Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

ESI of ESI Money shares why he invests with index funds. Episode 883: Why I Invest with Index Funds by ESI of ESI Money on Smart & Easy Investing Strategies ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/why-i-invest-with-index-funds/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Right now NetSuite is offering you valuable insights with a FREE guide - "Seven Key Strategies to Grow your Profits" at NetSuite.com/OFD.  Learn more about your ad c

Ira Israel shares his thoughts on mindful money. Episode 882: Mindful Money by Ira Israel on The Psychology of Money & Financial Wellbeing Since 2011, Ira Israel has been working in private practice as a Licensed Professional Clinical Counselor (LPCC #31) and Licensed Marriage and Family Therapist (LMFT #50646), teaching sold-out transformational workshops, producing a series of best-selling mindfulness DVDs, and writing about psychology, philosophy, Buddhism, yoga, film, art, music & literature for the Huffington Post, Good Men Project, Mind Body Green, Thrive Global, Medium and Quora. The original post is located here: https://iraisrael.com/mindful-money/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute cred

James Altucher shares why he shouldn't want to be liked so much. Episode 881: I Shouldn't Want to Be Liked So Much by James Altucher on Financial Choice & Cost of Attending College James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/i-shouldnt-want-to-be-liked-so-much/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Find out how close you are to achieving your financial goals at halpernfinancial.com/ofd. Learn more about your ad choices. Visit megaphone.fm/adchoices

Will Crosswell with Get Rich Slowly shares the value of human capital. Episode 880: The Value of Human Capital by Will Crosswell with Get Rich Slowly on Improving Net Worth & Self Worth J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/the-value-of-human-capital/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts To save $20 on your lenses, just go to simplecontacts.com/OFD20 or enter the code OFD20 at checkout. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares why maxing out your 401k could be bad. Episode 879: Maxing Out Your 401k Could Be Bad by Chris Reining on Early Retirement & Financial Independence Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/maxing-out-your-401k-could-be-bad/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares 7 alternatives to owning a car that might be better for you. Episode 878: 7 Alternatives to Owning a Car That Might Be Better for You by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/23104/owning-a-car-alternatives/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off eve

The Finance Twins share 3 ways to trick your brain into making important financial decisions. Episode 877: 3 Ways To Trick Your Brain Into Making Important Financial Decisions by The Finance Twins on Money Psychology Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/3-ways-trick-brain-making-important-financial-decisions/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Find out how close you are to achieving yo

Helene Massicotte of Free To Pursue shares her thoughts on the real cost of borrowing. Episode 876: Beyond Interest - The Real Cost of Borrowing by Helene Massicotte of Free To Pursue on Financial Psychology Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2014/2/1/beyond-interest-the-real-cost-of-borrowing Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/ofd Learn more about your ad choices. Visit megap

Cait Flanders shares why your salary is not your self-worth and why she gave herself permission to earn less. This is Part 2 of 2. Episode 875: [Part 2] Your Salary is Not Your Self-Worth (and Why I Gave Myself Permission to Earn Less) by Cait Flanders Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2016/06/29/earn-less-live-more/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Find out how close you are to achieving your financial goals at halpernfinancial.com/ofd. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cait Flanders shares why your salary is not your self-worth and why she gave herself permission to earn less. This is Part 1 of 2. Episode 874: [Part 1] Your Salary is Not Your Self-Worth (and Why I Gave Myself Permission to Earn Less) by Cait Flanders Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2016/06/29/earn-less-live-more/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Douglas Keller with Money Mini Blog shares 5 simple ways to get out of debt. Episode 873: 5 Simple Ways To Get Out Of Debt by Douglas Keller with Money Mini Blog on Financial Freedom & Saving Money Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/debt-relief/simple-ways-out-of-debt/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and mo

Phil Town of Rule One Investing shares how rich you'd be if you followed Warren Buffet's investment strategy. Episode 872: Here's How Rich You'd Be If You Followed Warren Buffett's Investment Strategy by Phil Town of Rule One Investing Phil Town's portfolio has been ranked No. 1 by the American Association for Individual Investors when it produced a 50% rate of return. He has a passion for investing that is hard to beat and he wants to share it with you. Phil has written three New York Times #1 Best-Selling Investment Books, Rule #1, Payback Time, and Invested, and he's been invited to speak on TV shows on CNBC, FOX, and MSNBC. The original posts are located here: https://www.ruleoneinvesting.com/blog/investing-news-and-tips/warren-buffett-investments/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Pr

J. Money of Budgets Are Sexy shares how to win the game by getting these questions right. Episode 871: Get These Questions Right and Win The Game of Money by J. Money of Budgets Are Sexy on Saving & Investing J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/financially-literate-test/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Find out how close you are to achieving your financial goals at halpernfinancial.com/ofd. Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad asks if retirement age is the wrong goal. Episode 870: Is Retirement Age the Wrong Goal? by Craig Stephens of Retire Before Dad on Retiring Early & Financial Independence Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/retirement-age-wrong-goal/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your fi

Emily Guy Birken with PT Money shares how to find the best luxury travel deals. Episode 869: How to Find the Best Luxury Travel Deals by Emily Guy Birken with PT Money on Traveling Adventures PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/luxury-travel-deals/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when

Sam of Financial Samurai shares why the percentage of people with no wealth outside their home is sad. Episode 868: The Percentage Of People With No Wealth Outside Their Home Is Sad by Sam of Financial Samurai on Build A Nest Egg Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/percentage-wealth-outside-primary-residence/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months

Michael Smith with Financial Finesse shares his thoughts on getting crushed by student loans. Episode 867: I Don't Want My Kids to be Crushed by Student Loans. Do You? by Michael Smith with Financial Finesse on College After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is

James Altucher shares the ultimate guide to going broke. Episode 866: The Ultimate Guide to Going Broke by James Altucher on Life & Money Principles to Optimize Your Life & To Live By James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/ultimate-guide-going-broke/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares when you should self-insure. Episode 865: When Should You Self-Insure? by Darrow Kirkpatrick of Can I Retire Yet on Saving Money on Insurance Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he

Brandon Turner with Mr. Money Mustache shares a story about the man who thought early retirement sucked. Episode 864: Reader Story: The Man Who Thought Early Retirement Sucked by Brandon Turner with Mr. Money Mustache on Freedom Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2013/03/23/reader-story-the-man-who-thought-early-retirement-sucked/ Please Rate & Review the Show! V