Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Kalen Bruce of Money Mini Blog shares why you shouldn't make purchases based on emotions. Episode 403: Why You Shouldn't Make House Purchases Based on Emotions by Kalen Bruce - Money Mini Blog (Financial Freedom). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/mortgage-home/emotional-house-purchases Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme compares American consumption to a wooden ship. Episode 402: Your Budget is Like a Leaking Ship by Jacob Lund Fisker of Early Retirement Extreme (Debt & Investing Success). Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/your-budget-is-like-sinking-ship.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich shares 4 insights from earning a six-figure income. Episode 401: 4 Insights From Earning a Six-Figure Income by Ramit Sethi of I Will Teach You to be Rich (Earn More Money). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/how-m

Philip Taylor of PT Money shares how and why to build an emergency fund right now. Episode 400: Why You Need to Start Building an Emergency Fund Now by Philip Taylor of PT Money (Can I Retire). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/emergency-funds Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares common spending habits of millionaires. Episode 399: Why You Should Spend Like a Millionaire - The Frugal and Smart Money Habits of Millionaires from Making Sense of Cents. Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2016/08/habits-of-millionaires.html Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong of The Wild Wong shares what to do if you've blown your budget. Episode 398: You've Blown Your Budget. Here's What to Do Next by Kristin Wong (Debt & Financial Habits). Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior. Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done. Kristin is a self-professed money geek and is slated to publish a book about personal finance in March of 2018. The original post is located here: http://www.thewildwong.com/how-to-budget-when-youve-blown-it Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more abou

Chris Reining shares an exact retirement portfolio you can use to generate cash. Episode 397: The Retirement Portfolio that Generates Cash by Chris Reining (Cash Investing & How to Retire Early). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/the-retirement-portfolio-that-generates-cash Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist asks you to reconsider the merits of slow acquisition. Episode 396: Reconsidering the Merits of Slow Acquisition by Joshua Becker of Becoming Minimalist (Simple Investing). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/slow-acquisition Please Rate & Review t

Sam of Financial Samurai shares how and why to develop a financial plan for your life. Episode 395: Develop a Financial Plan For Your Life Already by Sam of Financial Samurai (Budgeting & Investing Plan). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/develop-a-financial-plan-for-your-life Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his experience with learning about Groupon and his take on other personal finance sites. Episode 394: Groupon? Never Heard Of It by Mr. Money Mustache (Save Thousands & How to Retire Early). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/08/25/groupon-never-heard-of-it Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit me

Guest author Mr. 1500 with Budgets Are Sexy shares how he learned to stop worrying about money and quit his job. Episode 393: How I Learned to Stop Worrying About Money & Quit My Job by Mr. 1500 with Budgets Are Sexy (Financial Independence). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-to-stop-worrying-about-money-and-quit-job Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares how to sell your car if you're upside down on it. Episode 392: How to Sell Your Car if You're Upside Down on It by Kalen Bruce of Money Mini Blog (Debt & Car Insurance). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/how-to/sell-your-car-upside-down Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme shares how and why he got out of consumerism. Episode 391: How I Got Out of Consumerism by Jacob Lund Fisker of Early Retirement Extreme (Simple Living & Frugality). Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/how-i-got-out-of-consumerism.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You To Be Rich shares examples of big wins and why you need to focus on them. This is Part 2 of 2. Episode 390: The Big Wins Manifesto - Part 2 by Ramit Sethi of I Will Teach You to be Rich (Investing Success). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyout

Ramit Sethi of I Will Teach You To Be Rich shares examples of big wins and why you need to focus on them. This is Part 1 of 2. Episode 389: The Big Wins Manifesto - Part 1 by Ramit Sethi of I Will Teach You to be Rich (Personal Finance Success). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillte

Emily Guy Birken with PT Money shares why millennials are delaying home ownership. Episode 388: Why Millennials are Delaying Home Ownership by Emily Guy Birken - PT Money (Debt & Pay off House Early). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/millennials-delaying-home-ownership Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares 15 reasons you struggle to save money (Part 2 of 2). Episode 387: 15 Reasons You're Broke and Can't Save Money - Part 2 by Michelle Schroeder-Gardner of Making Sense of Cents (Splurge). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: http://www.makingsenseofcents.com/2017/02/reasons-you-have-no-money-cant-save.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares 15 reasons you struggle to save money (Part 1 of 2). Episode 386: 15 Reasons You're Broke and Can't Save Money - Part 1 by Michelle Schroeder-Gardner of Making Sense of Cents (Debt). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: http://www.makingsenseofcents.com/2017/02/reasons-you-have-no-money-cant-save.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining answers a reader's question about whether or not his house is a bad investment. Episode 385: Is My House a Bad Investment by Chris Reining (Mortgage & Pay off House Early). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/is-my-house-a-bad-investment Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares how to keep financial motivation alive. Episode 384: Celebrate Small Wins to Keep Financial Motivation Alive by Sam of Financial Samurai (FIRE). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/reward-yourself-to-keep-motivation-up Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices