Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Ramit Sethi of I Will Teach You to be Rich shares how to rebuild your credit using credit cards wisely. This is part 2 of 2. Episode 1143: [Part 2] How to Rebuild your Credit (using credit cards WISELY) by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwil

Ramit Sethi of I Will Teach You to be Rich shares how to rebuild your credit using credit cards wisely. This is part 1 of 2. Episode 1142: [Part 1] How to Rebuild your Credit (using credit cards WISELY) by Ramit Sethi of I Will Teach You To Be Rich Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwil

J.D. Roth with Get Rich Slowly shares his thoughts on finanicial resilience. Episode 1141: In Praise of Financial Resilience by J.D. Roth of Get Rich Slowly on Taking Charge of Your Personal Economy J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/in-praise-of-financial-resilience/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michaela Newey with The Good Life Manifesto on no spend days. Episode 1140: No Spend Days by Michaela Newey with The Good Life Manifesto on Spending Challenges & Frugality Games Ludovic is the visionary and founder of The Good Life Manifesto. The Manifesto has been created over his life so far, from a very early age. Influenced by his life experiences and growing up with the advice of his very money savvy mother, Ludovic not only helms The Good Life Manifesto, but also provides guidance on personal development and finance. Ludovic loves to travel, and has a great passion for animals in general and birds in particular, and he has many birds living and traveling with him. He also loves to eat a lot more than one would think! The original post is located here: https://www.thegoodlifemanifesto.com/no-spend-days/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares how to budget when you are a spender. Episode 1139: How to Budget When You Are a Spender by Kumiko of The Budget Mom on Smart Money Decisions Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/spender-to-saver/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Alexa Mason with The College Investor shares how to make ends meet when you feel like giving up. Episode 1138: How to Make Ends Meet When You Feel Like Giving Up by Alexa Mason with The College Investor on Money Mindset Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/17273/how-to-make-ends-meet-when-you-feel-like-giving-up/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares if home warranties are worth it. Episode 1137: Are Home Warranties Worth It? by Mike Ballew of EggStack on House Warranty & Insurance Decisions Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2020-03-08-Are-Home-Warranties-Worth-It/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of SimpleMoney shares her thoughts on saving money on college. Episode 1136: Saving Money on College by Dawn Starks of SimpleMoneyPro on Education Savings Plans & Alternative Schooling Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/saving-money-college/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares 3 common investing lies busted. Episode 1135: 3 Common Investing Lies Busted by Phil Town of Rule One Investing on How To Pick Stocks & Research the Market Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/investing-news-and-tips/3-common-stock-market-investing-myths-busted/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad on being intoxicated by the romance of the unusual. Episode 1134: Intoxicated By The Romance Of The Unusual by Craig Stephens of Retire Before Dad on Alternative Income Streams Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/intoxicated-by-the-romance-of-the-unusual/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Philip Taylor of PT Money shares his failed attempt to understand dollar cost averaging. Episode 1133: My Failed Attempt to Understand Dollar Cost Averaging by Philip Taylor of PT Money on Stock Market Investing Goals PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/what-is-dollar-cost-averaging/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares 5 simple steps to repair your credit score. Episode 1132: 5 Simple Steps to Repair Your Credit Score by Kalen Bruce of MoneyMiniBlog on How to Get Better Loan Rates Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/creating-habits/credit-score-repair/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Frugal Toque with Mr. Money Mustache shares his thoughts on getting rich conspicuous consumption. Episode 1131: Get Rich With: Conspicuous Consumption by Mr. Frugal Toque with Mr. Money Mustache on Frugality & Building Wealth Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2017/10/24/get-rich-with-conspicuous-consumption/ Visit Me Online at OLDPodcast.com Learn more about

Jordann with Making Sense of Cents shares how to stay motivated with debt repayment. Episode 1130: How to Stay Motivated With Debt Repayment by Jordann with Making Sense of Cents on Personal Finance Inspiration Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2013/03/how-to-stay-motivated-with-debt-repayment.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares why personal finance is personal. This is part 2 of 2. Episode 1129: [Part 2] Personal Finance Is Personal: Why We Shouldn't Judge Others by Nick True of Mapped Out Money Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/personal-finance-personal-dont-judge/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares why personal finance is personal. This is part 1 of 2. Episode 1128: [Part 1] Personal Finance Is Personal: Why We Shouldn't Judge Others by Nick True of Mapped Out Money Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/personal-finance-personal-dont-judge/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share the most important thing you can track. Episode 1127: Your Personal Savings Rate - The Most Important Thing You Can Track by The Finance Twins on Early Retirement Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/personal-savings-rate/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Jennifer of Simply Fiercely shares 6 tips to stop mindless shopping. Episode 1126: 6 Tips to Stop Mindless Shopping by Jennifer of SimplyFiercely on Creating A More Intentional Life Jennifer is a traveller, minimalist and dream chaser. She grew up near Baltimore, Maryland but she caught a bad case of wanderlust at an early age and it has taken her all over the world. She is a reformed shopaholic turned minimalist and believes that clearing out the clutter is a vital part of creating a life you love. The original post is located here: https://www.simplyfiercely.com/6-tips-to-stop-mindless-shopping/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

FIRECracker with JLCollinsNH.com shares why you should buy your freedom and rent the rest. Episode 1125: Buy Your Freedom; Rent the Rest by FIRECracker with JLCollinsNH on The Benefits of Renting vs. Buying Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2016/10/21/buy-your-freedom-rent-the-rest/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. F

Jen Hayes shares the real reason why you can't break your bad money habits. Episode 1124: The Real Reason Why You Can't Break Your Bad Money Habits by Jen Hayes on Personal Finance Motivation A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://jenhayes.me/the-real-reason-why-you-cant-break-your-bad-money-habits/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices