Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Finimize shares all about bad debt and crypto currency. Episode 723: WTF is Bad Debt AND WTF is Crypto Currency by Finimize Those in the know are the ones that do best. It's the ones who sit out that lose the most. That's why we created Finimize. The original post is located here: https://www.finimize.com/wp/signup/ofd/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Join a community in excess of 250,000 Finimizers taking control of their financial lives. Our newsletter explains the top two business stories of the day, without jargon, in 3 minutes. Visit Finimize.com to get your regular fix of Finimize Learn more about your ad choices. Visit megaphone.fm/adchoices

Courtney Carver of Be More With Less shares holiday budgets for your money, time and attention. Episode 722: Holiday Budgets: For Your Money, Time and Attention by Courtney Carver of Be More With Less on Intentional Living Courtney Carver was stopped in her tracks with a scary MS diagnosis after decades of debt, discontent, and trying to do it all. She had to slow down, prioritize her health, and figure out what was really important in her life. She discovered what mattered most by getting rid of everything that didn’t matter at all. In the end it all came down to love and health. She went from a busy, overwhelmed advertising director to spending 2-3 hours every morning taking care of herself, loving her work, and being present and engaged with the people she loves. Her family changed, too. They moved from wanting bigger closets, nicer furniture, and more stuff to downsizing into a 750 sq. ft apartment with no storage. Courtney has written books, courses, and hundreds of articles to help you simplify your lif

Vitaliy Katsenelson of Contrarian Edge shares why he thinks cryptocurrencies are just beanie babies. Episode 721: Cryptocurrencies Are Just Beanie Babies by Vitaliy Katsenelson of Contrarian Edge on Bitcoin & Blockchain Vitaliy Katsenelson is the CEO and Chief Investment Officer at Investment Management Associates. He has written two books on investing, which were published by John Wiley & Sons and have translated into eight languages. The original post is located here: https://contrarianedge.com/bitcoin-cryptocurrencies-just-beanie-babies-moment/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares the most common multiple income streams. Episode 720: The Most Common Multiple Income Streams by Robert Farrington of The College Investor Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/16404/the-most-common-multiple-income-streams/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Mrs. Picky Pincher with Budgets Are Sexy shares why she stopped extreme couponing. Episode 719: Why I Stopped Extreme Couponing by Mrs. Picky Pincher with Budgets Are Sexy on Saving Money J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/why-i-stopped-extreme-couponing/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why long term investing is all about saving yourself from yourself. Episode 718: Long Term Investing Is All About Saving Yourself From Yourself by Sam Dogen of Financial Samurai on Passive Income Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/long-term-investing-is-all-about-saving-yourself-from-yourself/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Doug Spencer with Financial Finesse shares why millennials shouldn't worry about retirement. Episode 717: Why Millennials Shouldn't Worry About Retirement by Doug Spencer with Finanical Finesse on Financial Freedom After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is loca

Kym Wilson with Tiny Buddha shares her thoughts on the value of following your dreams when they don't make money. Episode 716: The Value of Following Your Dreams When They Don't Make Money by Kym Wilson with Tiny Buddha Lori Deschene is the founder of Tiny Buddha and Recreate Your Life Story, an online course that helps you let go of the past and live a life you love. Her latest book: Tiny Buddha's Gratitude Journal, which includes 15 coloring pages, is now available for purchase. For daily wisdom, follow Tiny Buddha on Twitter, Facebook & Instagram. The original post is located here: https://tinybuddha.com/blog/value-following-dreams-dont-make-money/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money explains the stock market in words you can actually understand. This is part 2 of 2. Episode 715: [Part 2] The Stock Market In Words You Can Actually Understand by Nick True with Mapped Out Money Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/how-the-stock-market-works/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money explains the stock market in words you can actually understand. This is part 1 of 2. Episode 714: [Part 1] The Stock Market In Words You Can Actually Understand by Nick True with Mapped Out Money Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/how-the-stock-market-works/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share their thoughts on how much you should spend on rent. Episode 713: Here's How Much You Should Spend on Rent by The Finance Twins on Frugal Living Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom. The original post is located here: https://thefinancetwins.com/how-much-rent-spend/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

John ESI Money with Get Rich Slowly shares how he lost five years of early retirement by not having a plan. Episode 712: Reader Story: I Lost Five Years of Early Retirement by Not Having a Plan by John ESI Money with Get Rich Slowly J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/lost-five-years-early-retirement/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Colin Wright of Exile Lifestyle shares his thoughts on the cost of things and why you should know why you buy. Episode 711: The Cost of Things AND Know Why You Buy by Colin Wright of Exile Lifestyle Colin Wright is a professional author and international speaker who co-founded a publishing company and travels full-time, moving to a new country every four months or so--that country determined by the votes of his readers! He also blogs. Colin's a minimalist in that he owns very few things and is careful in how he consumes. He tends to buy less, but invest in quality when he does, and trends toward the same in relationships, business endeavors, and just about everything else. He's left-handed, blue-eyed, scary good at Tetris, and can’t cook. The original posts are located here: https://exilelifestyle.com/cost/ https://exilelifestyle.com/buy/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares his thoughts on whether constant retirement withdrawals are realistic. Episode 710: Constant Retirement Withdrawals: Realistic or Not? by Darrow Kirkpatrick of Can I Retire Yet on Investing Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the finan

Mr. Money Mustache shares his thoughts on the American dream slipping out of reach. Episode 709: The American Dream is Slipping out of Reach. Waaaah, Waaah by Mr. Money Mustache on Home Ownership Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/05/31/the-american-dream-is-slipping-out-of-reach-waaaah-waaah/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com 

Helene Massicotte of Free To Pursue shares her thoughts on consumer debt. Episode 708: Consumer Debt? Think D.E.B.T. by Helene Massicotte of Free To Pursue on Financial Freedom Helene Massicotte blogs about living life on your terms and experiencing true personal freedom. She describes herself as a person in search of all that life has to offer and who has built a life that enables her to do just that. No more, no less. She chose to retire from corporate life in her mid-thirties because it wasn't in line with what she wanted anymore. The original post is located here: http://www.freetopursue.com/blog/2017/10/18/consumer-debt-think-debt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason Price with PT Money shares what happened when he started using only cash. Episode 707: What Happened When We Started Using Cash Only by Jason Price with PT Money on Saving Money PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/pay-with-cash/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Pavlina shares his thoughts on asset allocation. Episode 706: Asset Allocation by Steve Pavlina on Investing and Building Wealth Steve Pavlina is widely recognized as one of the most successful personal development bloggers on the Internet, with his work attracting more than 100 million visits to his website, StevePavlina.com. He has written more than 1300 articles and recorded many audio programs on a broad range of self-help topics, including productivity, relationships, and spirituality. Steve has been quoted as an expert by the New York Times, USA Today, U.S. News & World Report, the Los Angeles Daily News, Self Magazine, The Guardian, and countless other publications. He's also a frequent guest on popular podcasts and radio shows. The original post is located here: https://www.stevepavlina.com/blog/2006/10/asset-allocation/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares his thoughts on how and why to live without debt. Episode 705: Understanding Debt: How and Why to Live Without Debt by Kalen Bruce of Money Mini Blog Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/debt-relief/understanding-debt/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares his thoughts on considering home ownership. Episode 704: Roots v. Wings: Considering Home Ownership by JL Collins Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2013/03/20/roots-v-wings-considering-home-ownership/ Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family