In Wheel Time - Cartalk Radio

The financial shock of adding a teenage driver to your insurance policy can feel like a sucker punch to your wallet. In Texas, parents face an average premium increase of 114% – the fourth highest in the nation according to WalletHub analyst Chip Lupo, our special guest this week. While Texas ranks middle-of-the-pack (28th) for teen driver fatalities, this statistic offers little comfort to parents navigating the treacherous waters of teen driving safety and skyrocketing insurance costs.Diving into strategies that actually work, our hosts share personal experiences with driver education approaches across generations. We explore the evolving landscape from school-based programs taught by PE coaches to modern combinations of parent-led instruction and professional driving schools. The conversation reveals an important truth: teens often respond better to driving instruction from authority figures who aren't their parents. Meanwhile, insurance companies offer various paths to lower those painful premiums, i