Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Paula Pant of Afford Anything asks if you can figure out how much this woman earns. Episode 903: Can You Figure Out What This Woman Earns? by Paula Pant of Afford Anything on Earning Potential & Financial Freedom Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/how-much-does-she-earn/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choice

Jason Bushey with Making Sense of Cents shares how to build credit with responsible credit card use. Episode 902: How to Build Credit With Responsible Credit Card Use by Jason Bushey with Making Sense of Cents on Personal Finance Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2013/02/how-to-build-credit-with-responsible-credit-card-use.htmlPlease Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: Zip

Vitaliy Katsenelson of Contrarian Edge shares why you need to stop staring at your portfolio to be a better investor. Episode 901: Want to Be a Better Investor? Stop Staring at Your Portfolio by Vitaliy Katsenelson of Contrarian Edge Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/want-to-be-a-better-investor-stop-staring-at-your-portfolio/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Right now NetSuite is offering you valuable insights with a FREE guide - "Seven Key Strategies to Grow your Profits" at NetSuite.com/OFD. Learn more about your ad choices. Visit megaphone.fm/adchoices

JD Roth of Get Rich Slowly shares what it means to be rich and the difference between income and wealth. Episode 900: What It Means To Be Rich: The Difference Between Income and Wealth by J.D. Roth of Get Rich Slowly on Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/income-vs-wealth/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Alexa Mason with The College Investor shares how to create your own financial plan.  Episode 899: How to Create Your Own Financial Plan by Alexa Mason with The College Investor on Personal Finance Strategy Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/18321/create-financial-plan/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share why money can't buy happiness. Episode 898: Money Can't Buy Happiness by The Finance Twins on The Important Things In Life Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/money-cant-buy-happiness/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents

Phil Town of Rule One Investing shares 6 red flags of a bad CEO to watch out for when investing in a stock. Episode 897: Watch Out for These 6 Red Flags of a Bad CEO When Investing in a Stock by Phil Town of Rule One Investing Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC.  The original posts are located here: https://www.ruleoneinvesting.com/blog/investing-news-and-tips/bad-ceo-red-flags/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more

Helene Massicotte of Free To Pursue shares what flying a glider and personal finance have in common. Episode 896: What Do Flying a Glider & Personal Finance Have In Common? Everything by Helene Massicotte of Free To Pursue Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore.  The original post is located here: http://www.freetopursue.com/blog/2014/10/24/glider-personal-financePlease Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares the 5 worst ways to withdraw retirement savings. Episode 895: 5 Worst Ways to Withdraw Retirement Savings by Mike Ballew of Egg Stack on Retiree Spending Plans Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-06-23-5-Worst-Ways-to-Withdraw-Retirement-Savings/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Stephanie Halligan with Budgets Are Sexy shares why interest rates don't matter.  Episode 894: Your Debt-Free ROI: Why Interest Rates Don't Matter by Stephanie Halligan with Budgets Are Sexy on Student Loans J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys.  He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/debt-free-roi-interest-rates-dont-matter/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off eve

Mr. Money Mustache shares grim comedy from his junkmail. Episode 893: Grim Comedy from Mr. Money Mustache's Junkmail by Mr. Money Mustache on Frugality & Smart Spending Decisions Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2012/11/09/grim-comedy-from-mr-money-mustaches-junkmail/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Faceb

Philip Taylor of PT Money shares how to pay for college if you started saving too late. Episode 892: How to Pay for College if You Started Saving Too Late by Philip Taylor of PT Money on Education Expenses PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/how-to-pay-for-college/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Find out how close you are to achieving your financial goals at halpernfinancial.com/ofd. Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares the way he wants to go. Episode 891: That's The Way I Want To Go by Craig Stephens of Retire Before Dad on Retirement Lifestyle & Happiness Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/thats-the-way-i-want-to-go/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Prio

Nick True of Mapped Out Money shares how him and his wife think about spending. Episode 890: Man vs. Wife: How We Think About Spending by Nick True of Mapped Out Money on Frugality & Financial Decisions Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/man-vs-wife-how-we-think-about-spending/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shippi

Sam of Financial Samurai shares why the average new car price is unbelievably high. Episode 889: The Average New Car Price Is Unbelievably High by Sam of Financial Samurai on Depreciating Auto Values Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/average-new-car-price/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal

Kelley Long with Financial Finesse shares how much you really need in your emergency fund. Episode 888: How Much Do You Really Need In Your Emergency Fund? by Kelley Long with Financial Finesse on Rainy Day Money After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is locate

Grumpus Maximus shares his thoughts on financial planning. Episode 887: Financial Planning (Part 1): Time and Planning by Grumpus Maximus on Financial Independence Plans Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/financial-planning-part-1-time-and-planning/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on his first dip into principal. Episode 886: My First Dip Into Principal: Market Timing or Cash Management? by Darrow Kirkpatrick of Can I Retire Yet Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his

2 short posts from The Mad Fientist where he shares his thoughts on front-loading and the benefits of keeping your finances separate. Episode 885: Front-Loading AND The Benefits of Keeping Your Finances Separate by The Mad Fientist on Tax Optimization The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original posts are located here: https://www.madfientist.com/front-loading/ & https://www.madfientist.com/spouse-separate-finances/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com &

JL Collins of JLCollinsNH.com shares his thoughts on target retirement funds. Episode 884: Stocks - Part XV: Target Retirement Funds, The Simplest Path To Wealth Of All by JL Collins on 401k Choices Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2012/12/18/stocks-part-xv-target-retirement-funds-the-simplest-path-to-wealth-of-all/ Please Rate & Review the Show! Visit Me Online at