Get Invested With Bushy Martin

We’ve got an episode packed with expert insights to help you understand what has happened, what is happening and what is coming in the world of investment. In this episode, I talk about transitioning from Fear Of Missing Out to the Joy Of Missing Out for investment success in crazy times. We also replay an important Realty Talk episode where property industry leaders Eliza Owen from Core Logic, Simon Pressley from Propertyology and Stuart Wemyss from Prosolutions cover what is happening with property values and rentals in Australia, how long the property ‘boom’ will last, new thinking about investment portfolios and so much more. Resources and insights Watch Australia’s top online real estate show, Kevin Turner’s Realty Talk, now hosted by Bushy Martin: https://channels.realty.com.au/realtytalk/  How to handle asset bubble speed wobbles (Property Tribune): https://thepropertytribune.com.au/news/how-to-handle-the-speed-wobbles-of-australian-property/ To increase your investment knowledge is to grab a copy my

Scott O’Neill and his wife, Mina, are experienced, sophisticated and active property investors who retired from their day jobs at the tender age of 28! That’s a story worth exploring. They did it by investing in both residential property initially and then evolved into commercial property.  With a property portfolio that boasts in the order of 32 properties with a value of $22M releasing just under half a million in passive income every year, Scott’s and Mina’s passion, commitment and hard work has paid off in spades - so much so that they were able to take a six month sabbatical from working life and do nothing but travel Europe on the strength of their property portfolio passive income. They then got bored of the good life without purpose and fulfilment and decided to teach others how to reach the same property success, which is where their business Rethink Investing was born. And not just content with their own success, Scott and the Rethink Investing team have now helped over 1800 clients purchase in exce

If you decide to move into an investment property and it becomes your primary place of residence, you’ll need to declare this for tax purposes.  There are certain scenarios where an investor can end up living in an investment property, but it is important to be wary of the rules and regulations before doing so.   That is what Bushy discusses with Brad Beer from BMT.     The Australian housing market is booming with predictions that prices will rise by as much as 20% in total across this year and next. but one of Australia’s leading economists Dr. Shane Oliver, Head of Investment Strategy and Chief Economist AMP Capital believes the bull market may be getting close to the end, and when someone like Shane says that we listen.  Bushy talks to him about that.  According to the most recent Australian Taxation Office statistics, just 8.8% of Australians have an investment property.  That is just over 2 million investors ….. impressive. But dig deeper and we discover that the number of people who have scaled their

The annual growth rate of combined regional dwelling values at … 13%, was more than twice that of the capital cities in the 12 months to April according to CoreLogic.  Remarkably, rent values across the combined regional markets have outpaced capital city rents even more. Bushy Martin catches up with CoreLogic’s Eliza Owen to dig a bit deeper into the findings.     When the COVID pandemic struck and the country was locked down in March last year, everyone was predicting gloom, doom, and the potential collapse of property markets. Everyone that is except Simon Pressley.  He tells Bushy today why he was so bullish.    It’s a generally accepted investment principle that diversification can reduce your risk and improve your investment returns.  But are there times when property investors shouldn’t diversify?  Stuart Weymms tells Bushy it could be called ‘diwersefication’.  That’s a new word and Stuart explains what it means.    But first up – Bushy talks to Eliza Owen about some amazing findings emerging from Cor

What is your retirement strategy? As I alluded to in the previous episode, part 1 of my illuminating conversation with Arjun Paliwal, this week we’re going to dig into the subject of how to convert your investment nest egg into a tax effective passive income when you reduce or stop work, so that you can attain and maintain your ideal lifestyle long term, and leave a legacy for your family. This is what we are going to open your ears to in this episode – and it is likely to surprise you and hopefully wake you up and shake you up to what you need to do now in order to continue enjoying your life later. We deep dive on: The importance of developing a fantastic worst case. Why removing our labels and bias around data creates opportunity. He breaks down his AOC – Acquire, Optimise, Consolidate approach to building wealth. We look at the impact of separating cause and effect in property. And we break down the Big Effect data points that Property Nerds have developed that provides you with a unique advantage to disc

Bushy is from Know How Property Finance and the host of his very popular podcast “Get Invested’.  His guest this week are Bryce Holdaway, Rob Newman and Jason Back.  First up Bushy talks to TV Property Show host and property buyers advocate Bryce Holdaway about a popular money myth about paying rent.  Given the massive stimulus incentives being offered by Federal and State governments to build new homes, there has been a big increase in the number of first home buyers looking to go down this road.  It is best to know the risks before making that decision ad you will hear them today from Rob Newman, a Buyers Agent, and Builder Broker.  Delays in arranging approved finance for the purchase of a property can now run out to 8 to 12 weeks resulting in many property sales falling over with everyone involved suffering high anxiety, stress, and frustration.   It does not have to be that way according to mortgage broking industry veteran Jason Back.  He talks to us about that.  Finally to wrap up this week's show Bush

To be a successful investor, you need to be an effective saver. In this episode, Arjun Paliwal shows you how. Arjun is a property investor and also an accomplished finance and property expert. He’s the founder of InvestorKit, a leading residential and commercial investment property buyers agency specialising in helping people find and secure rare positive cashflow investments that can put money back in your pocket with an added upside for capital growth.  He is also co-founder of The Property Nerds, a new company that gives you the right data to grow profitable property portfolios.  Through these platforms, Arjun shares our aims of helping you grow wealth without any major compromise in your lifestyle. Arjun is originally from Wellington, before making the move to Australia, and as you’ll hear, joined a big 4 bank to begin his journey in a corporate career.  His career progressed rapidly, winning a number of accolades including a CEO award from the Commonwealth Bank of Australia.  And to support his personal

This week Bushy’s guests include Stuart Weymms, Eliza Owen and Simon Pressley and Bushy’s Last Word or as he refers to it his Bush Bite – he questions if converting from long term to short term rental investment is short sighted.  We would love to get your feedback on that as well.  You can do that in the comments section under todays show.   Well just when you thought the threat of changes to negative gearing were over when Labor lost the last Federal election it is under pressure again.  With 60% of Australia’s 2.2 million property investors being negatively geared, I would have thought that the ALP might have learnt a lesson.  But that is politics, I guess.  More on that today in the show.  Simon Pressley makes a return, and he brings some of those enlightening graphics with him. This time it is demonstrate that despite growth of 5 and a half percent in property prices in the last 3 months, Melbourne’s fundamentals are still quite fragile.   But first up today, CoreLogic’s Eliza Owen tells Bushy that Austr

What does Australia’s economic future look like? How will the pandemic, China and other global issues impact Australian investors?  Joining us to talk about these issues and many more from the intersection of politics and economics is Professor Mark Crosby. Mark is an applied international macroeconomist and celebrated academic. He’s currently Professor at Monash Business School where he is part of the University’s leadership and executive education team, and the Director of International Business.  He’s also a Hibberd Lecturer at Melbourne Business School, where he spent 19 years before joining Monash in 2016, and has also worked as an academic at the University of New South Wales and University of Toronto, as well as a Research Officer at the Australian Treasury in Canberra. His academic interests are in international macroeconomics, with particular interest in policy issues in the Australian and Asian regions, including a lot of work on China given its major impact on our local economy. His research has fo

When auction clearance rates consistently remain near 80% it means there are more buyers than sellers in the market and this eventually leads to higher property prices, and that’s clearly what’s happening.  With in excess of 2,000 properties being auctioned every week and given the strong ongoing interest in auctions, it's worth revisiting key aspects of auctions for buyers. Bushy Martin does that today with buyer’s agent and builder broker, Rob Newman of Blackfords Urban Habitats.  Did you know that over 60% of all new home loans in Australia are now facilitated by mortgage brokers?  The growth is so strong that ASIC has moved to put in place a process called Best Interests Duty as a guide for brokers and protection for consumers.  So, what if anything has changed since it came into force on January 1 this year?  You will find out today.  And on that subject – financing, brokers, and banks – in Bushy’s last word he talks about a worrying trend that has emerged where the banks are contacting borrowers introdu

Is your super setting you up for retirement? Most Australians are unaware about the state of their super, and the harsh reality that it is unlikely to cover your lifestyle when you stop working. According to the most recent ABS figures, over 73% of Aussies over the age of 65 are surviving on an average of just $15,300 per year – just $295 per week.  But as you’ll hear from superannuation specialist Darren Kingdon, it’s possible to master your super fund and put yourself on the path to financial peace of mind and well being. But for many people, superannuation is just too complicated and full of rules and regulations, which makes you feel like you need a degree in super, tax, law and politics just to have a basic understanding of your super and how to play the game. Darren is on a mission to help financially educate you to take more control of your super. Because it’s your money and you’ve got a vested interest to do well - and the quality of your retirement lifestyle depends on it! Darren is a nationally reco

As a property investor, your biggest assets are equity and borrowing capacity. So property valuations are absolutely critical for property investors to grow their portfolios and have success. But why do we see such wide variation in valuations between buyers, agents and even among professional valuers? On a $500,000 property it’s not uncommon to see an $80,000 variation across two or three different bank valuations. This is because we live in the time of rational tangible measurement, where you don’t necessarily want to be right, but you fear being wrong, so this reduces everything to the lowest arse-covering denominator and builds in conservatism. So if you want to be successful as a property investor, you need to start thinking like a professional property valuer - with your head rather than your heart. And there is no better person to help you with this than our guest Kieran Clair. Kieran had over two decades of hands on experience as a property valuer and investor with one of Australia’s leading valuation

Continuing the conversation from the previous episode, Mark Carter breaks down the elements of value and how they can be applied in your life. Mark is an expert in human behaviour and value creation, which has resulted in him being one of the most sought after speakers and professional trainers in Australia. For Mark, it’s all about understanding people and how we create and add value. Understanding how we behave, think and make choices, both professionally and personally. Mark has pulled together many of these experiences and learnings into his second book, Add Value, as well as his online academy … which you can find out more about at https://markcarter.com.au.  So in the concluding part of this high value chat, Mark talks about: How he defines sustainable success The risks of adopting a Blinkist approach to life He defines value and breaks down the five main elements of value that he has crystallised in his latest book And if you’re ready to find out how investment can support your growth goals and create

In a two-part interview, human behaviour expert Mark Carter talks about what value really means, how you can create it, and invest in it, for success in every area of your life. What is ‘value’? How do you define value? My guess is that you may struggle to define it. Why? Because the term value has become so overused yet misunderstood. We are constantly asked: What are our values? Are you adding value? What is your value proposition? How are you adding value? We constantly hear about shareholder value, the value of a firm, fair value, and market value. About value creation as another name for wealth creation.  But what is ‘value’ really, and how can you unlock the limitless opportunity it brings? To talk about this and much more is Mark Carter. Mark is an expert in human behaviour, and because of this, he has become one of the most sought after speakers and professional trainers in Australia … particularly in the spheres of leadership, sales and more.  For Mark, it’s all about understanding people. Understand

How can meditation unlock the thinking, believing, attitudes and expectations that lead to success? Nico DiMattina is an inspirational meditation teacher, a self-mastery coach, corporate wellness facilitator as well as an Ecstatic Dance DJ. And he’s currently enjoying life in the coastal paradise of Byron Bay. And as you’ll hear in our energising chat, this is a far cry from his previous life, firstly as an elite athlete from an AFL family then as a Silicon Valley headhunter, where he helped find the brightest minds for tech giants Google, Pandora and Coinbase while living in the constant never ending hustle and bustle of New York City, San Francisco and Los Angeles in the US.  But despite seemingly riding high, Nico says he was unfulfilled. And it was that discontent that would lead him to develop a Transcendental Meditation practice that would become his daily source of strength and inspiration.  Now a meditation teacher and coach, Nico also co-founded Rise Ecstatic Disco, an uplifting sober dance party tha

The best investors keep it simple, and the best way to keep it simple is to ‘play dead’, according to investment expert Ramin Nakisa, who shares incredible insights in this episode. Ramin is a UK-based investment coach, author and founder of PensionCraft. Ramin worked in investment banking for 15 years. Before becoming a strategist he spent two years teaching finance in an investment bank, which was a big passion and also helped him to learn how to explain finance in a non-mathematical way … which you’ll benefit from in our discussion today. Ramin has also written two books about finance and investment: “A Financial Bestiary”, which is written for professional investors, and "Invest in Fear" which explains how to buy and sell volatility using exchange traded products, which we expand on during our great chat. Ramin was born and grew up in Worcester, did a Physics degree and doctorate at Imperial College in London then postdoctoral research in neural network models of language acquisition in the Experimental P

Last week Goose McGrath joined me as we opened your ears and your minds eye to the opportunities of becoming limitless by transforming your mindset, motivation and methods. And we heard how Goose turned his life around by shifting his limitless approach from endless hours propped up by substance abuse to endless opportunity supported by property.  This week I want to drill down to how you can actually create a limitless life and Goose and I show you how investing in property is a great vehicle to help you make this happen. Goose and his team at Dash Dot have now taken this to another level, creating the elusive Holy Trinity of property – investment properties that give you capital growth, positive cash flow and value added potential. Now as you’ll hear, this sounds more like the holy grail than the holy trinity, because this is the ultimate and thought of as elusive and impossible to achieve. But here’s the rub ... Goose, Gabi and Dash Dot’s Buyer’s Agents team have been achieving this golden triumvirate of g

What does a limitless life look like? And how do you break free from your current circumstances to get there? Our guest in this two part interview, ‘Goose’ McGrath, lives, eats and breathes ‘limitless’ in everything he does. He is the CEO of dashdot Buyers Agents, and there’s a number of things that I love about what he’s doing through this company.  Firstly, Goose’s approach comes from an entirely new angle … instead of following the status quo in property, he’s helping investors build profitable portfolios with a proprietary Holy Trinity Formula - a renegade strategy that has helped his clients achieve an average of 61.75% return on capital in just the first 12 months.  And no … he’s not a developer, he doesn’t sell properties, and he’s not pedalling gimmicks ... he runs a service business that works directly with and for his clients to get them results.  Secondly, Goose and I are cut from the same cloth - he is all about buying back time, building a legacy and having more fun. You’ll be inspired as he shar

What was your worst investment ever? And is it your secret shame, or has it become the seed of your biggest learnings and opportunities? This is where our guest, Dr Andrew Stotz, comes in. Andrew reveals the six strategies that you can adopt to overcome common money losing mistakes and fast track your pathway to success. Andrew is very well qualified to identify and help you overcome investment hurdles and to assist you become a successful investor. He is the author of multiple finance and investment books, a recognised finance expert, an angel investor, and a self-professed happy guy. He’s an award-winning financial analyst with more than two decades of experience in leading positions in the industry and as a university lecturer of finance. Andrew is driven by empowering and helping you to achieve your goals through sharing his financial expertise. It doesn’t matter if you're a student, someone who wants to take control of your own finances, a fund manager for a global institution or a Fortune 500 CEO. He’s

How can investors hold on to properties through a full lifecycle and beyond, without burning a massive hole in their pockets and a big cost to lifestyle? A major contributor to ongoing affordability is depreciation. Tax depreciation is a tax deduction claimed for the natural wear and tear of an income-producing building over time. And it’s generally the second biggest tax deduction for property investors, after loan interest. Joining the show to talk about this is Mike Mortlock, an industry leader in tax depreciation and managing director of MCG Quantity Surveyors, Australia’s fastest growing QS firm and one of Australia’s top 100 fastest growing companies. As you’ll hear during today’s lively and entertaining discussion, Mike has worked as an expert depreciation consultant for a number of major companies over the years including McDonald’s, Canberra Airport, Hilton Hotels, Stockland and many more.  He has helped thousands of residential and commercial property investors maximise their tax depreciation deduct