Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

2 short posts from Philip Taylor of PT Money where he shares his thoughts on paying off your credit card debt and rolling over your 401k. Episode 823: Pay Off Your Credit Card Debt and Have Personal Finance Success AND Should I Rollover my 401k? by Philip Taylor PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original posts are located here: https://ptmoney.com/payoff-credit-card-debt/ & https://ptmoney.com/should-i-rollover-my-401k/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/of

Mark Dennis with Financial Finesse shares how to adopt financial habits that stick. Episode 822: How To Adopt Financial Habits That Stick by Mark Dennis with Financial Finesse on Personal Finance Discipline After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here

Britt with No Sidebar shares confessions of a reformed shopaholic. Episode 821: Confessions of a (Reformed) Shopaholic by Britt with No Sidebar on Minimalism & Simple Living No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/shopaholic/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CLEAR is the absolute BEST way to get through airport security. It works great with Pre-Check too! Right now, listeners of my show can get their first two months of CLEAR for FREE. Go to ClearMe.com/finance and use code Finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares the average 401k balance and why it's too low. Episode 820: The Average 401k Balance And Why It's Too Low by Sam Dogen of Financial Samurai on Retirement Savings Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/the-average-401k-balance-and-why-its-too-low/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts This episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/

Ramit Sethi of I Will Teach You to be Rich shares 9 reasons to buy a new car. Episode 819: [Part 2] Should I Buy A New Car? 9 Reasons To Buy New by Ramit Sethi of I Will Teach You To Be Rich on Used Cars Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/cost-vs-value-shou

Ramit Sethi of I Will Teach You to be Rich shares 9 reasons to buy a new car. Episode 818: [Part 1] Should I Buy A New Car? 9 Reasons To Buy New by Ramit Sethi of I Will Teach You To Be Rich on Auto Buying Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/cost-vs-value-sh

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on if early retirement is irresponsible. Episode 817: Is Early Retirement Irresponsible? by Darrow Kirkpatrick of Can I Retire Yet on Lifestyle Design & Saving Money Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial indust

Joshua Becker of Becoming Minimalist shares his thoughts on a new, minimalist economy. Episode 816: A New, Minimalist Economy by Joshua Becker of Becoming Minimalist on Frugality & Minimalism Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/minimalist-economy/ Please Rate & Review the Show! Visit

Hanna True of Mapped Out Money shares 4 simple hacks to keep you and your spouse on budget. Episode 815: 4 Simple Hacks To Keep You and Your Spouse On Budget by Hanna True of Mapped Out Money on Family Finances Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/simple-budgeting-spouse/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about y

JD Roth of Get Rich Slowly shares why failure is okay. Episode 814: Failure is Okay by JD Roth of Get Rich Slowly on Overcoming Financial Obstacles J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/failure-is-okay/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts This episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrowd.com/Finance Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares a reader case study on the man who didn't realize he was already rich. Episode 813: MMM Reader Case Study: The Man Who Didn't Realize He Was Already Rich by Mr. Money Mustache on Frugality Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/05/16/mmm-reader-case-study-the-man-who-didnt-realize-he-was-already-rich/ Please Rate & Review the Show! Visi

Vitaliy Katsenelson of Contrarian Edge shares his thoughts on when downhill racing meets value investing. Episode 812: Downhill Racing Meets Value Investing by Vitaliy Katsenelson of Contrarian Edge on Stock Market Valuations Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/downhill-racing-meets-value-investing/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visi

Tynan shares his thoughts on the zero cost lifestyle. Episode 811: The Zero Cost Lifestyle by Tynan on Simple Living & Frugality Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist. Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room. The original post is located here: http://tynan.com/the-zero-cost-lifestyle Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join

Chris Reining shares if you should stop using retirement accounts if you're planning to retire early. Episode 810: Should I Stop Using Retirement Accounts If I'm Planning To Retire Early? by Chris Reining on Financial Independence Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/should-i-stop-using-retirement-accounts-if-im-planning-to-retire-early/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/ofd Learn more about your ad choices.

Angelo Poli of MetPro shares how to realize your true net worth. Episode 809: Physically Fit for the Fiscal Year: Realizing Your True Net Worth by Angelo Poli of MetPro Angelo Poli is an internationally recognized expert in the field of body transformations. He is the founder of MetPro, the world's first algorithm based transformation engine. Poli and his team at MetPro specialize in working with high-profile clientele, ranging in scope from Olympic Athletes, NFL MVPs to celebrities, and business leaders. He has been featured for his specialty in Neuromuscular Re-education (Posture and Alignment) and weight loss sciences in major media outlets such as Men's Health, Sports Illustrated, The Wall Street Journal, and he is a regular contributor for The Huffington Post. Poli has spoken at conferences such as TEDx and continues to be a Wellness Consultant for multiple universities and hospitals around the country. The original post is located here: https://metpro.co/academy/physically-fit-for-the-fiscal-year-realiz

Chris Guillebeau asks if 70% of American men are lying. Episode 808: Are 70% of American Men Lying? by Chris Guillebeau on Lifestyle Design & Simple Living Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday. The original post is located here: https://chrisguillebeau.com/are-70-of-american-men-lying/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! an

J. Money of Budgets Are Sexy shares why if you're smart enough to retire early, you're smart enough to figure out the future. Episode 807: If You're Smart Enough to Retire Early, You're Smart Enough to Figure Out The Future by J Money of Budgets Are Sexy J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/if-youre-smart-enough-to-retire-early-youre-smart-enough-to-figure-out-the-rest-of-your-life/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visi

Jacob Lund Fisker of Early Retirement Extreme shares how to get your spouse to go along with your frugal plans. Episode 806: How Do I Get My Spouse To Go Along With My Frugal Plans? by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/how-do-i-get-my-spouse-to-go-along-with-my-frugal-plans.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priorit

Cait Flanders shares what it's like to shop after not shopping for two years. This is Part 2 of 2. Episode 805: [Part 2] What It's Like to Shop After Not Shopping for Two Years by Cait Flanders on Mindful Spending Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2018/04/09/post-two-year-shopping-ban/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares what it's like to shop after not shopping for two years. This is Part 1 of 2. Episode 804: [Part 1] What It's Like to Shop After Not Shopping for Two Years by Cait Flanders on Shopping Bans Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2018/04/09/post-two-year-shopping-ban/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices