Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Mr. Money Mustache shares how to retire forever on a fixed chunk of money. This is part 2 of 2.   Episode 963: [Part 2] How to Retire Forever on a Fixed Chunk of Money by Mr. Money Mustache on Index Fund Investing Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.  The original post is located here: http://www.mrmoneymustache.com/2018/11/29/how-to-retire-forever-on-a-fixed-chunk-of-money/ Visit Me Online at OLDPodcast.com Learn more about your

Mr. Money Mustache shares how to retire forever on a fixed chunk of money. This is part 1 of 2.   Episode 962: [Part 1] How to Retire Forever on a Fixed Chunk of Money by Mr. Money Mustache on Early Retirement Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two.  The original post is located here: http://www.mrmoneymustache.com/2018/11/29/how-to-retire-forever-on-a-fixed-chunk-of-money/ Visit Me Online at OLDPodcast.com Learn more about your ad

Nick True of Mapped Out Money shares why financial freedom is a choice, not a gift.  Episode 961: Financial Freedom Is A Choice, Not A Gift by Nick True of Mapped Out Money on Personal Finance Advice  Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.   The original post is located here: https://mappedoutmoney.com/financial-freedom-choice/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Helene Massicotte of Free To Pursue asks if those golden handcuffs are on too tight.   Episode 960: Are Those Golden Handcuffs On Too Tight? by Helene Massicotte on Financial Security & Early Retirement  Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.  The original post is located here: http://www.freetopursue.com/blog/2016/5/10/are-those-golden-handcuffs-on-too-tight Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Harry Stout of FinancialVerse shares how a cash budget changed his money mindset.  Episode 959: How a Cash Budget Changed My Money Mindset by Harry Stout of FinancialVerse on Budgeting for Money Success  Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.   The original post is located here: https://www.financialverse.com/post/how-a-cash-budget-changed-my-money-mindset Visit Me Online at OLDP

Dawn Starks of SimpleMoney shares the power of waiting.  Episode 958: The Power of Waiting by Dawn Starks of SimpleMoney on How to Delay Gratification & Be More Patient  Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.   The original post is located here: https://simplemoneypro.com/blog/the-power-of-waiting/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Vitaliy Katsenelson of Contrarian Edge where he shares how your investments can survive a world of trouble and simple tips to make you a better investor.  Episode 957: Here's How Your Investments Can Survive a World of Trouble AND These Simple Tips Can Make You a Better Investor  Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages.  The original post is located here: https://contrarianedge.com/heres-investments-can-survive-world-trouble/ & https://contrarianedge.com/these-simple-tips-can-make-you-a-better-investor/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share why there are few things more important than taking care of your health.  Episode 956: Take Care Of Your Health - Few Things Are More Important by The Finance Twins on Healthcare Costs  Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.  The original post is located here: https://thefinancetwins.com/take-care-of-your-health-few-things-matter-more/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Peck with Becoming Minimalist shares her thoughts on giving up new clothes for one year.  Episode 955: The Story of Enough: Giving Up (new) Cothes for One Year by Sarah Peck with Becoming Minimalist on Minimalism Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/minimalist-enough/ Visit Me On

Phil Town of Rule One Investing shares the effects of inflation on your retirement. Episode 954: Is Inflation Stealing Your Money? The Effects of Inflation on Your Retirement by Phil Town of Rule One Investing Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.  The original posts are located here: https://www.ruleoneinvesting.com/blog/investing-news-and-tips/effects-of-inflation-retirement/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Monika of Mission Money shares what she is taking from her parents' 5 financial habits. Episode 953: What I Am Taking From My Parents' 5 Financial Habits by Monika of Mission Money on Personal Finance Lessons Monika is a mother of two cats, a content creator and an expat settled in the UK, and a digital producer by profession. Financial literacy is something that appears to still be missing in schools and money remains a taboo around many family tables. This blog might not fill all the gaps, but it will over time give you access to the basic tools needed to understand the economy we live in and to manage your money. And hopefully, it will also spark useful conversations.  The original posts are located here: https://missionmoney.co.uk/2019/09/05/parent-habits/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Kelley Long with Financial Finesse shares how choosing investments is like choosing a pizza.  Episode 952: Choosing Investments is Like Choosing a Pizza by Kelley Long with Financial Finesse on How To Allocate A Portfolio After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives.  The original post

Sam of Financial Samurai shares how your investment mistake may actually be an investment win.  Episode 951: Your Investment Mistake May Actually Be An Investment Win by Sam of Financial Samurai on Financial Advice  Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com.  The original post is located here: https://www.financialsamurai.com/investment-mistake-might-actually-investment-win/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with PT Money shares if a Roth 401k conversion is the right decision for you.  Episode 950: Is a Roth 401k Conversion the Right Decision For You? by Emily Guy Birken with PT Money on Retirement Accounts  PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds.  The original post is located here: https://ptmoney.com/roth-401k-conversion/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on travel, tourism and living abroad.  Episode 949: Travel, Tourism, and Living Abroad by Jacob Lund Fisker of Early Retirement Extreme on Frugality & Simple Living Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.  The original post is located here: http://earlyretirementextreme.com/travel-tourism-and-living-abroad.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares how he lost millions by retiring early.   Episode 948: How I Lost Millions by Retiring Early by ESI of ESI Money on How To Achieve Financial Independence  ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.   The original post is located here: https://esimoney.com/how-i-lost-millions-by-retiring-early/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares the 3 unknowns that dominate your retirement calculation. Episode 947: The 3 Unknowns that Dominate Your Retirement Calculation by Darrow Kirkpatrick of Can I Retire Yet on Finances Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial ind

Craig Stephens of Retire Before Dad shares why you shouldn't eat the doughnut. Episode 946: Don't Eat the Doughnut by Craig Stephens of Retire Before Dad on Personal Finance Advice Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.  The original post is located here: https://www.retirebeforedad.com/dont-eat-doughnut/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares that most people lose money in the stock market.   Episode 945: Stocks - Part III: Most People Lose Money In The Market by JL Collins on Smart Investing for Long-Term Wealth  Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.  The original post is located here: https://jlcollinsnh.com/2012/04/25/stocks-part-iii-most-people-lose-money-in-the-market/ Visit Me Online at OLDPodcast.com Learn more about your ad

Kalen Bruce of Money Mini Blog shares how to overcome struggles, be happier and take control of your life.   Episode 944: How to Overcome Struggles, Be Happier and Take Control of Your Life by Kalen Bruce of MoneyMiniBlog on Investing  Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.  The original post is located here: http://moneyminiblog.com/investing/overcome-struggles-control-your-life/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices