Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Sam of Financial Samurai shares his mission to refinance America. Episode 1123: On A Mission To Refinance America by Sam of Financial Samurai on Home Ownership & Low Mortgage Rates Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/on-a-mission-to-refinance-america/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mark Dennis with Financial Finesse shares the worst money mistakes he's made. Episode 1122: The Worst Money Mistakes I've Made by Mark Dennis with Financial Finesse on Student Loan Debt & Timeshares After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https:

ESI of ESI Money shares why you should stop making money excuses. Episode 1121: Stop Making Money Excuses by ESI of ESI Money on Financial Preparation Empowerment & Improving Your Finances ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/stop-making-money-excuses/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on alternative investments for savvy retirees. Episode 1120: Alternative Investments for Savvy Retirees - Part 1 by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in

J. Money of Budgets Are Sexy shares a reminder that each dollar serves a purpose. Episode 1119: Remember That Each Dollar Serves a Purpose! by J. Money of Budgets Are Sexy on How To Invest Your Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/each-dollar-serves-a-purpose/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares 5 investments that made him a millionaire. Episode 1118: 5 Investments That Made Me a Millionaire by Chris Reining on Personal Development Tools & A Growth Mindset Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/5-investments/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You to be Rich shares the US average inflation rate and what to do about it. Episode 1117: The US Average Inflation Rate (And What To Do About It) by Ramit Sethi of I Will Teach You To Be Rich on Investing Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberi

Philip Dancy of Dancy With Money on credit scores and debt talk. Episode 1116: The Three Digit Number: Credit Scores AND Debt Talk: Avalanche vs Snowball by Philip Dancy of Dancy With Money Philip Dancy joined one of the top investment banking firms upon his graduation from the Five Year MBA program at Hampton University. After starting his career in New York City and getting his first check, he understood that this “adulting” life wasn’t going to be simple. However, the one thing he knew he had to do was create a budget for himself. Through a period of trial and error, Philip was able to establish a solid foundation. As a result, Philip reached a point where he was comfortable and on a trajectory towards financial freedom. Philip’s main goal is to help millennials and Gen Z’ers (but ultimately everyone) establish a strong financial foundation through coaching while helping them turn steps into strides. The original posts are located here: https://dancywithmoney.com/blog/the-three-digit-number-credit-scores &

Mike Ballew of Eggstack shares 5 signs you're not ready to retire. Episode 1115: 5 Signs You're Not Ready to Retire by Mike Ballew of EggStack on How To Prepare For Retirement Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2020-02-02-5-Signs-Youre-Not-Ready-to-Retire/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Art of Flex Cents shares how to always be prepared for a recession. Episode 1114: How To Always Be Prepared For A Recession (Part 1) by Art of FlexCents on Financial Preparation Economic Downturn Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible. Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day. The original post is located here: https://www.flexcents.com/how-to-always-be-prepared-for-a-recession/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D.

Kyle Mast of True Hourly Wage shares how to train yourself to think in after-tax terms. Episode 1113: Train Yourself to Think in After-Tax Terms by Kyle Mast of True Hourly Wage on How To Reduce Your Tax Liability Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hourly Wage to be able to help more people than he is able to serve individually in his financial planning practice. His hope is that you are able to find at least one idea or concept from his writing that will improve your financial and personal life today and well into the future. The original post is located here: https://www.truehourlywage.com/thw-blog/train-yourself-to-think-in-after-tax-terms Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares his thoughts on preparing for financial emergencies and unexpected expenses. Episode 1112: Preparing for Financial Emergencies and Unexpected Expenses by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/1790/preparing-for-financial-emergencies-unexpected-expenses/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares how to use a budget calendar. Episode 1111: How to Use a Budget Calendar by Kumiko of The Budget Mom on Creative Ways to Save Money & Focus on Finances Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-use-a-budget-calendar/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares what happens when you're ready to retire. Episode 1110: What Happens When You're Ready to Retire by Phil Town of Rule One Investing on Preparing for Retirement Lifestyle Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/retirement-planning/what-happens-when-youre-ready-to-retire/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of SimpleMoney on simplifying your life requires balancing time and money. Episode 1109: Simplifying Your Life Requires Balancing Time and Money by Dawn Starks on Using Money to Buy More Time Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/simplifying-your-life-requires-balancing-time-and-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache on efficiency is the highest form of beauty. This is part 2 of 2. Episode 1108: [Part 2] Efficiency is the Highest Form of Beauty by Mr. Money Mustache on Frugalism & Mustachianism Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2016/11/24/efficiency-is-the-highest-form-of-beauty/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O

Mr. Money Mustache on efficiency is the highest form of beauty. This is part 1 of 2. Episode 1107: [Part 1] Efficiency is the Highest Form of Beauty by Mr. Money Mustache on The Power of Frugality & Discipline Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2016/11/24/efficiency-is-the-highest-form-of-beauty/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com an

Craig Stephens of Retire Before Dad shares his thoughts on financial independence before early retirement. Episode 1106: Financial Independence Before Early Retirement by Craig Stephens on Working After Becoming Financially Independent Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/financial-independence-early-retirement/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with PT Money shares the pros and cons of the 15 vs 30 year mortgage. Episode 1105: Pros and Cons of the 15 vs 30 Year Mortgage by Emily Guy Birken with PT Money on Financing A Home Purchase PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/15-vs-30-year-mortgage/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Melissa Lobo with Money Mini Blog shares 7 money-saving tips you should already be following. Episode 1104: 7 Money-Saving Tips You Should Already Be Following by Melissa Lobo with MoneyMiniBlog on Budget Saving Tips Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/save-money/common-money-saving-tips/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices