Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Sam of Financial Samurai shares how friends can deeply impact your bottom line. Episode 223: Your Friends Really Do Influence Your Spending Habits by Sam Dogen of Financial Samurai (Save Money). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/your-friends-really-do-influence-your-spending-habits Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist questions what it means to retire early. Episode 222: Emotions of Financial Independence by The Mad Fientist of the Financial Independence Podcast (Early Retirement Lifestyle). The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: http://www.madfientist.com/emotions-of-fi Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

A great post from PTMoney.com with 10 simple tips to save money online today. Episode 221: 10 Ways to Use 'The Internets' to Save Money Online by Emily Guy Birken with PT Money (Online Money). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/save-money-online Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache explains the difference between frugal and cheap. This is Part 2 of 2. Episode 220: Frugal vs. Cheap - Part 2 by Mr. Money Mustache (Frugality & Saving Thousands). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/10/24/frugal-vs-cheap Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Le

Mr. Money Mustache explains the difference between frugal and cheap. This is Part 1 of 2. Episode 219: Frugal vs. Cheap - Part 1 by Mr. Money Mustache (Frugality & Investing Advice). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/10/24/frugal-vs-cheap Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Le

J. Money of Budgets Are Sexy points out, with 5 examples from his own life, how there's an optimal level of spending. Episode 218: The Exact Amount to Maximize Happiness by J. Money of Budgets Are Sexy (Financial Freedom & Habits). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2014/05/exact-amount-money-maximize-happiness Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi shares another tip from his series to save money--this time on optimizing your cell phone bill. Episode 217: Tip 5: Optimize Your Cell Phone Bill by Ramit Sethi of I Will Teach You To Be Rich (Save Money). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://

Joshua Becker shares how stories of generosity can make a bigger difference. Episode 216: The Stories of Generosity We Ought to Champion by Joshua Becker of Becoming Minimalist (Donating Money). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/champions-of-generosity Please Rate & Review the Sh

Money Mini Blog's Kalen Bruce shares how simple it is to invest your money properly. Episode 215: The Most Important Article You'll Ever Read on Investing by Kalen Bruce of Money Mini Blog (The Warren Buffett Method). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/investing/the-most-important-article-investing Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong shares her side of the ongoing rent vs. buy debate. Episode 214: Buying a House is Overrated. Here's Why I Did It Anyway by Kristin Wong of The Wild Wong (Real Estate Investing). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs increased. She started writing for sites that she loved reading and produced videos for new clients. Her side gigs began to bring in more income than any potential full-time jobs. She launched a blog all about frugal living and created The Wild Wong to share more about her career, her finances, and all the adventures in between. The original post is located here: http://www.thewildwong.com/how-and-why-i-bought-a-house Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth of Money Boss shares the importance of building financial empathy. This is Part 2 of 2. Episode 213: Building Financial Empathy - Part 2 by J.D. Roth of Money Boss (Retire Happy). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/building-financial-empathy Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth of Money Boss shares the importance of building financial empathy. This is Part 1 of 2. Episode 212: Building Financial Empathy - Part 1 by J.D. Roth of Money Boss (Happy Retirement). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: http://moneyboss.com/building-financial-empathy Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares his opinion of homeownership being the "American Dream." Episode 211: Should Homeownership Still Be the American Dream by Sam Dogen of Financial Samurai (Real Estate Investing). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: http://www.financialsamurai.com/should-homeownership-still-be-the-american-dream Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta of Zen Habits shares some tips about the debt snowball and how to eliminate debt. Episode 210: Eliminate Debt with the Snowball by Leo Babauta of Zen Habits (Student Loans). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: https://zenhabits.net/eliminate-debt-with-the-snowball Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

A guest author on Budgets Are Sexy shares some common money mistakes that we've probably overlooked. Episode 209: Why Smart People Make Bad Spending Decisions by Ornella Grosz with Budgets Are Sexy (Finance Habits). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2011/06/why-smart-people-make-bad-spending-decisions Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares ways that you're "cleaning" out your wallet. This is Part 2 of 2. Episode 208: Are You Cleaning Out Your Own Wallet - Part 2 by Mr. Money Mustache (Financial Habits). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/12/30/are-you-cleaning-out-your-own-wallet Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' F

Mr. Money Mustache shares ways that you're cleaning out your wallet. This is Part 1 of 2. Episode 207: Are You Cleaning Out Your Own Wallet - Part 1 by Mr. Money Mustache (Saving Money). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/12/30/are-you-cleaning-out-your-own-wallet Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family

Joshua Becker shares how return policies actually help stores, not the consumer. Episode 206: How Refund Policies Encourage Spending (and Reduce Returning) by Joshua Becker of Becoming Minimalist (Money). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/return Please Rate & Review the Show! V

Ramit Sethi shares actionable steps to take to negotiate lower car insurance. Episode 205: How to Negotiate Lower Car Insurance by Ramit Sethi of I Will Teach You To Be Rich (Car Debt). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich.com/bl

A guest author on MoneyMiniBlog shares some creative ways to save money for a vacation. Episode 204: 10 Creative Ways to Save Money for a Vacation by Amber Clark with Money Mini Blog (Travel Money). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/creative-ways-save-money-vacation Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices