your life insurance rates Episode 1803: Top 5 Non-Medical Factors That Affect Your Life Insurance Rates by Jeff Root with Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/top-5-non-medical-factors-that-affect-your-life-insurance-rates/  Jenni Kayne Home creates California-inspired classics for any room or mood. Grounded in natural textures and inviting neutrals, these are the pieces you’ll love coming home to. Get 15% off your first order by visiting Jennikayne.com and using code OFD at checkout  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.ad

Courtney Carver of Be More With Less shares 8 ideas to help you save time and money when shopping Episode 1802: How to Stop Shopping: 8 Ideas to Save You Time and Money by Courtney Carver of Be More With Less After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simplify your life and

JL Collins of shares his thoughts on social security and when to take it. This is part 2 of 2. Episode 1801: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/ Gusto offers all-in-one HR for growing businesses. Get everything you n

JL Collins of shares his thoughts on social security and when to take it. This is part 1 of 2. Episode 1800: [Part 1] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/  Visit Me Online at OLDPodcast.com  Interested in advertising on the sh

Tracie, with Jackie Beck, talks about how you can come out stronger from bankruptcy and debt Episode 1799: Bankruptcy and Debt: You Can Come Out Stronger in the End by Tracie with Jackie Beck on How to Improve Finances Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/bankruptcy-and-debt-you-can-come-out-stronger-in-the-end/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephen Popick with Get Rich Slowly discusses the time value of money Episode 1798: The Time Value of Money (or why 25 years of cable TV doesn't cost as much as you think) by Stephen Popick with GRS J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/the-time-value-of-money-or-why-25-years-of-cable-tv-doesnt-cost-as-much-as-you-think/  Gusto offers all-in-one HR for growing businesses. Get everything you need to hire, pay, manage, and support your hardworking team in one intuitive platform. Get 3 months free when you run your first payroll at Gusto.com/OFD  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/Optimal

Liz of Frugalwoods shares why she ignores the stock market, and why you should do the same Episode 1797: Why We Ignore The Stock Market And You Should Too: Demystifying Personal Finance Part 4 by Liz of FrugalWoods The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible. Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life. Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more. The original post is located

Joel of 5AM Joel talks about accidental hard money lending Episode 1796: Accidental Hard Money Lending by Joel of 5AM Joel on Real Estate Investing & Alternative Investments Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human. The original post is located here: https://5amjoel.com/hard-money-lending/  Gusto offers all-in-one HR for growing businesses. Get everything you need to hire, pay, manage, and support your hardworking team in one intuitive platform. Get 3 months free when you run your first payroll at Gusto.com/OFD  Visit Me Onli

Kevin of Financial Panther talks about how beneficial side hustles can be Episode 1795: Side Hustles Aren’t A Necessity - But They Can Change Your Life by Kevin of Financial Panther on Extra Income Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/side-hustles-arent-a-necessity-but-they-can-change-your-life/  Real Vision is the place to understand the financial world and the themes that drive it, and you can join for just $1. To get started, visit realvision.com/optimalfinance  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adcho

Mr. 1500 of 1500 Days will figure out what he wants to be once he grows up Episode 1794: I’ll Figure Out What I Want To Be When I Grow Up by Mr. 1500 of 1500 Days on Career & Financial Flexibility Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his goal and has tracked his financial journey online ever since. The original post is located here: https://www.1500days.com/ill-figure-out-what-i-want-to-be-when-i-grow-up/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Simon Zhen of Financial Samurai helps you apply Sun Tzu's teachings about war to your battle against money Episode 1793: Sun Tzu’s Art of War Applied to Your Battle Against Debt by Simon Zhen with Financial Samurai on Money Matters Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/sun-tzus-art-of-war-applied-to-your-battle-against-debt/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Mamula of Can I Retire Yet shares the worst investment advice he's ever heard. Episode 1792: The Worst Investment Advice I Ever Heard-Everywhere by Chris Mamula of Can I Retire Yet on Saving for Retirement Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in h

ESI of ESI Money tells you how to use the ESI scale to achieve financial independence Episode 1791: Working the ESI Scale to Financial Independence by ESI of ESI Money on Wealth Accumulation & Financial Planning ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/working-esi-scale-financial-independence/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jessica Wang with Fiology reminds you that adapting to change is necessary for building a secure future Episode 1790: Adapt To Change and Secure Your Future by Jessica Wang with Fiology on How To Respond To Adversity Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original content, financial coach references, and real money stories from real people from the Financial Independence Community. The original post is located here: https://www.fiology.com/adapt-to-change-with-adaptability-quotient/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Egg Stack shares 4 things that can derail your retirement plans Episode 1789: Four Things That Can Derail Your Retirement Plans by Mike Ballew of EggStack on Financial Independence Decisions Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2021-11-21-Four-Things-That-Can-Derail-Your-Retirement-Plans/  Gusto offers all-in-one HR for growing businesses. Get everything you need to hire, pay, manage, and support your hardworking team in one intuitive platform. Get 3 months free when you run your first payroll at Gusto.com/OFD  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaph

Chris Reining talks about the difference between retiring and doing nothing Episode 1788: Retiring Early Has Nothing to Do with Doing Nothing by Chris Reining on Financial Independence & Early Retirement Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/fire/ With Our Crowd, you can invest in H.I.L. Applied Medical, who’s using Nobel Prize-winning technology to bring the most advanced radiotherapy treatment to cancer patients. You can join OurCrowd for free at OurCrowd.com/ofd  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Fritz Gilbert rethinks the 4% rule. This is part 2 of 2. Episode 1787: [Part 2] Rethinking the 4 Percent Safe Withdrawal Rule by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/rethinking-the-4-safe-withdrawal-rule/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Fritz Gilbert rethinks the 4% rule. This is part 1 of 2. Episode 1786: [Part 1] Rethinking the 4 Percent Safe Withdrawal Rule by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/rethinking-the-4-safe-withdrawal-rule/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares the tale of two cab rides Episode 1785: The Tale of Two Cab Rides by J. Money of Budgets Are Sexy on Intentional Spending & Rational Budgeting J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/tale-of-two-cab-rides-money-tenants/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Tracy discusses the millionaire mindset that can help you achieve financial independence Episode 1784: The Millionaire Mindset To Achieve Financial Independence by Brian Tracy on The Millionaire Next Door Principles Brian Tracy's goal is to help you achieve your personal and business goals faster and easier than you ever imagined. BrianTracy has consulted for more than 1,000 companies and addressed more than 5,000,000 people in 5,000 talks and seminars throughout the US, Canada and 70 other countries worldwide. As a Keynote speaker and seminar leader, he addresses more than 250,000 people each year. He has studied, researched, written and spoken for 30 years in the fields of economics, history, business, philosophy and psychology. He is the top selling author of over 70 books that have been translated into dozens of languages. The original post is located here: https://www.briantracy.com/blog/financial-success/look-rich-or-be-rich-develop-a-millionaire-mindset-to-achieve-financial-independence-wealthy-p