Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Sam of Financial Samurai shares investment philosophies from Jack Bogle, founder of Vanguard. Episode 983: Investment Philosophies From Jack Bogle, Founder Of The Vanguard Group by Sam of Financial Samurai on Index Funds Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/investment-philosophies-from-jack-bogle-founder-of-the-vanguard-group/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Cynthia Meyer with Financial Finesse shares if you can save too much for retirement. Episode 982: Can You Save Too Much For Retirement? by Cynthia Meyer of Financial Finesse on Retiring Withdrawal Rates After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: ht

Jacob Lund Fisker of Early Retirement Extreme shares extreme early retirement vs. friends and relatives. Episode 981: Extreme Early Retirement vs. Friends and Relatives by Jacob Lund Fisker of Early Retirement Extreme on Simplicity Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/extreme-early-retirement-vs-friends-and-relatives.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Helene Massicotte of Free To Pursue where she shares the case against fancy toilet paper and the creeping definition of debt. Episode 980: The Case Against Fancy Toilet Paper AND The Creeping Definition of Debt by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2017/10/5/the-case-against-fancy-toilet-paper & http://www.freetopursue.com/blog/2014/12/9/the-creeping-definition-of-debt Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares that there are no shortcuts for bricklayers. Episode 979: No Shortcuts For Bricklayers by Craig Stephens of Retire Before Dad on Long-Term Investing for Retirement Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/no-shortcuts-for-bricklayers/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares why an annuity could be in your future.  Episode 978: Why an Annuity Could Be in Your Future by Darrow Kirkpatrick of Can I Retire Yet on Retirement Income Sources Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his

ESI of ESI Money shares three steps to determine if you have enough to retire.   Episode 977: Three Steps to Determine if You Have Enough to Retire by ESI of ESI Money on Safe Withdrawal Rates for Retirement  ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.   The original post is located here: https://esimoney.com/three-steps-determine-enough-retire/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist shares a helpful guide to stop overspending with friends.   Episode 976: A Helpful Guide to Stop Overspending With Friends by Joshua Becker of Becoming Minimalist on Be Mindful with Money Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it.  The original post is located here: https://www.becomingminimalist.com/overspending-with-frien

Camilo Maldonado of The Finance Twins on what is an IRA. This is part 2 of 2.  Episode 975: [Part 2] What is an IRA? by Camilo Maldonado of The Finance Twins on Saving & Investing Money for Retirement Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/what-is-an-ira/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Camilo Maldonado of The Finance Twins on what is an IRA. This is part 1 of 2.  Episode 974: [Part 1] What is an IRA? by Camilo Maldonado of The Finance Twins on Retirement Investment Options Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.  The original post is located here: https://thefinancetwins.com/what-is-an-ira/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares if starting a business is the fastest path to financial freedom.  Episode 973: Is Starting A Business the Fastest Path to Financial Freedom? by Chris Reining on Early Retirement & FIRE Movement  Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.  The original post is located here: https://chrisreining.com/is-starting-a-business-the-fastest-path-to-financial-freedom/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with PT Money shares how much you should contribute to your 401k.   Episode 972: How Much Should You Contribute to Your 401K? (It Depends on 3 Things) by Emily Guy Birken of PT Money on Retiring  PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.  The original post is located here: https://ptmoney.com/401k-contributions/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents shares her thoughts on lowering your holiday spending, stay on budget and prevent debt.   Episode 971: Lower Your Holiday Spending, Stay on Budget, And Prevent Debt by Michelle Schroeder-Gardner of MakingSenseOfCents  Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com.  The original post is located here: https://www.makingsenseofcents.com/2015/11/holiday-spending-budget-debt.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Geoffrey Bourne with Money Mini Blog shares if bitcoin is a safe retirement strategy.   Episode 970: Is Bitcoin a Safe Retirement Strategy? by Geoffrey Bourne with Money Mini Blog on Alternative Investments  Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.  The original post is located here: http://moneyminiblog.com/investing/bitcoin-retirement/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dan Erickson with No Sidebar shares 5 things to consider before making a purchase.  Episode 969: 5 Things to Consider Before Making a Purchase by Dan Erickson with No Sidebar on Mindful Spending & Purchasing No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/purchase/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares that you, too, can be conned. Episode 968: You, Too, Can Be Conned by JL Collins on How To Protect Your Financial Security Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2012/03/09/you-too-can-be-conned/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your

JD Roth of Get Rich Slowly shares two powerful ways to increase your retirement resources.  Episode 967: Saving More & Working Longer: Two Powerful Ways to Increase Your Retirement Resources by J.D. Roth of GetRichSlowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/retirement-resources/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Shannon McLay with Budgets Are Sexy shares her thoughts on hiring the right financial advisor.   Episode 966: I'll Show You Mine by Shannon McLay with Budgets Are Sexy on Hiring the Right Financial Advisor  J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later!  The original post is located here: http://www.budgetsaresexy.com/one-question-to-ask-financial-advisor/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares how to invest to generate a passive income.  Episode 965: How To Invest To Generate A Passive Income by Robert Farrington of The College Investor on Financial Independence  Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults.  The original post is located here: https://thecollegeinvestor.com/18814/invest-generate-passive-income/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Chou of My Wife Quit Her Job shares how to make time equal money 24 hours a day.  Episode 964: How To Make Time Equal Money 24 Hours A Day by Steve Chou of My Wife Quit Her Job on Financial Priorities  Steve Chou of My Wife Quit Her Job carries both a bachelors and a masters degree in electrical engineering from Stanford University, but spent a good portion of his graduate education studying entrepreneurship and small business. When he and his wife had a child, they launched an online store to supplement their income, and quickly replaced Steve's wife's income stream through the new business. Steve blogs about it all at MyWifeQuitHerJob.com  The original post is located here: https://mywifequitherjob.com/how-to-make-time-equal-money-24-hours-a-day/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices