Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Joshua Becker of Becoming Minimalist talks about how to raise consumer conscious teenagers. Episode 1923: Raising Consumer Conscious Teenagers in an Age of Excess by Joshua Becker of Becoming Minimalist on Minimalism Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/consumer-conscious-teens/  Visit

Mr. Money Mustache discusses the true cost of commuting. This is part 2 of 2. Episode 1922: [Part 2] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2011/10/06/the-true-cost-of-commuting/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://ww

Mr. Money Mustache discusses the true cost of commuting. This is part 1 of 2. Episode 1921: [Part 1] The True Cost of Commuting by Mr. Money Mustache on Calculating the Costs of Daily Travel and Gas Prices Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2011/10/06/the-true-cost-of-commuting/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://ww

Craig Stephens of Retire Before Dad talks about the challenges of self-employment Episode 1920: What If I Don’t Go Back To Work by Craig Stephens of Retire Before Dad on Challenges of Self-Employment Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/dont-go-back-to-work/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Camilo Maldonado of The Finance Twins tells you how to avoid wedding budget creep Episode 1919: Wedding Budget Creep and How to Avoid It by Camilo Maldonado of The Finance Twins Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/how-to-avoid-wedding-budget-creep/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Julien and Kiersten Saunders of Rich and Regular share 9 things they would do if they won a million dollars Episode 1918: 9 Things We Would Do if We Won a Million Dollars Tomorrow by Julien and Kiersten Saunders of Rich and Regular Julien and Kiersten started rich & REGULAR in 2017 after their stint in real estate investing led them to discover the F.I.R.E movement. At that point, they'd listened to their friends complain about doing everything right, and still not really "feeling" happy with the financial progress they'd made. Their blog became a place where they not only shared in their frustrations, but offered solutions to a richer and happier life. They could not have imagined that just a few years later, they would sign a book deal with the world's largest publisher, Penguin Random House. But that's not all. Their blog has afforded them opportunities to work with incredible brands, world-class media and into the fast-paced world of digital entrepreneurship. The original post is located here: https://ric

Emily Guy Birken with PT Money shares what to look for when reading a mutual fund prospectus. Episode 1917: What to Look for When Reading a Mutual Fund Prospectus by Emily Guy Birken with PT Money on Investing Education PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/mutual-fund-prospectus/ Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Christina Browning of Our Rich Journey questions whether or not condos are a bad real estate investment Episode 1916: Are Condos a Bad Real Estate Investment for Financial Independence by Christina Browning of Our Rich Journey Amon and Christina are former federal government employees that focused on saving, making, and investing money so that they could grow enough wealth in their investments to never have to work again. And, guess what? They did it! At the age of 39, they reached financial independence, quit their jobs, and retired! If you’re interested in learning how to save, make and invest money on the road to financial independence and retiring early (i.e., FIRE) - their site is for you! Subscribe to their YouTube channel for more how-to videos on how to make, save, and invest more money in the pursuit of financial independence. The original post is located here: https://www.ourrichjourney.com/blog/are-condos-a-bad-real-estate-investment-for-financial-independence  OurCrowd analyzes companies across th

Nia Shanks shares what the nocebo effect is and how it can harm your fitness routine. Episode 1915: The Nocebo Effect: Are You (Unknowingly) Thinking Your Way to Failure by Nia Shanks Nia Shanks is a writer and coach, and leader of the Lift Like a Girl revolution. She helps women discover and reach their potential through an empowering approach to health, fitness, and life. Nia also hosts The Nia Shanks Show–the podcast dedicated to helping you reach your health and fitness goals and become the most awesome version of yourself. The original post is located here: https://www.niashanks.com/nocebo-effect-thinking-your-way-to-failure  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin of Financial Panther talks about how to let lifestyle inflation happen on your own terms. This is part 2 of 2. Episode 1914: [Part 2] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/   Visit Me Online at OLDPodcast.com  ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC. ·        The pro

Kevin of Financial Panther talks about how to let lifestyle inflation happen on your own terms. This is part 1 of 2. Episode 1913: [Part 1] Lifestyle Inflation Is Okay – Just Let It Happen On Your Terms by Kevin of Financial Panther Kevin is an attorney, writer, gig economy expert, side hustler, and the blogger behind Financial Panther. He paid off 87,000 worth of student loans in just 2.5 years by choosing not to live like a big shot lawyer. He started Financial Panther to share all he knows about personal finance, travel hacking, and making more money by side hustling. The original post is located here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/   Visit Me Online at OLDPodcast.com  ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC. ·        The pro

James Lambridis of DebtMD provides signs that you have too much debt Episode 1912: Signs You Have Too Much Debt by James Lambridis of DebtMD on Debt to Income Ratio With the right information, you can take charge of your finances. DebtMD helps people pay off all types of debt by connecting them with the professional help they need to become debt free. Featured in Forbes, U.S. News & World Report, Yahoo Finance, and Fox Business The original post is located here: https://debtmd.com/blog/signs-you-have-too-much-debt   Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC. ·        The projections or other information generated by IMPACT app regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and ar

Michelle Schroeder-Gardner of Making Sense of Cents talks about the problems created by financial infidelity Episode 1911: Financial Infidelity And The Problems It Can Create by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/09/financial-infidelity-and-the-problems-it-can-create.html   Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive

Jaime of Keep Thrifty warns you to not get burned by FIRE Episode 1910: Don't Get Burned by FIRE by Jaime of Keep Thrifty on Putting Financial Independence Into Perspective Chris and Jaime live in the suburbs of Madison, WI with their three daughters. While living the typical suburban life, they are challenging the norms by living outside the box and creating the freedom they desire. At Keep Thrifty, they share their journey and bring you inspiration and tools to help you create your freedom. They’ve got articles and success stories to help inspire you to think differently about your dreams and your finances. They’ve also created a money tracking app to help you take control of your finances and make those dreams a reality. The original post is located here: https://www.keepthrifty.com/dont-get-burned-by-FIRE/  Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactive

Miranda Marquit of Making Sense of Cents talks about when credit inquiries will hurt your credit score Episode 1909: Will Credit Inquiries Hurt Your Credit Score by Miranda Marquit with Good Financial Cents Jeff Rose, CFP® is a Certified Financial Planner™, founder of Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur. The original post is located here: https://www.goodfinancialcents.com/will-credit-inquiries-hurt-your-credit-score/   Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted and being recorded live. It may contain some slight differences. Please visit https://impact.interactivebrokers.com/ for full details of products and services. Interactive Brokers, LLC member FINRA/SIPC. ·        The projections or other information generated by IMPACT app regarding the likel

Christine Luken shares 4 lies that money gurus tell you Episode 1908: 4 Lies Money Gurus Tell You by Christine Luken on Looking Out For Common Pieces of Bad Financial Advice Ready to master your money and become a financial success? Then you need Christine Luken, the Financial Dignity® coach in your corner! As the Founder of the Financial Dignity® Movement & a Certified Financial Counselor, Christine has coached hundreds of high earning professionals to pay off staggering amounts of debt and massively increase their net worth over the past twelve years. Christine’s books, Money is Emotional: Prevent Your Heart from Hijacking Your Wallet & Manage Money Like a Boss: A Financial Guide for Creative Entrepreneurs, have landed her almost 100 podcast and TV interviews, establishing her as the authority on money and emotions. The original post is located here: https://www.christineluken.com/4-lies-money-gurus-tell-you/   Visit Me Online at OLDPodcast.com ·        Note: The podcast ad for the IMPACT app is unscripted

Andrew James of Establishing The Self shares his thoughts on the new currency. Episode 1907: The New Currency by Andrew James of Establishing The Self on The Importance of Time Over Money Establishing the Self is a frequently updated collection of philosophically themed short essays aimed at interpreting the Human Condition as well as encouraging self-improvement, self-betterment, and self-preservation. The original post is located here: https://www.itsandrewjames.com/the-new-currency  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Fritz Gilbert shares 5 steps for spending in retirement. This is part 2 of 2. Episode 1906: [Part 2] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/5-steps-to-learn-to-spend-in-retirement/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Fritz Gilbert shares 5 steps for spending in retirement. This is part 1 of 2. Episode 1905: [Part 1] 5 Steps To Learn To Spend In Retirement by Fritz Gilbert of The Retirement Manifesto Fritz Gilbert retired at age 55 after a 33-year career in the global aluminum industry. His award-winning blog, The Retirement Manifesto, is focused on helping people achieve a great retirement. The blog follows his journey from 3 years prior to retirement through his first 2+ years of living in retirement and focuses on both the financial and non-aspects required to live a great life in retirement. Follow him at his blog, TheRetirementManifesto, or on Twitter and Facebook. The original post is located here: https://www.theretirementmanifesto.com/5-steps-to-learn-to-spend-in-retirement/   Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why the percentage of people with no wealth outside their home is sad. Episode 1904: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai on Build A Nest Egg Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/percentage-wealth-outside-primary-residence/  Visit Me Online at OLDPodcast.com  Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices