Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Mike Ballew of Eggstack shares his thoughts on the pros and cons of real estate investing. Episode 1163: Pros and Cons of Real Estate Investing by Mike Ballew of EggStack on Home Rental Investments & Diversification Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2020-05-03-Pros-and-Cons-of-Real-Estate-Investing/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Guillebeau shares his thoughts on the land of too much. Episode 1162: The Land of Too Much by Chris Guillebeau on Appreciating Life & How To Be More Grateful Chris Guillebeau is a New York Times bestselling author and modern-day explorer. He is the author of 5 books and his daily podcast, Side Hustle School, is downloaded more than 2 million times a month. Every summer in Portland, Oregon, Chris hosts the World Domination Summit, a gathering of creative, remarkable people with thousands in attendance. Chris is also the founder of Pioneer Nation, Unconventional Guides, the Travel Hacking Cartel, and numerous other projects. During a lifetime of self-employment that included a four-year commitment as a volunteer executive in West Africa, he visited every country in the world (193 in total) before his 35th birthday. The original post is located here: https://chrisguillebeau.com/the-land-of-too-much/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of SimpleMoney shares her thoughts on dialing back expectations to save money. Episode 1161: Dial Back Expectations to Save Money by Dawn Starks of Simple Money Pro on Spending Awareness & Mindfulness Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/dial-back-expectations-to-save-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kyle Mast of True Hourly Wage shares 3 reasons to favor recurring income over one-time income. Episode 1160: 3 Reasons to Favor Recurring Income Over One-Time Income by Kyle Mast of True Hourly Wage on Investment Advice Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hourly Wage to be able to help more people than he is able to serve individually in his financial planning practice. His hope is that you are able to find at least one idea or concept from his writing that will improve your financial and personal life today and well into the future. The original post is located here: https://www.truehourlywage.com/thw-blog/3-reasons-to-favor-recurring-income-over-one-time-income Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 shorter posts from JL Collins of JLCollinsNH on why he can't pick winning stocks and you can't either & the monk and the minister. Episode 1159: Why I Can't Pick Winning Stocks, And You Can't Either AND The Monk and the Minister by JL Collins on Index Funds Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2011/06/02/why-i-cant-pick-winning-stocks-and-you-cant-either/ & https://j

FIRECracker of Millennial Revolution shares her thoughts on your number one obstacle. Episode 1158: Your Number One Obstacle by FIRECracker of Millennial Revolution on Roadblocks to Financial Independence FIRECracker is a world-travelling early retiree. She used to live in one of the most expensive cities in Canada, but instead of drowning in debt, she rejected home ownership. What resulted was a 7-figure portfolio, which has allowed her and her husband to retire at 31 and travel the world. Their story has been featured on CBC, the Huffington Post, CNBC, BNN, Business Insider, and Yahoo Finance. To date, it is the most shared story in CBC history and their viral video on CBC's On the Money has garnered 4.5 Million views. The original post is located here: https://www.millennial-revolution.com/build/number-one-obstacle/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his thoughts on frequently complained questions. This is part 2 of 2. Episode 1157: [Part 2] Frequently Complained Questions by Mr. Money Mustache on Simple Living & Financial Freedom Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/04/29/frequently-complained-questions/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit me

Mr. Money Mustache shares his thoughts on frequently complained questions. This is part 1 of 2. Episode 1156: [Part 1] Frequently Complained Questions by Mr. Money Mustache on How To Get Started with a Mustachian Lifestyle Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/04/29/frequently-complained-questions/ Visit Me Online at OLDPodcast.com Learn more about your ad choi

Emily Guy Birken with PT Money shares how to protect yourself from credit card theft. Episode 1155: How to Protect Yourself From Credit Card Theft by Emily Guy Birken with PT Money on Safeguarding Your Finances PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/how-to-protect-yourself-from-credit-card-theft/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on dual income, no kids. Episode 1154: Dual Income No Kids by Michelle Schroeder-Gardner of Making Sense of Cents on The Financial Decision of Children Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2012/07/dual-income-no-kids.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Hanna True of Mapped Out Money shares the best strategy to convince your spouse to budget. Episode 1153: The Best Strategy To Convince Your Spouse To Budget by Hanna True of Mapped Out Money on Marriage & Finances Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/convince-spouse-to-budget/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share what would happen if everyone invested in index funds. Episode 1152: What If Everyone Invested In Index Funds? by The Finance Twins on Stock Market Investment Techniques Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/what-if-everyone-invested-index-funds/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen Hayes shares 3 bizarre ways to save over $2,000 per year. Episode 1151: 3 Bizarre Ways to Save Over $2,000/Year by Jen Hayes on Frugality Tips & How to Pay Off Student Loans Quickly A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.jenhayes.me/3-bizarre-ways-to-save-over-2000-year/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Sam of Financial Samurai on why people spend more than they earn and sometimes saving money is about principle. Episode 1150: Why Do People Spend More Than They Earn? AND Sometimes Saving Money Is About Principle by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original posts are located here: https://www.financialsamurai.com/why-do-people-spend-more-than-they-earn/ & https://www.financialsamurai.com/sometimes-saving-money-is-about-principle/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Vekevia Tillman-Jones with Financial Finesse shares the pros and cons of paying PMI. Episode 1149: The Pros and Cons Of Paying PMI by Vekevia Tillman-Jones with Financial Finesse on Home Mortgage Insurance After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here:

ESI of ESI Money shares an investment gone bad. Episode 1148: An Investment Gone Bad by ESI of ESI Money on How To Lose Money in Real Estate Buying Vacant Land ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/investment-gone-bad/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares three wildcards for boomer retirement. Episode 1147: Three Wildcards for Boomer Retirement by Darrow Kirkpatrick of Can I Retire Yet on Safe Withdrawal Rates Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his profe

Lance Cothern with Budgets Are Sexy shares why he took out a car loan instead of paying cash. Episode 1146: Why I Took Out a Car Loan Instead of Paying Cash by Lance Cothern with Budgets Are Sexy on Low Auto Loan Rates J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/car-loan-vs-buying-car-with-cash/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares where to invest after maxing out retirement accounts. Episode 1145: Where Do I Invest After Maxing Out Retirement Accounts? by Chris Reining on Investment Strategies to Retire Early Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/where-do-i-invest-after-maxing-out-retirement-accounts/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Al of FA Confessions shares where he shares his thoughts on preventing the big mistakes and the root of all evil. Episode 1144: Prevent The Big Mistakes AND The Root of All Evil by Al of FA Confessions on Personal Finance Advice Al of FA Confessions is a father, drummer/musician, self-proclaimed amateur philosopher, avid health enthusiast, and daily podcast and audible listener. He is not looking for new clients, nor does he have a plan to run for office. He will remain anonymous on the blog until he decides to retire from his profession. His primary vision for his website is to speak authentically from the heart and let his audience know when he thinks something is BS. The original post is located here: https://faconfessions.com/2020/02/17/prevent-the-big-mistakes/ & https://faconfessions.com/2019/10/07/the-root-of-all-evil/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices