Medicare Nation

It’s that time of year!  You have 5 days left to choose your Medicare plan for the coming year.   Did you choose the right plan?   If you are confused, this is the episode for you!  I’m going to tell you exactly what you need to know to make the right choice.     3 Choices: Original Medicare - Part A and Part B Medicare Advantage Medigap to Original Medicare   Medicare for 62 and older and it was never designed to be free,   Part A - Stay overnight Part B - (Outpatient) Everything where you don’t stay overnight annual deductibles copayments   Medicare Advantage - networks, HMO and PPO healthcare providers.   HMO is smaller and PPO’s are larger and carry Medicare products in different states. Supplement is a private insurance (F Plan) and it is expensive, but the coverage is comprehensive.   All will have the same basics of Original Medicare Plan. Most of them include prescription drug coverage with co-pays Some have premiums and some do not - you just have to research.  I don’t recommend plans with a monthly