Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Harry Stout of FinancialVerse shares his thoughts on how to stop leaking cash by becoming financially literate. Episode 923: Stop Leaking Cash by Becoming Financially Literate by Harry Stout of FinancialVerse on Increase Finance Acumen Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.  The original post is located here: https://www.financialverse.com/post/stop-leaking-cash-by-becoming-finan

Ramit Sethi of I Will Teach You to be Rich shares his thoughts on a minimum variance portfolio. Episode 922: Minimum Variance Portfolio: Definition, Examples, and Breakdowns by Ramit Sethi of IWT on Investing Ideas Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/minimum

Crystal Paine with Get Rich Slowly shares how they paid cash for their first home. Episode 921: How We Paid Cash For Our First Home by Crystal Paine with Get Rich Slowly on Living Frugally & Financial Fitness J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-we-paid-cash-for-our-first-home/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Access an exclusive listener discount and join the thousands of investors beating the market at www.fool.com/optimalfinancedaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares his thoughts on why long-term care insurance is a waste of money.  Episode 920: Long-Term Care Insurance is a Waste of Money by Mike Ballew of EggStack on Cost of Nursing Homes Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-07-28-Long-Term-Care-Insurance-is-a-Waste-of-Money/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.co

The Finance Twins share if you should get a credit card. This is part 2 of 2.  Episode 919: [Part 2] Should I Get A Credit Card? by The Finance Twins on Credit Card Rewards & Travel Points Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.  The original post is located here: https://thefinancetwins.com/should-i-get-a-credit-card/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent of

The Finance Twins share if you should get a credit card. This is part 1 of 2.  Episode 918: [Part 1] Should I Get A Credit Card? by The Finance Twins on Theft Protection & Lower Interest Rates Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.  The original post is located here: https://thefinancetwins.com/should-i-get-a-credit-card/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite l

Chris Reining shares why you should turn the AC off and acclimate your bloody self. Episode 917: Turn the AC Off and Acclimate Your Bloody Self by Chris Reining on Saving Money on Utilities Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/turn-the-ac-off-and-acclimate-your-bloody-self/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphon

Jamela Thompson of JamCafe shares her thoughts on investing FOMO and dollar cost averaging. Episode 916: Investing FOMO and Dollar Cost Averaging by Jamela of JamCafe on Improving Personal Finance Knowledge Jamela Thompson is a restoration ecologist, hiker, and plant lover. She is an advocate for frugal living and travel and to provide others with resources to achieve both.  The original post is located here: https://jamcafe.blog/2019/08/06/investing-fomo-and-dollar-cost-averaging/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.com/?tid=17191 Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares a preview to early retirement and reasons to move abroad. Episode 915: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence & Traveling The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/early-retirement-preview Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a m

J. Money of Budgets Are Sexy shares how to get comfortable investing your savings. Episode 914: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Emergency Funds J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/get-comfortable-investing-savings/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up

Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers.  Episode 913: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help y

David Warren with Money Mini Blog shares the best time to retire. Episode 912: When is the Best Time to Retire? by David Warren with MoneyMiniBlog on Diversified Portfolio for Early Retirement Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/retirement/best-time-to-retire/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Nick True of Mapped Out Money where he shares how to invest a million dollars and how he ruined his honeymoon. Episode 911: How to Invest a Million Dollars AND What Financial Health Means to Me (How I Ruined My Honeymoon) by Nick True Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original posts are located here: https://mappedoutmoney.com/invest-million-dollars/ & https://mappedoutmoney.com/financial-health-means/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can com

Cynthia Meyer with Financial Finesse shares 6 ways to beat financial stress that have nothing to do with money. Episode 910: 6 Ways To Beat Financial Stress That Have Nothing To Do With Money by Cynthia Meyer of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The origin

Sam of Financial Samurai shares why winter is the absolute best time to buy a house. Episode 909: Winter Is The Absolute Best Time To Buy A House by Sam of Financial Samurai on Real Estate Investing & Home Buying Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/winter-best-time-to-buy-a-house/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more abo

Grumpus Maximus on the reluctant financial voyeur. Episode 908: The Reluctant Financial Voyeur by Grumpus Maximus on Frugality & Building Wealth for Early Retirement Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/reluctant-voyeur-foreclosure/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts You get THREE MONTHS FREE when you sign up for a year, but you have to go to MightyNetwo

JL Collins of JLCollinsNH.com shares his thoughts on deflation and economic depressions. Episode 907: Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL Collins on Economic Indicators Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2012/12/11/stocks-part-xiv-deflation-the-ugly-escort-of-depressions-2/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com

ESI of ESI Money shares his thoughts on how to retire early. Episode 906: How to Retire Early by ESI of ESI Money on Building Wealth & Saving Money for Financial Independence ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-to-retire-early/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit me

Darrow Kirkpatrick of Can I Retire Yet shares why most retirement calculators don't work.  Episode 905: Why Most Retirement Calculators Don't Work by Darrow Kirkpatrick of Can I Retire Yet on Planning to Retire Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in hi

James Altucher asks what do you do after you make a zillion dollars. Episode 904: What Do You Do After You Make a ZILLION Dollars? by James Altucher on Preserving Wealth & Financial Independence James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/what-do-you-do-after-you-make-a-zillion-dollars/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adch