Accredited Income Property Investment Specialist (aipis)

Jason Hartman's investment counselor Adam takes today's show to talk with one of the network's lenders to discuss what mortgage rates are in today's market. Basing the rates on a $100,000 purchase price the two explore what rates are available and what things are happening that are impacting rates now and in the future. Website: www.JasonHartman.com/Properties

Jason Hartman and one of the network's Florida market specialists discuss the Jacksonville market and what kind of housing is currently available. The two break down a pro forma for one of the available new construction properties and examine why Florida has become such a hot spot for people fleeing both the East and West coast states. Key Takeaways: [3:46] Florida is now drawing people from the East and West coast [5:46] Jacksonville market profile [9:45] Examining a pro forma of one of the new construction properties available in Florida [12:18] There are a couple properties available that you could take advantage of in a 1031 exchange [15:11] People are moving to Jacksonville to be near St Augustine, which is the 2nd busiest place for tourists in Florida behind Disneyworld Website: www.JasonHartman.com/Properties

Jason Hartman talks with Spencer Burleigh, co-founder of www.RentTheBackyard.com. Spencer's company will build a unit on your land, list it online, and split the rental profits with you 50/50 as long as you have an area at least 25' by 20' clear and you live in your home most of the year. Listen in as Jason and Spencer discuss the business model and how you can take advantage of it. Key Takeaways: [1:37] What problem is Rent the Backyard addressing? [6:31] Rent the Backyard is able to create a second dwelling on the property without getting the land rezoned [11:07] The stigma behind manufactured housing needs to go away, but it also needs to get cheaper [14:39] The income side of Rent the Backyard's business model Website: www.RentTheBackyard.com

Today's off-topic 10th episode has Jason Hartman talking with Sally Kohn, CNN political commentator, host of The State of the Resistance podcast and author of The Opposite of Hate: A Field Guide to Repairing Our Humanity, about why there's so much hate in our country at the moment and how we need to continue acknowledging problems and working to get better. Key Takeaways: [4:16] Technology makes us feel more anonymous, which isn't always the best thing [6:54] Does the US deserve credit for being better than the rest of the world? [11:45] What definition of "hate" Sally's working from [15:56] Most people don't think they're hateful, they believe "those people" are hateful so the things they do are justified [19:40] We have been taught throughout history that men should be in positions of power, which is a powerful thing to have to break through Website: www.SallyKohn.com

Jason Hartman talks with Chris Porter, Senior Vice President & Chief Demographer at John Burns Real Estate Consulting, about what trends their company has been seeing. There have been some profound shifts in the way that Americans want their communities, what they're looking for in a house, and whether they even WANT to own a house. Key Takeaways: [2:30] The labor shortage in construction right now is a great opportunity for new technology to come into the market [7:50] Some developer trends going on right now [11:49] The current housing trends of Millennials and Baby Boomers [15:16] Are the insititutional investors here to stay? [19:50] Chris' prediction on home ownership rates has been somewhat right. Why he thinks it wasn't completely acurate [24:43] Why the way generations are widely defined make no sense Website: www.RealEstateConsulting.com www.BigShiftsAhead.com

Jason Hartman talks with Matt Curtis, founder and CEO of Smart City Policy Group, about the state of short-term rentals in today's society. Matt explains why he thinks that no matter what people in power do, they won't be able to stop the movement that is short-term rentals. Matt also discusses what he expects for the market when the economy inevitably sinks into a downturn and people stop taking so many vacations, and why a societal shift is key to that. Key Takeaways: [4:06] Technology is leading us closer to a Jetsons like world [6:43] Short-term rentals seem like they're going to win out over areas that are currently resisting [9:57] It's not hard to see why some areas of the country are resistant to the idea of short-term rentals [13:42] Are short-term rentals squeezing renters out of the higher end homes? [18:04] Commercial mix-use multifamily seems to be an area that there's no qualms using for short-term rentals [20:14] What happens to short-term rentals when the next recession hits? Website: www.Smar

Jason Hartman talks with Jeb Carty, co-founder of Zumbly, joins the show today to discuss their new product and how investors can use them to maximize their returns. Key Takeaways: [1:38] How Zumbly differentiates itself from generic MLS websites [5:51] All the assumptions in Zumbly's calcuations are adjustable [9:01] Zumbly is hoping to provide the newest of investors the best information possible to make smart deals [9:58] Millennials are looking for a new way to buy [14:26] Zumbly's rolling out in 10 more markets Website: www.Zumbly.com www.JasonHartman.com/Properties

Jason Hartman talks with Marc Biron, founder and CEO of Home Diversification Corp, about his product that is intended to help homeowners diversify their market risk in their own home purchase. The product is intended to help protect homeowners from downturns in the housing market in their local zip code by indexing it to the national housing market. Listen in as Marc explains why it would make sense for homeowners and how it works. Key Takeaways: [1:48] How Marc's mortgage product can help diversify market risk [6:07] Marc claims his product is 42% more stable than the average housing market [10:22] A sample case of how the product works [13:51] Home Diversification uses the Zillow statistics for national home price indexing Website: www.JasonHartman.com/Properties www.HomeDiversification.com

Jason Hartman joins Investment Counselor Sara and one of the Florida market specialists to discuss the upcoming Profits in Paradise event and the Florida property tour the Friday before the event. Prior to the Great Recession, the network dealt exclusively with new construction. Now it's a rarity, but Florida (and Atlanta) is able to provide that right now. New construction allows for win-win-win situations between investors, developers, and tenants. Website: www.JasonHartmanLive.com

Jason Hartman and his mom take today's episode to review the book The American Jubilee: A National Nightmare is Closer Than You Think, as well as discussing the impact of loan forgiveness and some self-management strategies that can save you money and headaches when it comes to repairs and tenant retention. Key Takeaways: [1:47] Jason's mom's takeaway from the book The American Jubilee [4:33] The middle class is getting crushed today more than they ever have in American history [7:47] You can use debt as a strategy [11:38] Impact of the bank holiday [14:07] Student loans are being packaged and sold to financial firms just like liar loans were [18:59] The federal government can nationalize your stock and bond portfolio a lot easier than your property [23:08] Turnover can be expensive, but keeping tenants for too long could mean your rents are too low [27:36] The longer your tenant is there the more they treat it like their own home [31:44] A recommendation to reduce your insurance prices Website: www.JasonHart

Jason Hartman talks with Bill Ness, CEO and founder of Neighborhoods.com and 55Places.com, about how to evaluate neighborhoods and the incredible opportunity that the 55+ age market is presenting for investors. Key Takeaways: [1:52] As Bill started Neighborhoods.com, how did he define a neighborhood? [5:02] How do people sort neighborhoods [9:26] Last year only 38% of home buyers were over the age of 55 Websites: www.Neighborhoods.com www.55Places.com

Jason Hartman talks with Michael Finch, Principal at SVN and SFRhub Advisors, about the latest trend in real estate development: the build to rent model. The two discuss why this model is so popular, why developers love it and why it's not likely to be going away any time soon. Key Takeaways: [1:26] Why is the build-to-rent model so attractive? [6:15] Build to Rent properties tend to haev drastically lower tenant turnover [10:48] Financing build to rent properties [14:09] Do communities have to be all or nothing in terms of build for rent sales? Website: www.SFRhub.com

Jason Hartman talks with Romana King, award winning real estate writer and director of content for Zolo, about what's going on in the Canadian real estate market (specifically Vancouver), as well as some of the best tips for real estate investors. Romana is another buy and hold real estate investor, and she and Jason explore what the best practices are in that marketplace. Key Takeaways: [4:50] When you purchase a property, the value isn't in the property it's in the land [7:56] Canadian financing options [12:13] Romana's take on Opportunity Zones [15:09] What is Zolo? [17:42] Romana's tips for purchasing investment properties [21:26] Some signs that the area might be a good one to invest in Website: www.Zolo.ca www.RomanaKing.com

In this off topic episode, Jason Hartman talks with Cynthia Kane, author of How to Communicate Like a Buddhist, as well as Talk To Yourself Like a Buddhist, about how we should be communicating with ourself and with others. Too often we say things hurtful to ourselves and our loved ones which we don't even realize until it's too late. Cynthia explains the elements of right speech that will point us in the right direction, as well as the importance of silence. Key Takeaways: [2:30] How does communicating like a Buddhist help you? [6:20] The importance of "Mindful Listening" [8:49] How we can use silence in a positive way [16:24] How do you talk to YOURSELF as a Buddhist? [20:28] You need to pump yourself up with self talk a little bit [22:18] The importance of questioning Website: www.CynthiaKane.com www.JasonHartman.com

Jason Hartman talks with DeAnn O'Donovan, former President & CEO of AHP Servicing and former Executive VP and Chief Administrative Officer of Wintrust Mortgage, about the practice of investing in non-performing notes and loans. DenAnn explains what she looks for when considering investing in loans, what positions she's comfortable taking, and where you can still find deals in today's marketplace. Key Takeaways: [5:18] Does it matter whether you're in first or second lien position? [9:11] Where do you find the deals in today's market? [19:33] Are there multiple categories of servicers available? Website: DeAnn O'Donovan on LinkedIn

Jason Hartman talks with Jeff Astor, VP of Business Development at Broad Financial and author of The Ultimate Self-Directed IRA:: Using Self-Directed IRAs & Solo 401ks To Invest In Real Estate, Bitcoin, Ethereum, Cryptocurrencies, Gold, Private Businesses, Startups, Exotics & Much More, about how to invest in various assets at the "arms length" that the tax code requires. Jeff explores some unique investments clients have made that satisfy the legal requirements, as well as explaining the difference in the 2 types of self-directed IRAs. Key Takeaways: [2:09] What are "exotic" investments and how you keep your investments "at arms length" [5:12] There are 2 types of self-directed IRAs, the custodial model and the checkbook model [9:18] Finding financing for IRAs since you need a non-recourse loan [12:36] Do people set up multiple LLCs inside their IRA to get even more asset protection? [17:11] Make sure you do your research on self-directed IRA companies, because custodial companies rely on trust [20:1

Jason Hartman talks with Gary Boomershine, real estate coach, real estate investor and founder of REIvault, about the differences between real estate investors and a real estate entrepreneur, as well as ways that you can protect yourself from inflation. Gary and Jason discuss the great part of buy and hold investing and what Gary sees as the future for the economy and real estate. Key Takeaways: [2:28] What is a real estate investor? [6:28] Gary used to flip houses but now regrets every house he ever sold [11:44] Gary's experience as a hard money lender [17:53] Gary's take on the VRBO market [24:34] First position lending can be a hedge [30:31] Right now Gary's a bit pessimistic about the market and is taking some chips off the table, while some of his cohorts are going full in [32:58] The 3 areas Gary believes need to be very careful in today's market Website: www.JasonHartman.com/Vault

Jason Hartman does another client case study with Lisa, and today is all about metrics. Lisa has seen the Pro Formas available on Jason's website but wants to know which lines are the most important to be looking at when evaluating a property. Then Jason and Lisa move on to self-management and some ways to find a handy man that are outside the norm. Plus, don't forget to celebrate Financial Freedom month throughout July! Key Takeaways: [2:56] The 3-5 things Jason looks at first in the Pro Forma [8:47] The very first thing you need to do when looking at any Pro Forma is checking the assumptions [12:09] Don't forget to watch and re-watch the 27 minute video that goes over the Pro Forma line by line [13:07] How Lisa used Lowe's to find a handy man [17:02] Why Jason's so excited about his new Empowered Investing Network [18:50] What to do for Financial Freedom month (coming this July) Website: www.JasonHartman.com/Properties Quick Start Podcast

Jason Hartman talks with Andrew Rybczynski, Senior Consultant at CoStar Portfolio Strategy, about what is happening on the construction side of both single family and multifamily properties. The tight labor market is causing unit completion to slow significantly, but there are a massive number of units being started. The two look at the impact of more millennials living at home on the shadow demand for apartments and whether renter demographics are still looking good. Key Takeaways: [1:28] We're seeing a lot of construction all around the country, what's the supply/demand outlook? [5:09] How much are construction costs going up? [9:08] We're not building single family homes as much as we used to [11:51] About 32% of adults 18-34 are living with their parents [15:3] Looking at the spread between an apartment cap rate and a triple B bond [18:58] How Andrew views renter demographics over the next 10 years Website: www.JasonHartman.com/Properties www.CoStar.com

Jason Hartman and Adam today break down a video about how Fannie Mae and Freddie Mac influence the housing market in the United States. While their publicly stated goal is to make housing in the country more affordable, are they really doing that? Listen in to find out. Key Takeaways: [1:19] Fannie Mae Going Away? [3:39] The idea that we need a high home ownership rate is a false idea [8:11] How Fannie Mae props up the housing market [12:53] Fannie & Freddie have a stated goal of making housing more affordable, but they don't do that at all [22:24] If you're investing for yield rather than capital gains, the price of the house has much less importance [25:30] The importance of sustainable investing Website: www.JasonHartman.com/Properties How Fannie & Freddie Prop Up America's Favorite Mortgage by Wall Street Journal