Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Kalen Bruce of Money Mini Blog shares ways to budget after bankruptcy Episode 1663: How To Budget After Bankruptcy by Kalen Bruce of Money Mini Blog on Rebuilding Financial Sustainability Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: https://moneyminiblog.com/budgeting/budget-after-bankruptcy/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tania Brown with Financial Finesse tells you how to put your finances on autopilot Episode 1662: How To Put Your Finances On Auto-Pilot by Tania Brown with Financial Finesse on Simplifying Your Finances After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: ht

Andy with Jen Hayes.me shares 11 ways to save money Episode 1661: 11 Ways to Save Money by Andy with JenHayes.me on Ways to Be Frugal and Live A Debt Free Life A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me//11-ways-to-save-money/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jackie Beck explains what a debt management plan is and how it works Episode 1660: What Is a Debt Management Plan and How Does It Work by Jackie Beck on Help For Your Financial Life Jackie and her husband paid off over $147,000 in debt, including their house! She’s walked the walk to become completely debt free, and she wants to help you do the same with her award-winning Pay Off Debt by Jackie Beck app. Jackie and her app have been featured in Oprah Magazine, MarketWatch, Forbes, CNBC, and more. The original post is located here: https://www.jackiebeck.com/what-is-a-debt-management-plan/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts    Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Honey Smith with Get Rich Slowly talks about personal finance and the long game Episode 1659: Personal Finance and The Long Game by Honey Smith with Get Rich Slowly on Thinking Long Term J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/personal-finance-and-the-long-game/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris of Keep Thrifty talks about how to beat inflation if you want to retire early Episode 1658: Want to Retire Early - Beat Inflation With a One Two Punch by Chris of Keep Thrifty on Improving Your Finances Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/how-to-beat-inflation-twice/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested

Laura of Rich and Resilient Living talks about her triple bottom line path to financial independence so far Episode 1657: My Triple Bottom Line Path to Financial Independence So Far by Laura of Rich And Resilient Living A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirement The original post is located here: https://www.richandresilientliving.com/my-triple-bottom-line-path-to-financial-independence-fi-so-far/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Travis Hornsby of Student Loan Planner compares tradition IRAs to Roth IRAs for those with student debt Episode 1656: Roth or Traditional When You Have Student Debt by Travis Hornsby of Student Loan Planner on Retirement Savings Student Loan Planner has the country's top experts in figuring out exactly what to do with monster student loan debt. If you owe $20,000 to $1 million in student loans, they can help you by creating a custom student loan plan made just for you that details the path to debt freedom, and connect you with private lenders that will refinance your loans at a lower interest rate. You'll also get a cash back bonus.  The original post is located here: https://www.studentloanplanner.com/roth-traditional-student-debt/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit

Kalen Bruce of Freedom Sprout shares 3 simple questions that will help you spend intentionally and upgrade your finances Episode 1655: Intentional Spending - 3 Simple Questions That Will Upgrade Your Finances by Kalen Bruce of Freedom Sprout Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://freedomsprout.com/intentional-spending/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 2 of 2. Episode 1654: [Part 2] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully talks about the stages of financial management. This is part 1 of 2. Episode 1653: [Part 1] The Stages Of Financial Management by Andrea Joy of Saving Joyfully on Personal Finance Decisions Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://www.savingjoyfully.com/blog/the-stages-of-financial-management  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

A Purple Life insists that FIRE is for wimps Episode 1652: FIRE Is For Wimps by A Purple Life on How To Baby Step Your Way Into A FIRE Life A Purple Life was started by an anonymous writer in 2015. They hatched a plan to retire in 10 years at 35, and with the help of decreased spending, increased wages, and geoarbitrage, they reached their goal in half the time and retired in 2020 at age 30. A Purple Life catalogues their journey to and through early retirement The original post is located here: https://apurplelife.com/2020/08/25/fire-is-for-wimps/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of Simple Money Pro talks about the value of goal setting Episode 1651: Goal Setting for the Win by Dawn Starks of Simple Money Pro on Concrete Habits for Daily Savings Goals Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/goal-setting-win/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything tells us why we should reject the "everyone has debt" mentality Episode 1650: Reject The 'Everyone Has Debt' Mentality by Paula Pant of Afford Anything on The Normalization of Debt Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/reject-the-everyone-has-debt-mentality/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Tiffany Aliche of The Budgetnista discusses the power of an online only savings account Episode 1649: The Power of an Online Only Savings Account by Tiffany Aliche of The Budgetnista on Having A Savings Mindset Tiffany Aliche, is an award-winning teacher of financial education and is quickly becoming America’s favorite, personal finance expert. She has made it her mission to empower women and provide them with access to the tools and resources needed to create a better life for themselves and their families. Through her company, The Budgetnista, Tiffany has created a financial movement that has helped over 800,000 women worldwide collectively save more than $100 million, pay off over $75 million in debt, purchase homes, and transform the way they think about their finances. The original post is located here: https://thebudgetnistablog.com/the-power-of-an-online-only-savings-account/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Lea

FIRECracker of Millennial Revolution warns you to not let comparisons derail your FIRE journey Episode 1648: Don't Let Comparisons Derail Your FIRE Journey by FIRECracker of Millennial Revolution on Your Own Success FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views. The original post is located here: https://www.millennial-revolution.com/build/dont-let-comparisons-derail-fire-journey/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to get your Free Gifts Interested

Jillian Johnsrud tells you how to reduce the budget busters. Episode 1647: Reduce the Budget Busters by Gary with Jillian Johnsrud on Making Strides To Your Debt Free Climb Fifteen years ago when Jillian and her husband Adam were married, they had $55,000 in debt (credit card, student loans, and medical debt). They also had big dreams. They wanted to take mini-retirements. They wanted to travel the world. And they wanted to adopt. They wanted financial freedom: to never worry about having the money to put food on the table or pay the bills again. She grew up poor, and never ever wanted to feel that way again. In the last 15 years, they paid off all their debt, traveled to 27 counties, lived abroad for 4 years, took 5 mini-retirements, adopted 4 kids (plus had 2 biological kids!). They paid cash for their very first home and bought 2 rental properties that they fixed up themselves. They have served on boards of nonprofits, mentored kids from tough situations, and volunteered in all sorts of roles. At 32,

Philip Dancy of Dancy With Money shares two short posts covering wants versus needs, and unexpected emergency funds Episode 1646: Prioritizing Wants Versus Needs AND The Unexpected Emergency Funds Philip Dancy of Dancy With Money Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides. The original posts are located here: https://dancywithmoney.com

Kevin of Financial Panther talks about financial flexibility Episode 1645: You Probably Have No Idea What You Want by Kevin of Financial Panther on Being Financially Flexible Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off $87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/you-probably-have-no-idea-what-you-want/   Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris of Keep Thrifty encourages you to earn like a boss, but spend like an intern. This is part 2 of 2. Episode 1644: [Part 2] Earn Like A Boss Spend Like An Intern by Chris of Keep Thrifty on Managing Your Finances The Right Way Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/earn-like-a-boss-spend-like-an-intern/  Please Rate & Review the Show!  Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group  Join the Ol' Family to