Becoming Floridian - Podcast

Episode 6 Mike Alea with FBC Mortgage - Florida Lender

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Synopsis

Mike, a native Floridian, grew up in Ybor City, where his Grandfather worked as a Master Cigar Roller. Then he worked in Alaska for a couple of years before moving back to Florida settling down in Pinellas County. Mike loves the “kickback” lifestyle that’s associated with Florida. “It’s the only place you can go to work in a casual shirt and flip-flops and that’s considered normal” Mike says. He recently made a trip to Cuba where his wife was born. “It’s like stepping back in time” stated Mike, “It’s a wonderful place full of rich culture.”  In lending for over 31 years he has seen many changes in the mortgage industry. Most recent is the new TRID regulations to help disclose fees to the borrower. “It has added about two weeks to all closings” stated Mike “But it’s not all bad.” Lending in Florida is much different than most states and Florida has different lending practices depending if you’re in the North, Central or Southern region. Mike is very knowledgeable about all aspects of Mortgage Financing from th