Live And Earn

“Women need to believe in themselves and trust themselves. We have internalized so much misogyny. We have internalized so much doubt that’s projected on us that becomes self-doubt.”   – Judith Winfrey 8-figure serial entrepreneur and founder of PeachDish, Judith Winfrey, shares the valuable lessons she’s learned from starting five businesses in under 15 years. Most of us don’t think beyond our own personal health and nutrition when it comes to the type of food we buy and where we buy it. But Judith sees the broader effects that choosing to support local farms can have on the economy and the environment. It’s no wonder she’s been able to achieve such longevity and success in business - a rare feat in the food industry. We talk about the unseen sacrifices that entrepreneurs make and how finding success as a Self-Made CEO® sometimes means letting go of expectations. What we tackle in this episode: How surrounding yourself with the right people impacts your business How the entrepreneurial journey rarely ends up

“I can’t leave this earth without doing something bigger than myself.” -- Jazmin Addy Founder and CEO of Proximity Partners, Jazmin Addy, started her business as a means to creating a better life for her children and leaving something greater for them than just the basics. With a long-term view of building generational wealth at the forefront of her mind, Jazmin made more money in her first year of business than she earned at her corporate job, a rare feat any seasoned entrepreneur would know. For her, starting a business meant more than just having the freedom to do whatever she wanted with her time and making just enough to pay the bills.  She wanted more and earned it. What we tackle in this episode: The necessary leap of faith to start a new business Why entrepreneurship isn’t for everyone and why it’s okay to work for someone else How entrepreneurs can leave a legacy for the next generation Why having failure as an option may be more beneficial than trying to avoid it altogether Why you have to be picky

“I’m just going to figure it out and live the life I want.”  --Kim Bennett How do you choose the kind of life you want and then design how you’re going to live it?  Where do we even begin to answer that? Kim Bennett and I address both simultaneously in this episode. Our answer: examining our personal failures. In life, we have to fail in order to know what we want, what we’re good at, and what we need to design our own lives -- and do it with intention.  What we tackle in this episode: How to turn setbacks & failures into opportunities   How to design your career around the life you want to live When to know you have succeeded How to embrace daily setbacks and mistakes ---- Grab your free video course!  The Money Maker Mindset: 4 Strategies to Focus Your Mind to Make More Money https://HelenNgo.com/FreeCourse

“When your finances get in the way of you being able to offer your gifts to the world, you’re not really serving anyone.” - Molly Freeman Why is it hard for many of us to talk about how much money we make? Are we afraid to try to put a number on how much we're "worth"? Maybe we're fearful others may judge us. Or maybe we're unsure of what we deserve? My guest, Molly Freeman, and I discuss why suffering financially hinders your creativity and how it can limit what gifts you are able to put out into the world. She shares why she got sick and tired (physically) of being broke and how she derived a pricing model for her business that allows her to be a financially thriving artist today. Molly is a lead example of what being unapologetic about what she deserves really looks like and how it can positively manifest itself financially. What we tackle in this episode: Why you shouldn’t feel ashamed of wanting to make more money for yourself The need for price transparency in every industry, not just art and creative

“What keeps me going is that my fear of failure is less than my desire to succeed.” --Deepshikha Sairam Socialique Groupe founder and Instagram lead-gen expert, Deepshikha Sairam, shares how she got started in her business and the valuable lessons she’s learned about investing wisely. There is so much focus on growing your social media following, but few focus on what happens after you gain new followers. You might have over 10,000 followers, but does that number even matter if no one is buying from you?  Deepshikha is helping women business owners put on a different lense to use social media in a whole new way to make real money in their business. We talk about investing in personal development, the desire for more money and why women should stop feeling guilty about it. What we tackle in this episode: The key to gaining raving fans and repeat customers Being honest about why you started your business Why losing time can sting worse than losing money How to increase your chances for success by investing mor

“There’s that cringing feeling of not wanting to open your bank account on a Monday.” — Mystery Millennial In this final installment with Mystery Millennial, we find out what's new in her financial journey and how she’s navigating towards financial confidence and freedom.  Particularly, we challenge the notion of whether making more money makes us greedy.  What we tackle in this episode: What it means to be fluid vs rigid with money Defining wealth, its value, and how to claim it How our relationship with money runs in our subconscious Facing financial problems head on ---- Grab your free video course!  The Money Maker Mindset: 4 Strategies to Focus Your Mind to Make More Money https://HelenNgo.com/FreeCourse

We catch up with Mystery Millennial. In Episode 5, she talked about her love-hate relationship with money. In just 3 months since that episode was recorded, she paid off more than $15,000 of debt!  Feeling financially liberated, Mystery shares how her life completely turned around after paying off that much debt. Did she finally treat herself to that $75 yoga mat for meeting such a major milestone?  Have a listen to find out. What we tackle in this episode: Why we tend to want to spend versus save money How being debt free changes your attitude about life  How a positive change in your relationship with money allows you to feel more in control What being in control of your money feels like ---- Grab your free video course!  The Money Maker Mindset: 4 Strategies to Focus Your Mind to Make More Money https://HelenNgo.com/FreeCourse

“Money. You love it when you have it. You hate it when you don’t.”  - Mystery Millennial Do you love or hate money? Love and hate are strong emotions. But money, on its own, isn't good or bad. At face value, there's nothing too exciting to love or hate about a piece of paper or the number of zeros printed on your bank statement.  Yet, money has the power to control our emotions, decisions, and life… ...if we let it.   This episode kicks off a special 3-part series. A no-frills, sobering financial therapy journey of one of my financial planning clients - who, for privacy reasons, we will call her “Mystery Millennial.” She shares her story about the love, hate, and life lessons that's come about from her relationship with money. What we tackle in this episode: How your upbringing affects your relationship with money When to hire a professional for help The difference between value and price What investing in yourself looks like When to treat yourself --- Grab your free video course!  The Money Maker Mindset:

“Don’t take tax advice from your friend. Just because your friend wrote off something doesn’t mean you can too.” – Ronica Brown, CPA Have there been times when you paid for something and wondered: “Can I run this through my business?!” Groceries as “office supplies”? Nails and makeup as “uniform”? Vacations as “business travel”? Worse yet, your CPA – whom you thought knew what he/she was doing! – told you that you can write off your Gucci handbag as a “uniform?” Certainly, it may apply in some industries, but you may want to get a second opinion on the type of tax advice you’re getting. Ronica Brown, CPA and owner of the Ronica Brown Agency, demystifies what you can and cannot do (legally) as a business owner on your taxes. She schools us on tax mistakes we need to avoid and reminds us that not all CPAs are created equal. Some will cause more harm to your financial bottom-line than good. From deducting Guccis to Porsches, tune in now to hear what other tax missteps you need to avoid. What we tackle in this ep

“I’m not willing to go broke and not enjoy my life. If we are more clear on what brings us joy and work really hard for that, you’re then making a very clear intention for why you’re working so hard for that money.” — Sydia Bell, owner of The Everyday Creative Have you stepped back and asked yourself why you’re working so hard? Why is it that you’re wanting to make more money? Is it really for that house, car, or vacation? Or have you been working hard to buy things that only fulfill a temporary void, distracting yourself from reaching your highest potential? Sydia Bell and I tackle the grand question of “Why are we making money?” As the owner of the Everyday Creative, she teaches individuals how to live with more self satisfaction and content by simply bringing order to your everyday surroundings. She’s a minimalist with a grand soul, and we all have something to learn from her. What we tackle in this episode: The first step to work towards what you really want to do with your money Why clarity and intentio

Live to work or work to live?  Either way, being financially independent - and not relying on your next paycheck or your “emergency” savings - is a goal well-worth striving for. Having the financial freedom to remove money as a concern, and just go about living your life is a powerful thing. And, thankfully, it isn’t something that’s just reserved for folks in the 60+ club with a successful retirement plan. Meet serial entrepreneur, Kiki Roeder. She breaks down what it means to be financially independent and how anyone, regardless of her age or how much money she makes, can obtain it. Only in her early 30s and having built and sold multiple businesses, one would consider Kiki as successful. But don’t think it didn’t come with a price.  Financial freedom isn’t free. Kiki openly shares how she experienced burnout and the gold star syndrome, and what she did to overcome the hardships to become financially secure.  Tune in to learn more about financial freedom and steps you can take to reach your own definition o

Welcome to the Live and Earn Podcast! My name is Helen Ngo and I’m a corporate dropout and former stockbroker turned CEO and Founder of an investment management firm. Over the past decade, I have worked one-on-one with over 300 individuals and families, and through this, I began to notice something. Every woman I worked with faced the same struggles regardless of her income level, whether she makes $50,000 a year or $1MM a year. She faces the challenge of having a sense of not BEING enough, not living up to her fullest earning potential. This is so common yet not enough of us talk about it openly and with honesty. Talking about money -- especially when it comes to how much we want to earn -- should not be taboo. I wholeheartedly believe that when we can get to a place where it’s “normal” to talk about these issues, then we all can succeed. I started this podcast because I want you to see the behind the scenes of peoples’ real money stories. I unveil to you people’s intimate dialogues when it comes to money –