Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Chris Reining shares why growing sizes are a growing concern. Episode 1063: Growing Sizes Are a Growing Concern by Chris Reining on How to Save More Money by Buying Less Chris Reining is an investor, writer, and avid student of life. He shares how to build wealth and reach financial freedom on his website ChrisReining.com. The original post is located here: https://chrisreining.com/growing-sizes-are-a-growing-concern/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares the importance of tracking and managing cash flow. Episode 1062: The Importance of Tracking and Managing Cash Flow by ESI of ESI Money on How To Create A Budget ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/the-importance-of-tracking-and-managing-cash-flow/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai on if your risk tolerance is high enough to invest. Episode 1061: Is Your Risk Tolerance High Enough To Invest? Follow The Slaughter Rule by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/is-your-risk-tolerance-high-enough-to-invest/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com and in The O.L.D. Facebook Group Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelley Long with Financial Finesse shares the real thing that could be keeping you from saving more money. Episode 1060: Could This Be The Real Thing That's Keeping You From Saving More Money? by Kelley Long with Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The origi

The Finance Twins share 5 reasons you should include index funds in your 401k or IRA. Episode 1059: 5 Reasons You Should Include Index Funds In Your 401K Or IRA by The Finance Twins on How To Start Investing Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/5-reasons-to-love-index-funds/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jen of Frugal Millennial shares the money mindsets that are keeping you broke. Episode 1058: The Money Mindsets That are Keeping You Broke by Jen of Frugal Millennial on The Scarcity Mindset vs. Abundance A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.frugal-millennial.com//the-money-mindsets-that-are-keeping-you-broke/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

April Dykman with Get Rich Slowly shares why you should spend on the things you do every day. Episode 1057: Spend on the Things You Do Every Day by April Dykman with Get Rich Slowly on How To Prioritize Your Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/spend-on-the-things-you-do-every-day/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares 6 ways to save money on auto insurance. Episode 1056: 6 Ways To Save Money On Auto Insurance by Robert Farrington of The College Investor on Saving on Car Insurance Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/18797/6-ways-save-money-auto-insurance/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kumiko of The Budget Mom shares how to use the cash envelope method without cash. Episode 1055: How to Use the Cash Envelope Method Without Cash by Kumiko of The Budget Mom on Creating a Budgeting System Kumiko went from having a pile of credit card debt to becoming a successful budgeter and Accredited Financial Counselor. The Budget Mom exists to empower women to build a life they love on a budget they understand and can afford. The original post is located here: https://www.thebudgetmom.com/how-to-use-the-cash-envelope-method-without-cash/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Phil Town of Rule One Investing shares how to save $500 this month without skipping your latte. Episode 1054: How to Save $500 This Month (Without Skipping Your Latte) by Phil Town with Rule One Investing on Frugality Tips Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/financial-control/how-to-save-500/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of SimpleMoney shares if you should buy or rent your home. Episode 1053: Should You Buy or Rent Your Home? by Dawn Starks of Simple Money Pro on How To Decide on Renting vs. Buying Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg. The original post is located here: https://simplemoneypro.com/blog/buy-rent-home/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares the best and worst thing about financial independence. This is part 2 of 2. Episode 1052: [Part 2] The Best and Worst Thing About Financial Independence by The Mad Fientist on Retire Early & Life Plans The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/best-and-worst-about-fi/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares the best and worst thing about financial independence. This is part 1 of 2. Episode 1051: [Part 1] The Best and Worst Thing About Financial Independence by The Mad Fientist on Early Retiree & Life Goals The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/best-and-worst-about-fi/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get you

Jess Chua with OLD Podcast shares 5 personal finance mistakes to avoid in your 20s. Episode 1050: 5 Personal Finance Mistakes To Avoid In Your 20s by Jess Chua with OLD Podcast on Building A Financial Foundation Jess Chua is a blogger and content specialist living in Southwest Florida. She is currently working on her first non-fiction book for introverts. She's always loved writing as it's a process that perfectly blends analytical thinking with intuition. The ability to write well also serves as a foundation for many other things in life. With clarity in thought comes clarity in action! Jess believes life has lots more to offer than boredom or misery. And nothing beats the deep sense of fulfillment from connecting with others via written expression. The original post is located here: https://oldpodcast.com/5-personal-finance-mistakes/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares how to handle a personal tax audit. Episode 1049: How to Handle a Personal Tax Audit (From Personal Experience) by Kalen Bruce of MoneyMiniBlog on Dealing with IRS Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/taxes/personal-tax-audit/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares how he rebalanced through perilous times. Episode 1048: How I Rebalanced Through Perilous Times by Darrow Kirkpatrick of Can I Retire Yet on Portfolio Rebalancing Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his

Craig Stephens of Retire Before Dad on the spousal Roth IRA. Episode 1047: Spousal Roth IRA - Double Your Tax-Advantaged Savings by Craig Stephens of Retire Before Dad on Tax Savings Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/roth-savings-spousal-ira/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with PT Money shares how to budget for your unexpected expenses. Episode 1046: How to Budget for Your Unexpected Expenses by Emily Guy Birken with PT Money on Budgeting for Irregular Costs PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/budgeting-for-unexpected-expenses/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares how to get rich with bikes. Episode 1045: Get Rich With Bikes by Mr. Money Mustache on How To Save Money & Improve Your Life by Biking More Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/04/18/get-rich-with-bikes/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares the 6 sources influencing your money. Episode 1044: The 6 Sources Influencing Your Money by J. Money of Budgets Are Sexy on How To Protect Money From Yourself J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/the-6-sources-of-influence/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices