Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

An excerpt from the book Happy Go Money: Spend Smart, Save Right and Enjoy Life by Melissa Leong. Episode 743: An Excerpt from the book Happy Go Money: Spend Smart, Save Right and Enjoy Life by Melissa Leong on Happiness Everything tells us that what will make us happy can be bought, whether it's the latest gadgets, renovated kitchens, or luxury goods. But research has shown that having more money in the bank and more stuff around the house doesn't necessarily correlate with being a happier person. With Happy Go Money, financial expert Melissa Leong cuts through the noise to show you how to get the most delight for your dollar. Happy Go Money combines happiness psychology and personal finance and distills it into an indispensable starter guide. Learn more about Melissa and the book here: https://ecwpress.com/products/happy-go-money Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share how to master asset allocation. Episode 742: How to Master Asset Allocation by The Finance Twins on Smart Investing Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/asset-allocation-101/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares how to turn your Christmas gifts into thousands of dollars. Episode 741: How To Turn Your Christmas Gifts Into Thousands of Dollars by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/18644/christmas-gifts-dollars/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why the key to happiness is saving more not making more money. Episode 740: The Key To Happiness Is Saving More Not Making More Money by Sam Dogen of Financial Samurai on Being Happy Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/they-key-to-happiness-is-saving-more-not-making-more-money/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Scott Spann with Financial Finesse shares how to overcome financial avoidance. Episode 739: How To Overcome Financial Avoidance by Scott Spann with Financial Finesse on Dealing with Money After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.finan

Nick True of Mapped Out Money shares 3 reasons why you should stop budgeting by the month. Episode 738: 3 Reasons You Should Stop Budgeting By The Month by Nick True of Mapped Out Money on Financial Goals Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/stop-budgeting-month/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

David Cain of Raptitude shares what to get everyone for Christmas. This is part 2 of 2. Episode 737: [Part 2] What to get everyone for Christmas by David Cain of Raptitude on Minimalist Life David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been human society and the internal human experience, and Raptitude became his megaphone for his thoughts about those things. It found an audience rather quickly and it’s been central to his life ever since. In 2013, he left his day job to write full time. The original post is located here: https://www.raptitude.com/2013/12/what-to-get-everyone-for-christmas/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

David Cain of Raptitude shares what to get everyone for Christmas. This is part 1 of 2. Episode 736: [Part 1] What to get everyone for Christmas by David Cain of Raptitude on Minimalism David Cain is a writer and entrepreneur living in Winnipeg, Canada. On a particular boring day at his office job in 2009, he started Raptitude. His interest has always been human society and the internal human experience, and Raptitude became his megaphone for his thoughts about those things. It found an audience rather quickly and it’s been central to his life ever since. In 2013, he left his day job to write full time. The original post is located here: https://www.raptitude.com/2013/12/what-to-get-everyone-for-christmas/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares how much is too much in a single investment. Episode 735: How Much is Too Much in a Single Investment by Darrow Kirkpatrick of Can I Retire Yet on Real Estate Investing Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early i

Kristin Wong with Get Rich Slowly shares the power of speaking up. Episode 734: The Power of Speaking Up by Kristin Wong with Get Rich Slowly on Saving Money J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/the-power-of-speaking-up/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares his thoughts on getting rich by owning rental houses. Episode 733: Get Rich With: Owning Rental Houses by Mr. Money Mustache on Real Estate Investing Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/05/23/get-rich-with-owning-rental-houses/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares the three most amazing types of freedom. Episode 732: The Three Most Amazing Types of Freedom by Paula Pant of Afford Anything on Eliminating Debt & Financial Freedom Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/three-types-freedom/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Chris Reining where he shares why early retirement is hard and where you should put your money. Episode 731: Retiring at 37 is Hard AND Where Should My Money Go? by Chris Reining on Early Retirement & Frugal Living Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original posts are located here: https://chrisreining.com/retiring-early/ https://chrisreining.com/where-should-my-money-go/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares his thoughts on social security and when to take it. This is part 2 of 2. Episode 730: [Part 2] Social Security: How Secure and When to Take It by JL Collins on Frugal Living & Saving Money Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/ Please Rate & Review the Show! Visit Me Online at

JL Collins of JLCollinsNH.com shares his thoughts on social security and when to take it. This is part 1 of 2. Episode 729: [Part 1] Social Security: How Secure and When to Take It by JL Collins on Frugality & Investing Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: http://jlcollinsnh.com/2013/01/29/social-security-how-secure-and-when-to-take-it/ Please Rate & Review the Show! Visit Me Online at OLDPod

Harmony Smith with PT Money shares 6 important reasons to avoid store credit cards. Episode 728: 6 Important Reasons to Avoid Store Credit Cards by Harmony Smith with PT Money on Reducing Spending PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/store-credit-cards/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents asks if your excuses are making you broke and unsuccessful. Episode 727: Are Your Excuses Making You Broke And Unsuccessful? by Michelle Schroeder-Gardner of Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2016/12/stop-making-excuses.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kristin Wong shares 5 methods she used to keep her New Year's Resolution. Episode 726: 5 Methods I Used to Keep My New Year's Resolution by Kristin Wong on Goal Setting Kristin Wong is a freelance writer and journalist who writes for Lifehacker, Mentalfloss, and New York Magazine. She frequently covers travel, personal finance, and human behavior. Kristin launched her own blog, www.thewildwong.com, to write about life as a work-from-anywhere freelancer. She aims to help other creative entrepreneurs navigate the tricky world of freelancing, from managing money to traveling the world to staying productive and getting stuff done. Kristin is a self-professed money geek and published a book about personal finance called Get Money in March of 2018. The original post is located here: https://www.thewildwong.com/how-i-kept-my-new-years-resolution/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You to be Rich shares credit card benefits and perks. Episode 725: Credit Card Benefits & Perks by Ramit Sethi of IWTYTBR on Travel Hacking - All About Credit Cards Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/all-about-credit-cards/ Pleas

Joseph Hogue with Money Mini Blog shares his thoughts on if you can really make money investing in real estate. Episode 724: Can You Really Make Money Investing in Real Estate? by Joseph Hogue with Money Mini Blog on Passive Income Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/mortgage-home/make-money-real-estate/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices