Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Cynthia Meyer with Financial Finesse answers if you should pay off your credit cards with a 401k loan. Episode 783: Should You Pay Off Your Credit Cards With A 401k Loan? by Cynthia Meyer with Financial Finesse on Paying Off Debt After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The origin

2 short posts from Sam of Financial Samurai where he shares the age most people retire in America and why experiences always win. Episode 782: What Age Do Most People Retire In America? AND Much Poorer But Also Much Richer Too by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original posts are located here: https://www.financialsamurai.com/age-people-retire-america/ & https://www.financialsamurai.com/much-poorer-but-also-much-richer/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecrui

Tony Tran with I Will Teach You to be Rich asks what is middle class. Episode 781: What Is Middle Class? by Tony Tran with I Will Teach You To Be Rich on Personal Finance & Budgeting Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/what-is-middle-class/ Please Rate & Rev

Robert Farrington of The College Investor shares 10 reasons you're still broke at 35. This is part 2 of 2. Episode 780: [Part 2] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Financial Turnaround Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/15528/10-reasons-youre-still-broke-at-35/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get

Robert Farrington of The College Investor shares 10 reasons you're still broke at 35. This is part 1 of 2. Episode 779: [Part 1] 10 Reasons You're Still Broke At 35 by Robert Farrington of The College Investor on Fixing My Finances Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/15528/10-reasons-youre-still-broke-at-35/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts NoteCast is a revolutionary app where you can subscribe and listen to all your favorite podcasts, but also save portions of your favorite p

Michelle Schroeder-Gardner of Making Sense of Cents shares how dealing with money stress can impact your health, job and family. Episode 778: Dealing With Money Stress - It Can Impact Your Health, Job, and Family! by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/12/dealing-with-money-stress.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts This episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code FINANCE: DesignCrow

Darrow Kirkpatrick of Can I Retire Yet shares an early warning system for your investment portfolio. Episode 777: An Early Warning System for Your Investment Portfolio by Darrow Kirkpatrick of Can I Retire Yet on Diversification Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial in

Dawn Starks with No Sidebar shares why you should focus on meaning when it comes to spending. Episode 776: When it Comes to Spending, Focus on Meaning by Dawn Starks with No Sidebar on Minimalism & Money No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/focus-on-meaning/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts NoteCast is a revolutionary app where you can subscribe and listen to all your favorite podcasts, but also save portions of your favorite podcasts with automatic transcripts. Try it FREE for 60 days - no credit card required - download NoteCast for Android or iOS by

Philip Taylor of PT Money shares the different types of insurance and what insurance you need. Episode 775: The Different Types of Insurance and What Insurance You Need by Philip Taylor of PT Money on Wealth Preservation PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/different-types-of-insurance-do-you-have-what-you-need/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares how to come out way ahead when buying a used car. Episode 774: How To Come Out WAY AHEAD When Buying A Used Car by Mr. Money Mustache on Saving Money on a Car Purchase Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/04/19/how-to-come-out-way-ahead-when-buying-a-used-car/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O

Paula Pant of Afford Anything shares how you can afford to travel the world. Episode 773: How Can You Afford to Travel the World? by Paula Pant of Afford Anything on Traveling on a Budget Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/how-can-you-afford-to-travel-the-world/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Right now, for a limited time Blinkist has a special offer just for our audience. Go to Blinkist.com/OFD to start your free 7 day trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares his thoughts on if married couples should have joint or separate bank accounts. Episode 772: Should Married Couples Have Joint or Separate Bank Accounts? by Kalen Bruce of Money Mini Blog on Shared Finances Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/family/married-couples-joint-or-separate-bank-accounts/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts This episode is proudly sponsored by DesignCrowd! Get $100 off your first design project with the coupon code

Helene Massicotte of Free To Pursue shares why you should think down, not up. Episode 771: Don't Think Up. Think Down by Helene Massicotte of Free To Pursue on Financial Independence & Retiring Early Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2015/8/12/dont-think-up-think-down Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J Money of Budgets Are Sexy shares 7 financial habits that have a high rate of return. Episode 770: 7 [Financial] Habits That Have a High Rate of Return by J Money of Budgets Are Sexy on Building Wealth J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/7-financial-habits-that-have-a-high-rate-of-return/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Tynan shares his thoughts on polarizing purchases. Episode 769: Polarizing Purchases by Tynan on Personal Finance Decisions & Frugality Tynan was named as one of the top 25 best bloggers in 2013 by Time Magazine. He believes in making deliberate decisions and breaking away from the herd mentality. He likes learning new things, building habits, exposing the world, connecting with awesome people, and creating good work. The New York Times Bestseller “The Game” featured him as one of the main characters, as he was one of the most famous pickup artists in the world. In 2008, he sold everything he owned and went on an extended world trip, becoming a fervent minimalist. Fun facts: he’s a college dropout, was a professional poker player, Courtney Love was his roommate for 9 months, and he once built a swimming pool in his living room. The original post is located here: http://tynan.com/polarizing Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol

The Finance Twins explain life insurance and if you need it. Episode 768: What is Life Insurance? Do I Need It? by The Finance Twins on Wealth Preservation Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/what-is-life-insurance/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get

Ara D with Tiny Buddha on gaining freedom from our obsession with possessions. Episode 767: Gaining Freedom from Our Obsession with Possessions by Ara D with Tiny Buddha on Meditation & Reflection Lori Deschene is the founder of Tiny Buddha and Recreate Your Life Story, an online course that helps you let go of the past and live a life you love. Her latest book: Tiny Buddha's Gratitude Journal, which includes 15 coloring pages, is now available for purchase. For daily wisdom, follow Tiny Buddha on Twitter, Facebook & Instagram. The original post is located here: https://tinybuddha.com/blog/gaining-freedom-from-our-obsession-with-possessions/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Start your journey towards a healthier, happier life by subscribing to Headspace. Sign up now at headspace.com/OFD to get a free month trial. Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with Becoming Minimalist shares 6 ways to apply decluttering principles to your finances. Episode 766: 6 Ways to Apply Decluttering Principles to Your Finances by Emily Guy Birken with Becoming Minimalist Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/6-ways-to-apply-declutterin

JL Collins of JLCollinsNH.com shares his thoughts on magic beans. Episode 765: Magic Beans by JL Collins on Index Fund Investing for Early Retirement Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: http://jlcollinsnh.com/2012/01/02/magic-beans/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the

Alexa Mason with The College Investor shares 7 things to do after you pay off your debt. Episode 764: 7 Things To Do After You Pay Off Your Debt by Alexa Mason with The College Investor on Real Estate Investing Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/18489/7-things-pay-off-debt/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adch