I Always Wanted To

Kathy Waite and Roberta Shanman both rediscovered their love of horses later in life, and tell any other "mature, terrified novices" how much they love it. Kathy Waite Using her 25 years experience as a Registered Retirement Consultant Kathy helps those within 10 years of retirement make the most of what they have. Instead of being educated by salesmen join her RetireSmart programme, a step by step process to ensure you see real change and progress towards the life you desire.   Kathy grew up in England before emigrating with her husband and son to Canada in 2004. They live on an acreage in Saskatchewan but she has clients across the country and around the world.    Roberta Shanman Born in New York City in 1948.  Family moved to LA when I was 7 & I've lived here ever since.  Got my BA and Master of Library Science from UCLA and have been a research librarian for over 40 years - 35+ of those with the RAND Corporation.  I am now semi-retired, going in to work a few days a week. My hobbies are birdwatching,