Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Lars Lofgren with I Will Teach You to be Rich shares how to invest money in 5 easy steps. This is part 1 of 2. Episode 1184: [Part 1] How to Invest Money in 5 Easy Steps by Lars Lofgren with I Will Teach You To Be Rich on Investing Strategy Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyo

Austin with PT Money shares how to prepare your wallet for a disaster. Episode 1183: How to Prepare Your Wallet for a Disaster by Austin with PT Money on Financial Emergency Preparedness PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/how-to-prepare-your-wallet-for-disasters/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares 4 mistakes that may be holding you back from a good credit score. Episode 1182: These 4 Mistakes May Be Holding You Back From A Good Credit Score by Michelle Schroeder-Gardner Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2015/09/mistakes-that-may-hold-you-back-from-a-good-credit-score.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares the maximum 401k contribution limit and what you could have if you max out every year. Episode 1181: The Maximum 401k Contribution Limit: What You Could Have If You Max Out Every Year by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/maximum-401k-contribution-limit/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes shares why Dave Ramsey is wrong about credit. Episode 1180: Why Dave Ramsey is Wrong About Credit by Jen Hayes on How To Build A Higher Credit Score & Buy A House A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/why-dave-ramsey-is-wrong-about-credit/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Spann with Financial Finesse shares how much income you will really need during retirement. Episode 1179: How Much Income Will You Really Need During Retirement? by Scott Spann with Financial Finesse on Retiring Early After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original pos

ESI of ESI Money shares how to measure and track your wealth. Episode 1178: How to Measure and Track Your Wealth by ESI of ESIMoney on Net Worth Tracking & Savings Rate ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-to-measure-and-track-your-wealth/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Vitaliy Katsenelson of Contrarian Edge shares his thoughts on value investing. Episode 1177: Was Our Money Manager Kidnapped? by Vitaliy Katsenelson on Value Investing Investment Advice Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/was-our-money-manager-kidnapped/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy asks how often do you judge people based on their money. Episode 1176: How Often Do You Judge People Based On Their Money? by J. Money of Budgets Are Sexy on Finance & Relationships J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-often-do-you-judge-people-based-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Harry Stout of Financial Verse shares his thoughts on changing your money mindset and cash tips. Episode 1174: Improving Financial Health: Changing Your Money Mindset AND Cash Tips: Moneytime by Harry Stout of Financial Verse Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors. The original posts are located here: https://www.financialverse.com/post/improving-financial-health-changing-your-mon

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on mastering the fear of stocks. Episode 1173: Mastering the Fear of Stocks by Darrow Kirkpatrick of Can I Retire Yet on Investing for Financial Independence Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early

Chris Reining shares if regular people with boring jobs can retire early too. Episode 1172: Can Regular People With Regular Boring Jobs Retire Early Too? by Chris Reining on Financial Independence Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/can-regular-people-with-regular-boring-jobs-retire-early-too/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 2 of 2. Episode 1171: [Part 2] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Organizing Your Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-organize-your-financial-clutter/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares how to organize your financial clutter. This is part 1 of 2. Episode 1170: [Part 1] How to Organize Your Financial Clutter by Kumiko of The Budget Mom on Decluttering Your Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-organize-your-financial-clutter/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Alexa Mason with The College Investor shares how to make progress even with boring goals. Episode 1169: Saving for Long Term Goals: How to Make Progress (Even with Boring Goals) by Alexa Mason with The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/17299/saving-for-long-term-goals-how-to-make-progress/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares why to not get caught in the dollar cost averaging trap. Episode 1168: Don't Get Caught In the Dollar Cost Averaging Trap by Phil Town of Rule One Investing on Stock Investing Ideas Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/how-to-invest/dollar-cost-averaging-vs-payback-time/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares why you should never regret a paid off debt. Episode 1167: Never Regret a Paid Off Debt by Craig Stephens of Retire Before Dad on How to Design a Debt-Free Lifestyle Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/never-regret-paid-off-debt/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares what a retired Army Colonel taught him about money. Episode 1166: What a Retired Army Colonel Taught Me About Money by Kalen Bruce of Money Mini Blog on Financial Advice Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/investing/retired-army-colonel-taught-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

April Dykman with Get Rich Slowly shares her thoughts on to automate or not to automate. Episode 1165: To Automate, or Not to Automate by April Dykman with Get Rich Slowly on Personal Finance Automation Downsides J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/to-automate-or-not-to-automate/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Art of Flex Cents shares questions to ask before you rollover your 401k. Episode 1164: Questions To Ask Before You Rollover Your 401k by Art of Flex Cents on Retirement Account Advice & Changing Jobs Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible. Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day. The original post is located here: https://www.flexcents.com/questions-to-ask-before-you-rollover-your-401k/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit