Get Invested With Bushy Martin

Should you pay cash, finance or lease your vehicle or equipment? Michael Johnston is back again to continue the discussion.  The short answer to this question: It depends. It depends on the specifics of your situation and circumstances, there isn’t a one size fits all approach to funding your assets.  But one thing is for sure, FOMO is dangerous - and it is very easy to get sucked in to that car yard’s ‘once in a lifetime deal’ only to find yourself in a world of financial pain. This again is where the dual concepts of access versus ownership and opportunity cost that we touched on in last week’s episode come into play. And if it’s better in your particular situation to finance it, do you take out a personal loan, hire purchase, lease, novated lease, chattel mortgage or other alternative? The truth is, that in our time poor world, asset finance is becoming increasingly more complex, confusing and overwhelming, so to enable you to see the forest from the trees and better decide what’s right for you, experience

Did you know there are more than thirteen million spare, unused bedrooms in Australia right now?  This week we ask if that can help ease the housing crisis.  Also this week Bushy firms up on the notion that property is a game of finance and then he introduces a concept that makes owning a home more affordable with a zero deposit home loan. But in a compelling piece from Bushy, he raises some big questions about insurance and if you are still covered.  NEW – join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686 Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podca

Overseas migration is frequently being called out as one of the primary factors influencing the housing market. In the face of high interest rates, low consumer sentiment and stretched housing affordability, values and rents continue to rise and vacancy rates plummet as net overseas migration has hit record highs.  Eliza Owen the Head of Research at CoreLogic sets the record straight with five key insights into migration and the housing market.  NEW – join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686 Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podcast net

Understanding access versus ownership as well as opportunity cost is key for investors. You have the option to pay less of your hard earned cash now to get access and control over an asset, while your remaining monies are invested elsewhere. By putting on a pair of investment glasses you can start to make your financial decisions differently, by asking yourself: How can I control and enjoy access to this asset now at minimal cost, while freeing up my funds to invest in other high growth opportunities? To talk about this and more is our guest, Michael Johnston.  Michael is the Director of National Direct Finance and a top asset finance broker. In an environment that is getting increasingly more complex and overwhelming, Michael and his team combine decades of experience across multiple lenders and loan solutions, helping you source, structure, negotiate and deliver the best available result to suit your specific needs. This week we unpack Michael's personal journey before we deep dive into the detail of asset

We’re at the time of year again when everyone is wondering what’s in store for property in the year ahead, particularly in light of another incredible year that’s continued to defy most expectations. So Bushy and Kevin are delighted that Louis Christopher joins them in this week’s show to go into some detail from his Christopher’s Housing Boom and Bust Report from SQM Research.  We talk to the new President of the Real Estate Buyers Association, Melinda Jennison,  about low barriers to entry into the industry. NEW – join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686 Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketin

Could that special thing you're super passionate about also be your big investment opportunity? This is the case for Sarah and Matt Packwood-Hollings. Sarah and Matt are the founders of Alchymia Distillery, producing beautiful small batch handcrafted gin and single malt whisky on the rugged north-west coast of Tasmania.  The duo are the ultimate example of the power of two in action, merging their unique skills together to become a force in business and life.  And as you'll hear, property investment has been an enabler that has helped them fuel and invest in their life passion.  15 years ago Sarah and Matt moved to Australia from the UK and lived in the McLaren Vale region of South Australia, working in corporate roles until they decided to jump off the corporate bus and look for a business they could run together. As lovers of good produce, they found their way to whisky and gin.  The journey to find the 'right spot' to launch their distillery took four years, but they eventually landed at Table Cape in Tasm

Looking for the transformational change that will take you to new levels of success? Tune in to the second part of our chat with Dr Simone Boer. In Part 1 the property investor and neuro coach took us through the ins and outs of her own personal property investment journey, now we deep dive into areas that are going to make or break the sustainability of your success – and you guessed it, it revolves around mindset and transformational change. She talks about: Overcoming mistakes relating to mindset, beliefs, attitudes and expectations Getting liberated from fears, negative self-talk, trauma and other limitations Breaking through insecurities And much more! Get unblocked in 15 minutes If you want to change your life in 15 minutes with a visualisation recording that’s aimed at unblocking parts of your subconscious so that you can fulfil your potential, Dr Simone is giving Get Invested listeners a special opportunity to start the process by emailing her at: info@afreshapproach.com.au Or hopping on her website

This week we wind the clock back some 80 years to check on the lessons we’ve learnt from history as Bushy and his guest Simon Pressley from Propertyology, go on a journey and pick through the data Simon and his team have assembled about what history has taught us and how those experiences have shaped us today.   NEW – join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686 Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.

The use of drugs - and in particular methamphetamine - is a growing concern generally, but particularly in the property investment area.  Unless you have a good property manager or you are testing yourself, chances are you won’t know until it's too late.  Being too late can cost thousands and might even mean total demolition of the property.   So would you be covered - how can you tell and what about the extended liability risks.  Bushy gets some expert opinion in the show.  He also seeks to find out from regular guest and a member of our experts panel Rasti, from Get RARE Property, what diversification looks like and the benefits. NEW - join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686 Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub

Many property investors feel 'stuck' - knowing what to do, but unable to get off the merry-go-round. Dr Simone Boer reveals why, and how to unlock your full potential. As we continue to say, it is mindset that separates the successful from the rest. If it sounds a bit woo woo to you, it is all backed by neuroscience. And our guest, Simone, is living proof of transformational change in action through her impressive property investments that enable her life changing coaching work. As you’re about to hear, Simone’s career path has been anything but a straight line; think of it more like a thrilling rollercoaster through the worlds of neuroscience, business strategy, and now, life-changing coaching. Alongside her 9-to-5 adventures, Simone’s been a savvy player in the property game for over 15 years. She's juggled an investment portfolio across Australia's varied landscapes, finessed three subdivisions, and rolled up her sleeves for four renovations. Her latest move? Stepping into the commercial property arena. Wi

In the past week Realty Media Group announced a BETA release of a groundbreaking property search integration into the company’s portal - realty.com.au. RMG says it harnesses the power of Ai - Artificial Intelligence - to provide homebuyers and investors with a whole new way to discover properties based on the user's unique preferences and needs.  So we are delighted to have this exclusive look at Realty's latest innovation as Troy joins us to explain how Ai is about to help guide us on our property journey.   See a demonstration of how Discovery Search works.  Also we check in on the Brisbane market ahead of the Olympics to see if there are any signs of impact yet. NEW - join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686  Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | G

We continue the conversation on business succession with expert Bill Heestand. If the goal of investing your time, energy and money is ultimately to create an ongoing regular cash flow income that will continue to fuel your lifestyle long term, as a small business owner or employee, why wouldn’t you consider investing in your business to return for all the hard work and dedication? In Part 2 of our interview, Bill talks about how you can maximise that unrealized investment opportunity, your business, that you have more control overthan any other. During his 32 years in business, Bill has successfully bought and sold a small business not just once but four times that has grown wealth for the participants and created ongoing regular retirement income. Enjoy the discussion. Bill's book: How A Smart Employee Can Buy Out The Boss    New - join our Facebook group, The Property Hub Collective: https://www.facebook.com/groups/1857513011165686  Join the Property Hub community on Substack! Sign up to get Australian pro

A savvy business succession strategy can set you up for retirement AND set up your key employees. Bill Heestand joins us to explain how. It is our 300th episode of Get Invested - wow, what an incredible milestone! Thank you for joining us on the journey.  And this episode is a special one.  While we talk about property investing for retirement, there's also saving for retirement and CREATING for retirement. Creating and selling a business can supercharge your investments and set you up for life after work.  Personally, I (Bushy) and my wife Sonya have been wresting with the question of how to bring our key employees on the journey with our company KnowHow Property - so we started working on a unique perpetual custodian business model (which I explain in this episode). That led us to Bill Heestand in the US.  He had written a great book called ‘The Ownership Ladder’ that has been rebadged as ‘The Ultimate Career Path - How A Smart Employee Can Buy Out The Boss’. And I’m excited that Bill has joined us on the s

There is a lot of talk about AI - Artificial Intelligence.  The way we buy and sell real estate has not changed in almost 40 years - since the internet impacted the process. AI will change that!  Kylie Davis is a leading authority on the Australian proptech landscape and the founder and president of the Proptech Association of Australia.  Property is a massive, fragmented industry overdue for an upgrade.  Make no mistake - the real estate industry will be affected by AI.  So too, will buyers and sellers.  One of our sponsors - Realty.com.au this week launched AI powered Discovery Search which will change how we find the home we are looking for.  We will tell you more about Realty’s Discovery Search next week. NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration betw

This week Bushy wants to know what really drives capital growth and his guest on this topic is property researcher and data analyst Jeremy Sheppard who sets about shooting down some misunderstood and potentially misleading drivers. Then we hear from Rasti Vaibhav about holding onto high growth properties without impacting how you live now. NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Property Hub is a collaboration between Bushy Martin from KnowHow Property, Kevin Turner from Realty, Andrew Montesi from Apiro Marketing and Apiro Media, and Australia’s largest independent podcast network DM Media. Business and partnership enquiries: antony@dm.org.auSee omnystudio.com/listener for privacy information.

With the cost of living crunch, rising interest rates and inflation, is paying off your mortgage fast even achievable? Serina Bird believes it is.  Finance writer and ‘frugalista’ money coach Serina Bird joins us again for part 2 of our discussion on 'how to pay off your mortgage in 10 years', sharing tips, tricks and strategies to pay off your mortgage faster so you can enjoy your life. Last week we started the conversation with Serina on how the mortgage is a noose around the neck of most Aussies for up to 30 years, but it doesn't have to be. Serina unpacks insights from her latest book, How To Pay Off Your Mortgage In 10 Years, revealing finance hacks, savings strategies and traps to avoid that will appeal to both home owners and investors. Don't miss the many practical learnings in part 2 of our conversation today. NEW - Join the Property Hub community on Substack! Sign up to get Australian property news, opinion and episodes in your inbox: https://propertyhubau.substack.com/  Three easy ways to Get Inves

A few weeks ago property investors from around Australia and New Zealand gathered to swap ideas, network, and listen to some very knowledgeable speakers share their experiences at the inaugural PIPA Conference.  One of those keynote speakers was the previous Property Investment Professionals of Australia or PIPA Chair and continuing board member Peter Koulizos - also known as the Property Professor - who took everyone on a property and location masterclass. Our own Bushy Martin was the emcee at the event and was so impressed with the information Peter went through that he invited Peter to join him in a full Realty Talk show and today is the day.  So get your note paper and pen out because you are about to hear some very powerful insights. NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: https://propertyhubau.substack.com/ Subscribe to RealtyTalk on the Property Hub channel: Apple Podcasts | Spotify | Google Podcasts | Email Proper

Instead of having property loans draining your income for 30 years, imagine paying them off in just a fraction of that time. It's possible, and Serina Bird reveals how.  Serina (who first joined Get Invested back on episode 129) is a finance writer, podcaster and author who is a self-made millionaire who now helps people save money and live more meaningful lives. She is the host of The Joyful Frugalista podcast and author of The Joyful Frugalista and The Joyful Startup Guide. She writes a regular column with Money Magazine that encourages people to spend less and save more (with joy) on the path to financial empowerment. The latest ABS Census confirms that about 35% of Australia's 9.8 million homes are owned with a mortgage, and a recent report indicates that on average, home loaners currently need to spend between 40-45% of their income on mortgage repayments. Now the national average mortgage level has increased by 36% since 2018 to around $600K according to the latest ABS figures, which means that repaymen

In the second half of 2023, commercial real estate debt is emerging as a promising financial opportunity, especially in the Australian property market. The COVID-19 pandemic has brought significant challenges to various sectors within commercial property, with prime office buildings facing decreased valuations and uncertainty. However, these challenges have paved the way for astute investors to identify opportunities within the market.   This week, Matthew Afflito from Jameson TTB, joins Bushy to highlight the evolving landscape of commercial property and the opportunities it presents.  Also this week Bushy crutches up with Dr Mardiasmo - Chief Economist at PRD Real Estate as she dissects the complex interplay of variables that drive property trends and provides valuable insights for investors, homeowners, renters, and anyone interested in the country's real estate landscape.    NEW – Join the Property Hub community on Substack! Sign up to get Australian property news, opinion, and episodes in your inbox: htt

We continue our deep dive into all of your practical and insightful property investment questions. We've got part two of our special this week, where Bushy Martin sat down with Jef Miles and Joe Tucker from Aus Property Investors, one of Australia’s largest Facebook communities dedicated to Property Investing.  This was a live stream recorded with the investor community, and in this part of the discussion Bushy gets very practical in outlining his approach, and views, on property investment. And if you want to join the Aus Property Investors Facebook group, click here: https://www.facebook.com/groups/Auspropertyinvestorsgroup  NEW - Join the Property Hub community on Substack! Sign up to get Australian property news, opinion and episodes in your inbox: https://propertyhubau.substack.com/  Three easy ways to Get Invested right now: Subscribe to this podcast now, if you haven’t already, and get the inspiration delivered to your podcast feed each week Get a copy of my book, Get Invested, for FREE, and find out