Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Steve Pavlina shares where the best place to spend your money is and how much to spend. Episode 163: The Best Place to Invest Your Money by Steve Pavlina (Portfolio Investing Management). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows. The original post is located here: http://www.stevepavlina.com/blog/2005/02/the-best-place-to-invest-your-money Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache does a case study on shopping at Costco vs. Safeway and analyzes if Costco is worth it. Episode 162: Is a Costco Membership Worth the Cost by Mr. Money Mustache (Overspending & Debt). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/09/30/is-a-costco-membership-worth-the-cost Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Joi

2 posts from Courtney Carver of Be More With Less: simple steps to kill debt and the story of her cosmetic obsession. Episode 161: 4 Simple Steps to Kill Debt and My Cosmetic Obsession by Courtney Carver of Be More With Less (Minimalism & Money). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of arti

J. Money of BudgetsAreSexy.com takes Jim Rohn's quote to the personal finance level. Episode 160: Are You the Average of Your 5 Friends by J. Money of Budgets Are Sexy (Financial Partners). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2011/03/are-you-the-average-of-your-5-friends Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi addresses the new car vs. used car debate. This is Part 2 of 2. Episode 159: Cost vs. Value: Should You Buy a New Car or Used Car - Part 2 by Ramit Sethi of I Will Teach You to be Rich (Auto Insurance). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iw

Ramit Sethi addresses the new car vs. used car debate. Episode 158: Cost vs. Value: Should You Buy a New Car or Used Car - Part 1 by Ramit Sethi of I Will Teach You to be Rich (Financial Advice). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwillteachyoutoberich

Kristin Wong shares more about the scarcity mindset and how to beat our fear of money. Episode 157: Why We're Afraid of Money and How to Beat the Fear by Kristin Wong (Residual Income). Kristin Wong of TheWildWong.com was laid off in 2013. She took on some freelancing gigs to earn extra cash while she searched for a new, full-time job and over time, her freelancing gigs increased. She started writing for sites that she loved reading and produced videos for new clients. Her side gigs began to bring in more income than any potential full-time jobs. She launched a blog all about frugal living and created The Wild Wong to share more about her career, her finances, and all the adventures in between. The original post is located here: http://www.thewildwong.com/why-were-afraid-of-money-and-how-to-get-past-the-fear Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

A guest couple on Becoming Minimalist shares the exact steps they took to get out of debt. Episode 156: 33 Proven Ways to Reduce Personal Debt from Becoming Minimalist (Saving Money & Financial Freedom). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/33-proven-ways-to-reduce-personal-debt Ple

Money Mini Blog's Kalen Bruce talks about the big debate of paying off your home vs. investing the money. Episode 155: Pay Off Your Home or Invest the Money? I Propose a Compromise by Kalen Bruce of Money Mini Blog (Investing). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/investing/pay-off-your-home-or-invest-the-money Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares the difference between a 15-year and 30-year mortgage and challenges you to refinance. Episode 154: MMM Challenge: Get Yourself a Lower Mortgage Rate by Mr. Money Mustache (Save Money & Debt). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/05/24/mmm-challenge-get-yourself-a-lower-mortgage-rate Visit Me Online at OLDPodcast.com Learn more about

Courtney Carver of Be More With Less shares the basics of living with enough money, including a simple how-to. Episode 153: How to Live in the Land of Enough: Money by Courtney Carver of Be More With Less (Financial Happiness). After decades of debt, discontent, and trying to do it all and have it all, a scary MS diagnosis stopped Courtney Carver in her tracks. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simp

David Cain shares how some purchases actually do bring him happiness, even when they are ridiculously expensive. Part 2 of 2. Episode 152: How to Buy Happiness - Part 2 by David Cain of Raptitude (Financial Freedom). David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been human society and the internal human experience, and Raptitude became his megaphone for his thoughts about those things. It found an audience rather quickly and it’s been central to his life ever since. In 2013, he left his day job to write full time. The original post is located here: http://www.raptitude.com/2012/03/how-to-buy-happiness Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts   Learn more about your ad choices. Visit megaphone.fm/adchoices

David Cain shares how some purchases actually do bring him happiness, even when they are ridiculously expensive. Part 1 of 2. Episode 151: How to Buy Happiness - Part 1 by David Cain of Raptitude (Personal Finance Happiness). David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been human society and the internal human experience, and Raptitude became his megaphone for his thoughts about those things. It found an audience rather quickly and it’s been central to his life ever since. In 2013, he left his day job to write full time. The original post is located here: http://www.raptitude.com/2012/03/how-to-buy-happiness Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts   Learn more about your ad choices. Visit megaphone.fm/adchoices

A special episode! Dan shares his own, personal story. Episode 150: Shaking the Scarcity Mindset and Shaking Things Up by Dan Warren (Financial Freedom). Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts   Learn more about your ad choices. Visit megaphone.fm/adchoices

Leo Babauta discusses how he ended his credit card problems and how he spends money today. Episode 149: How I Ended My Love Affair with the Credit Card (and Why I Use Cash) by Leo Babauta of Zen Habits (Debt). Leo Babauta created Zen Habits, which is about finding simplicity and mindfulness in the daily chaos of our lives. It’s about clearing the clutter so we can focus on what’s important, create something amazing, find happiness. The original post is located here: http://zenhabits.net/how-i-ended-my-love-affair-with-credit Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

A book excerpt! Episode 148: It is Only Money and it Grows on Trees (A Book Excerpt) by Cara MacMillan (Financial Freedom). Cara MacMillan is a thought leader in sustainability and financial management. She has the privilege of teaching and learning with courageous individuals who are committed to making a difference for themselves, their world, and future generations. As a thought leader, Cara regularly publishes in the areas of personal finance and investments. For more information, visit: http://caramacmillan.com Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Pavlina asks what you'd do with 100 times more resources. Episode 147: What Would You Do With 100x More Resources by Steve Pavlina (Portfolio Management). Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows. The original post is located here: http://www.stevepavlina.com/blog/2014/06/what-would-you-do-with-100x-more-resources Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and Join the Ol' Family to get your Free Gifts Learn mor

Joshua Becker of Becoming Minimalist talks about the Diderot Effect--why purchasing leads to more purchasing. Episode 146: Understanding the Diderot Effect (And How to Overcome It) by Joshua Becker of Becoming Minimalist (Minimalism). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: http://www.becomingminimalist.com/diderot Ple

Ramit Sethi addresses the myth of buying a house being the right next step. Episode 145: The Surprising Myth About Investing in Real Estate by Ramit Sethi of I Will Teach You to be Rich (Retirement Planning). Instead of saying “no” to spending on everything, Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article and pictured next to Warren Buffett Forbes Magazine, and have been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC and more. He also has tons of documented success stories—more than 20,000. The original post is located here: http://www.iwill

J. Money of BudgetsAreSexy.com shares how doing just one thing can revolutionize your finances. Episode 144: The Power of Doing Just ONE Thing by J. Money of Budgets Are Sexy (Strategic Financial Planning). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He also has a podcast: M.O.N.E.Y. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/2014/05/power-doing-one-financial-thing Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices