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STAGE ONE: Day Ten: Health, Wealth And Happiness Challenge - Debt Trap and Emotional Spending Day Ten: Avoiding Financial Pitfalls – Debt Traps and Emotional Spending In this episode of Join Up Dots, we dive deep into the world of financial pitfalls—the sneaky traps that can derail even the most diligent among us. We’re talking about debt traps, emotional spending, and how everyday habits can stealthily drain your bank account. More importantly, we’ll explore how to recognize these patterns, break free from them, and build a more sustainable financial future. Debt traps often start small, like that store credit card you got for an extra 10% off or a “buy now, pay later” plan for something you couldn’t really afford upfront. They’re designed to make spending easy and painless at first, but over time, the interest builds up, and suddenly you’re paying way more than the original price. It’s like financial quicksand—once you’re in, getting out can feel nearly impossible. In this episode, we share simple strategie