Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Julien Saunders of Rich and Regular tells us why he paid off his mortgage Episode 1763: Why We Paid Off Our Mortgage by Julien Saunders of Rich And Regular on Debt Payoff & Debt-Free Lifestyle Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://richandregular.com/why-we-paid-off-our-mor

Craig Stephens of Retire Before Dad talks about the triforce of wealth Episode 1762: The Triforce Of Wealth by Craig Stephens of Retire Before Dad on Saving & Investing Money for Wealth Building Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/triforce-of-wealth/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares two short articles covering the advantages of a fixed-rate mortgage and why doing more means doing less Episode 1761: Why a Fixed-Rate Mortgage is the Best Choice AND To Do More - Do Less by Paula Pant of Afford Anything Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/fixed-rate-mortgage-is-always-the-best-choice/ & https://affordanything.com/to-do-more-do-less/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken of PT Money tells you how to overcome your money mindset issues Episode 1760: How to Overcome Your Money Mindset Issues If You Grew Up Poor by Emily Guy Birken with PT Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/overcome-money-mindset-issues-grew-poor/  Real Vision is the place to understand the financial world and the themes that drive it, and you can join for just $1. To get started, visit realvision.com/optimalfinance  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christina Browning of Our Rich Journey informs you of 9 things you should do to reach financial independence and retire early Episode 1759: 9 Things To Do To Reach Financial Independence and Retire Early by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/blog/9-things-to-do-to-reach-financial-independence-and-retire-early   Visit Me Online at O

Chris of Keep Thrifty tells you when to prepay your mortgage instead of investing Episode 1758: When to Prepay Your Mortgage Instead of Investing by Chris of Keep Thrifty on Debt Repayment vs Investing Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/2016/06/05/prepay-vs-invest.html   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit

Courtney Carver of Be More With Less shares tips for how you can have enough money and things. Episode 1757: 10 Ways You Can Have Enough Money and Stuff by Courtney Carver of Be More With Less on How to Spend Less Money After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simplify you

Alacias Enger talks about the law of attraction and how it applies to money Episode 1756: There's Always Going To Be Something by Alacias Enger of My Sense With Cents on The Law of Attraction & Money Sense with Cents chronicles Alacias' journey using Law of Attraction while pursuing Financial Independence, and the belief that everyone can win with money. She believes that mindset, emotion, and financial knowledge are the keys to success. All opinions are her own and do not constitute financial advice.  The original post is located here: http://www.mysensewithcents.com/2021/11/theres-always-going-to-be-something.html  If you're looking to supercharge your investment search and want to close on better deals while investing less time, head over to Awning.com/ofd   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeremy Jacobson of Go Curry Cracker discusses the cost of working one more year Episode 1755: The Cost of Working One More Year by Jeremy Jacobson of Go Curry Cracker on Early Retirement Decisions Winnie Tseng is from Taiwan and is the Go Curry Cracker resident photographer. After working in high tech, she found her real love making magic happen behind the camera and in the kitchen. Now she travels the world in search of new flavors and images. Jeremy Jacobson is from the United States and is the Go Curry Cracker blog writer. His love of learning and adventure make permanent travel the ideal lifestyle. The original post is located here: https://www.gocurrycracker.com/cost-of-working-one-more-year/  If you're looking to supercharge your investment search and want to close on better deals while investing less time, head over to Awning.com/ofd   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaph

Tynan encourages you to create a stable life rather than a stable job Episode 1754: Create a Stable Life, Not a Stable Job by Tynan on Minimalism & Financially Healthy Living Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist. Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room. The original post is located here: http://tynan.com/stable  Otis is an investment platform that makes it possible for almost anyone to invest in

Alyssa Wolff of Your Unbusy Life talks about going all in vs. making perpetual progress in finance Episode 1753: Going All In vs. Perpetual Progress: The Financial Edition by Alyssa Wolff of Your Unbusy Life on Money Mindset Alyssa Wolff is the founder of Your Unbusy Life. She is a minimalism junkie, God follower, introvert, perpetual bookworm, and mom of 5. Her passion is helping introverted mothers get life simplicity in their stuff and schedules. The original post is located here: https://yourunbusylife.com/all-in-or-perpetual-progress/  If you're looking to supercharge your investment search and want to close on better deals while investing less time, head over to Awning.com/ofd   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Liz of Frugalwoods shares how to create sustainable money habits. This is part 2 of 2. Episode 1752: [Part 2] How to Create Sustainable Money Habits by Liz of FrugalWoods on Personal Finance Routines The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible. Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life. Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more. The original post is located here: https://w

Liz of Frugalwoods shares how to create sustainable money habits. This is part 1 of 2. Episode 1751: [Part 1] How to Create Sustainable Money Habits by Liz of FrugalWoods on Personal Finance Routines The Frugalwoods are ex-urban, rookie homesteaders finding contentment (and a lot of chores) on 66 acres in rural central Vermont along with their two young daughters. They write about a wide range of topics, including their experience as parents, their adventures as novice homesteaders, and the financial decisions that made their life possible. Their philosophy is that managing your money wisely enables you to pursue unusual aspirations and opens up a world of options for how to live your life. Through the application of frugality–coupled with good incomes and judicious financial management–they have created a life that they love living every single day. It’s not a life beholden to consumerism or the drive for material perfection or the incessant clarion call for more. The original post is located here: https://w

Mr. Money Mustache shares his opinions and strategies for investing short-term cash. Episode 1750: Where Should I Invest My Short-Term 'Stash by Mr. Money Mustache on Investing in Bonds & Money Market Accounts Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/06/07/where-should-i-invest-my-short-term-stash  Visit Me Online at OLDPodcast.com Interested in advertising on the

Steven Keys of Trip of a Lifestyle talks about financially independent thinking Episode 1749: Everyone Else Could Be Wrong by Steven Keys of Trip Of A Lifestyle on Financially Independent Thinking Since graduating from college in 2012, Steven has developed a healthy obsession with personal finance. Although he has no formal training in the field, he’s taught himself a lot about saving and investing over the years. In addition to the normal stuff, he’s also come up with quite a few unusual ways to make extra money, from credit card hacking, to buying and selling stuff on eBay, to ridiculous ventures like taking advantage of loopholes at casinos. After finding satisfaction in helping friends and family prepare for retirement, pay off their student loans, and navigate the confusing world of home buying, Steven wanted to share his thoughts on personal finance more publicly. His main motivation for blogging stems from a desire to help more people become financially free and change their lives for the better. The o

Victoria Sexton of Women Who Money talks about investing for women Episode 1748: Make Your Money Work Hard, So You Don’t Have To by Victoria Sexton with Women Who Money on Investing Plans The co-founders of Women Who Money are Amy Blacklock from Life Zemplified and Vicki Cook, from Make Smarter Decisions. Vicki and Amy connected initially online and eventually met in person at a financial conference in the fall of 2017. They’ve both reached financial independence and left full-time work to devote more time to family, pursue passion projects, and embrace fun and challenging opportunities. They enjoy collaborating on original content and sharing great articles written by and for women. The original post is located here: https://womenwhomoney.com/reasons-women-need-investments/  Gusto is an easy, online payroll and benefits service built for modern small businesses — one place to pay and take care of your hardworking team. Get three months free when you run your first payroll by visiting Gusto.com/ofd  Visit Me

Sam of Financial Samurai tells you why remodeling probably doesn't pay off Episode 1747: Does Remodeling Pay Off - Probably Not by Sam of Financial Samurai on Home Renovation Return on Investment Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/does-remodeling-pay-off-make-money/  If you're looking to supercharge your investment search and want to close on better deals while investing less time, head over to Awning.com/ofd   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad

Mr. 1500 of 1500 Days talks about why he sold his fancy car Episode 1746: Why We Sold Our Fancy Car (the Acura NSX) by Mr. 1500 of 1500 Days on Simple Living & Financial Decisions Mr. 1500 is a family guy living in Colorado with his wife and two young children. He studied biology and chemistry in college, but somehow turned into a software developer. In 2013 at the age of 39, he set a goal to build a portfolio of $1,000,000 by February 2017 - 1500 days later. He surpassed his goal and has tracked his financial journey online ever since. The original post is located here: https://www.1500days.com/why-we-sold-our-fancy-car-the-acura-nsx/  Charityvest provides a modern tax-deductible charitable giving account, called a donor-advised fund, to everyone. For no fees on investments in 2022, go to Charityvest.org/ofd  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelly Blodgett with Fiology encourages you to live your dream, not the American dream Episode 1745: Live Your Dream, Not the American Dream by Kelly Blodgett with Fiology on Pursuing Your Own Financial Path Fiology is an educational resource designed to teach you about Financial Independence (FI). They have scoured the internet to find content from the best and brightest of the FI community and have created lessons covering the critical concepts of FI. In addition, there is original content, financial coach references, and real money stories from real people from the Financial Independence Community. The original post is located here: https://www.fiology.com/live-your-dream-not-the-american-dream/  Gusto is an easy, online payroll and benefits service built for modern small businesses — one place to pay and take care of your hardworking team. Get three months free when you run your first payroll by visiting Gusto.com/ofd  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.adv

Kevin of Financial Panther tells you what to do if you're young and have a high income Episode 1744: If You Are Young And Have A High Income: Treat It As A Windfall by Kevin of Financial Panther on Savings Rate Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/treat-high-income-as-a-windfall/  If you're looking to supercharge your investment search and want to close on better deals while investing less time, head over to Awning.com/ofd   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices