Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Dawn Starks of SimpleMoney tells us how to rewrite the money stories we've been telling ourselves. Episode 1303: Rewriting the Money Stories We Tell Ourselves by Dawn Starks of Simple Money Pro on Combatting Negative Self-Talk Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/rewriting-the-money-stories-we-tell-ourselves/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Andrea Joy of Saving Joyfully tells us how to improve our finances by better managing our time. Episode 1302: Manage Your Time Improve Your Finances by Andrea Joy of Saving Joyfully on Financial Planning Andrea Joy is the creator of Saving Joyfully, a personal finance and frugality blog emphasizing joyful living. On her website, savingjoyfully.com, she offers inspiration and resources for your journey to financial freedom. The original post is located here: https://savingjoyfully.com/manage-your-time-improve-your-finances/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache unveils the real benefit of being rich. Episode 1301: The Real Benefit of Being Rich by Mr. Money Mustache on Financial Freedom & Gratitude Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2019/04/11/the-real-benefit-of-being-rich/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Lear

Introducing the new host of Optimal Finance Daily, Diania Merriam. Bonus: About Diania Merriam of EconoMe Diania Merriam is the creator of EconoMe, a one-day conference aimed at showcasing a new American dream. Diania aggressively paid off $30,000, found a passion for pursing FI, walked the Camino (nearly 500 miles), and saves ~60% of her income. Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Derick Van Ness of Big Life Financial talks about why it's best to keep your financial strategy simple. Episode 1300: Why Keeping Financial Strategy Simple Works by Derick Van Ness of Big Life Financial on Money Management Derick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE! Derick’s company can help anyone but is specifically focused on small business owners, and has already helped 1000’s of them to create financial certainty and confidence. His mission is to eradicate that fear and fundamentally change the way that people think about and utilize money within the next generation. The original post is located here: https://www.biglifefinancial.com/blog/2018/7/1/why-keeping-financial-strategy-simple-works Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advert

Phil Town of Rule One Investing shares a unique perspective on how to invest with meaning. Episode 1299: How to Invest: Meaning and the 3 Circles by Phil Town of Rule One Investing on Picking The Right Stocks Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original post is located here: https://www.ruleoneinvesting.com/blog/how-to-invest/how-to-invest-meaning-the-three-circles/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Emma Scheib of Simple Slow Lovely tells us how minimalism helped her earn $8000. Episode 1298: How I Used the Principles of Minimalism to Make $8,000 by Emma Scheib of Simple Slow Lovely on Decluttering Emma is a self-confessed introvert who craves the simple and slow things in life. She loves to run, read, and write. She is blessed to be wife to a wonderful husband, mum to two amazing and vivacious daughters, 1 dog, a cat, and 5 chickens. They live in Motueka, New Zealand, a stone’s throw from the beautiful Abel Tasman National Park. Emma has been on a journey towards a slower simpler and more intentional way of living since her second daughter was born a few years ago. She has learned lots along the way and loves passing on these lessons. The original post is located here: http://simpleslowlovely.com/how-i-used-minimalism-to-make-money/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.

Kristin Wong with I Will Teach You To Be Rich offers tips on how to talk about finances with your significant other. This is part 2 of 2. Episode 1297: [Part 2] How to Talk about Money with Your Significant Other by Kristin Wong with I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: htt

Kristin Wong with I Will Teach You To Be Rich offers tips on how to talk about finances with your significant other. This is part 1 of 2. Episode 1296: [Part 1] How to Talk about Money with Your Significant Other by Kristin Wong with I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: htt

Craig Stephens of Retire Before Dad reminds us about the reality of gains in the stock market. Episode 1295: A Healthy Reminder That Stocks Don't Always Go Up by Craig Stephens of Retire Before Dad on Investment Advice Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/healthy-reminder-stocks-go-down/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Freedom Sprout gives a guide to get started in real estate investing. Episode 1294: Real Money: A Complete Guide to Getting Started in Real Estate Investing by Kalen Bruce of Money Mini Blog Kalen Bruce created Freedom Sprout to fill a void. He heard too many conversations about how "they don't teach finance in schools." It took years for him to stop complaining about it and do something about it. He has five kids, so him and his wife have to get five adults into the world with a solid knowledge of finances. The ultimate goal and vision of Freedom Sprout: To sprout a future of financial freedom for 1,000,000 children. The original post is located here: https://moneyminiblog.com/mortgage-home/complete-real-estate-investing-guide/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Wanderer fills us in on the unpleasant truths about investment fees and how to minimize them. Episode 1293: Investment Fees Are The Worst by Wanderer of Millennial Revolution on Buying ETFs versus Mutual Funds Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution.com/invest/investment-fees-are-the-worst/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes reflects on how she and her husband paid off $127k of debt in 4 years. Episode 1292: How We Paid Off $127,000 of Debt in 4 Years by Jen Hayes on Frugality & Aggressive Debt Payoff A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/how-paid-127k-debt-four-years/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack talks about both living expenses in retirement and early retirement opportunity costs. Episode 1291: Living Expenses in Retirement AND Early Retirement Opportunity Costs by Mike Ballew of Retiring Early Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original posts are located here: https://eggstack.com/blog/2020-04-19-Living-Expenses-in-Retirement/ & https://eggstack.com/blog/2020-07-26-Early-Retirement-Opportunity-Costs/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Harry Stout of Financial Verse teaches us how we can fix our financial foundations. Episode 1290: Fixing Your Financial Foundation by Harry Stout of Financial Verse on Personal Finance Fundamentals Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the FinancialVerse books and content. The books include - The FinancialVerse - A Common Sense Approach for Your Money and Today’s Life Insurance - A Protection Took for Your Future. In November 2020 his newest book Today’s Annuity Products - A Tool to Create Protected Lifetime Income will be published. The books are available through the FinancialVerse.com website and at Amazon, Barnes & Nobl

ESI of ESI Money offers different definitions of financial independence. Episode 1289: What is the Definition of Financial Independence by ESI of ESI Money on Personal Finance Freedom ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/what-is-financial-independence/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor discusses the pros and cons of investing in gold. Episode 1288: The Positives and Negatives of Investing Your Money in Gold by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/12481/the-pros-and-cons-of-investing-in-gold/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom helps us insure we're prepared for the next financial crisis. Episode 1287: How to Prepare for the Next Financial Crisis by Kumiko of The Budget Mom on Emergency Funds & Preparedness Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-prepare-for-the-next-financial-crisis/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Margo Aaron of That Seems Important educates us on why we buy things that we don't need. Episode 1286: Why We Buy Things We Don't Need by Margo Aaron of That Seems Important on Psychology of Buying & Spending Money Margo Aaron is a proud graduate of Emory University, Columbia University and altMBA where she won the prestigious Walker Award. In 2017 she founded The Arena, the first virtual coworking space for solopreneurs. She's a regular contributor to Inc and lives in Jersey City as a Daywalker. The original posts are located here: https://www.thatseemsimportant.com/marketing/buy-things-dont-need/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Pavlina talks about the value of pushing oneself the right way. Episode 1285: Pushing Yourself by Steve Pavlina on How to Get Past Mental Boudaries & Push Your Limits Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows. The original post is located here: https://www.stevepavlina.com/blog/2020/05/pushing-yourself/ Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about