Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Nick True of Mapped Out Money shares 7 things he learned about money after he moved out. Episode 1043: 7 Things I Learned About Money After I Moved Out by Nick True of Mapped Out Money on Personal Finance Lessons Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/7-things-moved-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue shares the overwhelming hidden cost of keeping up appearances. Episode 1042: The Overwhelming Hidden Cost of Keeping Up Appearances by Helene Massicotte of Free To Pursue on Money Problems Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2017/9/25/the-overwhelming-hidden-cost-of-keeping-up-appearances Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Art of Flex Cents shares 9 transformations on the road to financial independence. Episode 1041: 9 Transformations On The Road To Financial Independence by Art of Flex Cents on Lessons on the Road to FI Art is a physical therapist who is not only passionate about health and physical fitness, but also developed a passion for all things personal finance. It all started when his wife and him were thinking about moving out of their parents’ homes and began looking at houses to buy. Knowing that there are others who have reached financial independence changed the outlook of their lives for the better. He couldn’t contain his excitement and created Flexcents as a way to share it with as many people as possible. Both his wife and him are now striving towards financial independence and are creating a life they cannot wait to live each day. The original post is located here: https://www.flexcents.com/9-transformations-on-the-road-to-financial-independence/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.co

Sam of Financial Samurai shares why you need a credit report and a credit score to rent an apartment. Episode 1040: Yes, You Need A Credit Report AND A Credit Score To Rent An Apartment! by Sam of Financial Samurai Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/landlords-need-a-credit-report-score-for-apartment/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Al of FA Confessions on the 4% rule. Episode 1039: What is the 4% Rule? by Al of FA Confessions on Safe Withdrawal Rate for Retirement Investments Al of FA Confessions is a father, drummer/musician, self-proclaimed amateur philosopher, avid health enthusiast, and daily podcast and audible listener. He is not looking for new clients, nor does he have a plan to run for office. He will remain anonymous on the blog until he decides to retire from his profession. His primary vision for his website is to speak authentically from the heart and let his audience know when he thinks something is BS. The original post is located here: https://faconfessions.com/2019/08/20/the-4-rule/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares five steps to six figures in seven years. This is part 2 of 2. Episode 1038: [Part 2] Five Steps to Six Figures in Seven Years by ESI of ESI Money on How To Grow Your Income & Increase Wealth ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/five-steps-to-six-figures-in-seven-years/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares five steps to six figures in seven years. This is part 1 of 2. Episode 1037: [Part 1] Five Steps to Six Figures in Seven Years by ESI of ESI Money on How To Make More Money ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/five-steps-to-six-figures-in-seven-years/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares how to become financially stable and keep the job you love. Episode 1036: How To Become Financially Stable and Keep The Job You Love by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/09/how-to-become-financially-stable-and-keep-the-job-you-love.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You to be Rich shares his thoughts on the age of abundance. Episode 1035: Welcome To The Age Of Abundance by Ramit Sethi of I Will Teach You To Be Rich on How To Live A Rich Life Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/welcome-to-the-

Chris Reining shares if it is risky to borrow money to invest. Episode 1034: Is It Risky Borrowing Money To Invest? by Chris Reining on Margin Investing & Investment Portfolio Advice Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/is-it-risky-borrowing-money-to-invest/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares why he doesn't like dollar cost averaging. Episode 1033: Stocks -- Part XXVII: Why I Don't Like Dollar Cost Averaging by JL Collins on Risks & Rewards of Market Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2014/11/12/stocks-part-xxvii-why-i-dont-like-dollar-cost-averaging/ Visit Me Online at OLDPodcast.com Learn more about your ad

Jen of Frugal Millennial asks if being too frugal is making you broke. Episode 1032: Is Being Too Frugal Making You Broke? by Jen of Frugal Millennial on How To Spend Money Wisely A few years ago, Jen and her husband were buried in $117,000 of student loan debt. Now, they've paid off over $100k of debt, and they're on track to have the rest paid off by the end of this year. Join their email list to get exclusive tips on how to save money, earn more, and live like no one else. The original post is located here: https://www.frugal-millennial.com//is-being-too-frugal-making-you-broke/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares how to handle feeling overworked and overwhelmed. Episode 1031: How to Handle Feeling Overworked & Overwhelmed by Paula Pant of Afford Anything on How To Balance Your Life Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/how-to-handle-feeling-overworked-overwhelmed/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Erik Carter with Financial Finesse shares the five biggest myths about saving money. Episode 1030: The Five Biggest Myths About Saving Money? by Erik Carter with Financial Finesse on How to Save Money to Retire After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located

The Finance Twins on investing made easy with a three fund portfolio. Episode 1029: Three Fund Portfolio - Investing Made Easy by The Finance Twins on Wealth Management & Simple Investment Decisions Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/three-fund-portfolio-investing-made-easy/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Kyle Mast of True Hourly Wage where he shares how to increase your true hourly wage every day and why your raise in pay may be an illusion. Episode 1028: Increase Your TRUE Hourly Wage Every Day with the THW Penalty Habit & Why Your Raise in Pay May be an Illusion Kyle Mast is a husband, father, financial planner, real estate investor, and lover of good conversations over coffee. He lives just south of Portland, Oregon. He launched True Hourly Wage to be able to help more people than he is able to serve individually in his financial planning practice. His hope is that you are able to find at least one idea or concept from his writing that will improve your financial and personal life today and well into the future. The original posts are located here: https://www.truehourlywage.com/thw-blog/increase-your-true-hourly-wage-every-day-with-the-thw-penalty-habit & https://www.truehourlywage.com/thw-blog/why-your-raise-at-work-may-be-an-illusion Please Rate & Review the Show! Visit Me Online at O

J.D. Roth with Get Rich Slowly shares his thoughts on learning to use money as a tool. Episode 1027: Learning to Use Money as a Tool by J.D. Roth of Get Rich Slowly on Using Money As A Means To Save Time J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/learning-to-use-money-as-a-tool/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet asks what will you do when you're retired. Episode 1026: What Will You Do When You're Retired? by Darrow Kirkpatrick of Can I Retire Yet on Retirement Lifestyle Choices Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his p

Claire of Want Less shares her thoughts on frugal vs. minimal. Episode 1025: Frugal vs Minimal by Claire of Want Less on How To Achieve Frugality or Choose Minimalism Claire lives with her wife and dog in Yorkshire, UK, and is on a journey towards simplifying her life and beating debt. Along the way, she is exploring ideas like minimalism, escaping the rat-race, logging off from the screens and resisting the pull of 21st century consumerism. The original post is located here: http://www.wantless.co.uk/index.php/2015/06/21/frugal-vs-minimal/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares how to quit your job and travel the world. This is part 2 of 2. Episode 1024: [Part 2] 14 Months, 18 Countries, $10,000 – How to Quit Your Job and Travel The World by Craig Stephens of RBD Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/14-months-10000-quit-job-travel-the-world/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaph