Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Philip Taylor of PT Money discusses why to open savings accounts even without having savings. Episode 1244: There's an Account for That: Create a Void by Philip Taylor of PT Money on How To Save More Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/theres-an-account-for-that-create-a-void/ Visit Me Online at OLDPodcast.com Listening to The Newsworthy is like having a trusted friend who explains everything you need to know that's happening around certain issues. The host also keeps it unbiased and casual--so you get to hear a variety of perspectives in one place. We highly recommend it, so does Fast Company, Harper’s Bazaar, and more. Just search “THE NEWSWORTH

Jeff Rose discloses six long-term savings plans. This is part 2 of 2. Episode 1243: [Part 2] 6 Long-Term Savings Plans that Make Good Financial Cents by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/long-term-savings-plans/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeff Rose discloses six long-term savings plans. This is part 1 of 2. Episode 1242: [Part 1] 6 Long-Term Savings Plans that Make Good Financial Cents by Jeff Rose of Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/long-term-savings-plans/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Alexa Mason with The College Investor discloses ten bad money habits we need to break. Episode 1241: 10 Bad Money Habits You Need To Break Today by Alexa Mason of The College Investor on Personal Finance Advice Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/19037/10-bad-money-habits-need-break-today/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom talks about how to increase income in the face of financial struggles. Episode 1240: How To Increase Your Income When You Have Financial Troubles by Kumiko of The Budget Mom on Money Assistance Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-increase-your-income-when-you-have-financial-troubles/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad explores the differences between investing and gambling. Episode 1239: Investing vs. Gambling - What's the Difference? by Craig Stephens of Retire Before Dad on Investing for Retirement Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/investing-vs-gambling/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jessica shares how to buy gifts mindfully and without stress. Episode 1238: Buy Gifts Without Stressing Or Creating Clutter by Jessica with Nacho Average Fro on Create Your Own Gifting Rules Since beginning her decluttering journey, Jessica has lost 40 lbs., quit her corporate job to fulfill her lifelong dream of entrepreneurship, and now runs a blog, conference and coaching business. She continuously funnels 20-30% of her monthly income into fueling her dreams, and wants to empower others to take control and consciously make space to live the life of their dreams. The original post is located here: https://nachoaveragefro.com/buy-gifts-that-avoid-stress-and-cluttering-lives/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares the retirement mistakes we might be making. Episode 1237: 5 Retirement Mistakes You Might Be Making That Could Be Keeping You From Financial Freedom by Phil Town Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original post is located here: https://www.ruleoneinvesting.com/blog/retirement-planning/retirement-mistakes-youre-making/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Derick Van Ness tells us what we should do before investing. Episode 1236: Before You Invest, Do This by Derick Van Ness of Big Life Financial on Learning How To Save Money Derick Van Ness is a Wealth Strategist who is passionate about helping people reach their full potential. His company, Big Life Financial is focused on removing the mystery and misinformation surrounding money and financial strategy so people can live their BIGGEST LIFE! Derick’s company can help anyone but is specifically focused on small business owners, and has already helped 1000’s of them to create financial certainty and confidence. His mission is to eradicate that fear and fundamentally change the way that people think about and utilize money within the next generation. The original post is located here: https://www.biglifefinancial.com/blog/2018/5/23/before-you-invest-do-this Visit Me Online at OLDPodcast.com Listening to The Newsworthy is like having a trusted friend who explains everything you need to know that's happening around

Mr. Money Mustache discusses how to save money with a secret food stash AND by drying clothes more efficiently. Episode 1235: Get Rich With: The Secret Food 'Stash AND My New 1000% Annual Return-on-Investment Clothes Dryer by MMM Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/06/17/get-rich-with-the-secret-food-stash/ & http://www.mrmoneymustache.com/2011/06/27/my-new-1

Wanderer discusses how he plans to change his equity allocation in retirement. Episode 1234: How We Plan To Change Our Equity Allocation In Retirement by Wanderer with Millennial Revolution on Stocks & Bonds Wanderer retired from his engineering job at a major Silicon Valley semiconductor company at the age of 33. He now travels the world seeking out knowledge from other wealthy people, so he can teach people how to become financially independent themselves. The original post can be seen here: https://www.millennial-revolution.com/invest/plan-change-equity-allocation-retirement/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes shares 7 myths about frugality. Episode 1233: 7 Myths About Frugality by Jen Hayes on Frugal Living & Intentional Living A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exlusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.frugal-millennial.com//7-myths-about-frugality-that-you-need-to-stop-believing/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue shares how to spend mindfully. Episode 1232: The Joy Of Spending - Thoughts On Mindful Consumption by Helene Massicotte of Free To Pursue on Thoughtful Money Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2018/2/21/the-joy-of-spending-thoughts-on-mindful-consumption Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Harry Stout of Financial Verse shares his thoughts on why you need a safety net for your finances. Episode 1231: Why You Need A Personal Financial Safety Net by Harry Stout of Financial Verse on Wealth Preservation Techniques Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors. The original post is located here: https://www.financialverse.com/post/why-you-need-a-personal-financial-safety-net V

ESI of ESI Money shares how to know when you're financially independent. 1230: The Crossover Point: The Original Measure of Financial Independence by ESI of ESI Money on Early Retirement ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/the-crossover-point-the-original-measure-of-financial-independence/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares his thoughts on how to defend yourself against Wall Street lies. 1229: Why Wall Street Lies and How You Can Defend Yourself by Chris Reining on Stock Investment Analysis & Index Funds Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/why-wall-street-lies-and-how-you-can-defend-yourself/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Guillebeau shares his thoughts on if time is money. Episode 1228: Time Is Money? by Chris Guillebeau on Productivity & The Inherent Value of Enjoying Life Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday. The original post is located here: https://chrisguillebeau.com/time-is-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares if you should work one more year. Episode 1227: Should You Work One More Year? by Darrow Kirkpatrick of Can I Retire Yet on The Retirement Decision Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional li

J. Money of Budgets Are Sexy shares his thoughts on buying your home like a renter but living like a renter. Episode 1226: Buy Your Home Like A Landlord, Live Like A Renter by J. Money of Budgets Are Sexy on Renting vs. Buying A Home J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: https://www.budgetsaresexy.com/buy-your-home-like-a-landlord-live-like-a-renter/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joel of 5AM Joel shares his thoughts on tracking his savings rate as a young kid. Episode 1225: Tracking My Savings Rate As A Young Kid by Joel of 5AMJoel on How To Save Money to Build A Wealthy Life Joel is a 35-year old living in Los Angeles with his wife and their dog. He was born and raised in Australia and moved to the US when he was 22. About 4 years ago he started getting up every morning at 5am. It started as one of those 30 day challenges, but after the challenge was over, Joel never stopped. He started noticing major improvements in his work, health, relationships and happiness in life. Joel sends out a short daily message at 5am each morning. He writes about happiness, positivity and learning to be a better human. The original post is located here: http://5amjoel.com/savings-rate/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices