The P.t. Entrepreneur Podcast

Had a chat with a student recently about getting their personal finances straight, especially with student loans looming and dreams of starting a practice. It reminded me how critical it is to get control of your spending early on. It ain't always fun, but it sets the foundation. Today, I'm breaking down the three biggest areas where you can slash expenses without totally sacrificing your life: Food, Housing, and Transportation. Forget the fancy dinners and brand new cars if you're trying to get ahead. We're talking practical, actionable steps like eating at home, house hacking, and driving a reliable (maybe not cool) car so you can crush debt and build real financial freedom. Remember, it's not what you make, it's what you keep.