Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

Shannon McNay with Cait Flanders shares her thoughts on taking a big swing. Episode 643: On Taking a Big Swing by Shannon McNay with Cait Flanders (Improving Focus to Accomplish Goals & Achieving Dreams). Cait Flanders started her site to document her debt repayment journey. After paying it off, she adopted a minimalist lifestyle, tossed 75% of her stuff, and is currently doing a two-year shopping ban. She shares stories and lessons learned every week. The original post is located here: https://caitflanders.com/2016/07/27/big-goals/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why you should refinance your mortgage before leaving your job. Episode 642: Refinance Your Mortgage Before Leaving Your Job Please by Sam Dogen of Financial Samurai (Lowering Interest Rates). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/refinance-your-mortgage-before-leaving-your-job-or-retiring-please Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sarah Anne Hayes with No Sidebar shares the actual cost of quality vs. quantity. Episode 641: Worth the Price: The Actual Cost of Quality vs. Quantity by Sarah Anne Hayes with No Sidebar (Minimalist Living). No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/quality-vs-quantity Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Come see your favorite personal finance authors (and us) at FinCon 2018: OLDPodcast.com/orlando Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache reflects on the role of habits in a lifetime of riches. This is Part 2 of 2. Episode 640: [Part 2] A Lifetime of Riches - Is it as Simple as a Few Habits by Mr. Money Mustache (Problem Solving & Wealth). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2013/03/19/a-lifetime-of-riches-is-it-as-simple-as-a-few-habits Please Rate & Review the Show! Visit Me On

Mr. Money Mustache reflects on the role of habits in a lifetime of riches. This is Part 1 of 2. Episode 639: [Part 1] A Lifetime of Riches - Is it as Simple as a Few Habits by Mr. Money Mustache (Goal Setting & Discipline). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2013/03/19/a-lifetime-of-riches-is-it-as-simple-as-a-few-habits Visit Me Online at OLDPodcast.com Learn m

Tammy Strobel of Rowdy Kittens shares 6 ways money can buy happiness. Episode 638: 6 Ways Money Can Buy Happiness by Tammy Strobel of Rowdy Kittens (Buying Time To Be Happier & Spending for Others). Tammy Strobel is a photographer, writer, teacher, and founder of RowdyKittens.com. She loves morning views, tiny homes, reading, and everyday adventures. She started Rowdy Kittens to share her story and help you go small, think big, and be happy. Every week, she shares new photos, writing, and a roundup of happy links on the blog. The original post is located here: https://www.rowdykittens.com/blog/2010/09/money-can-buy-happiness Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Smith shares Cynthia Meyer's story of giving up her car. Episode 637: Can You Walk Your Way Out of Debt by Michael Smith with Cynthia Meyer of Financial Finesse (Living Without a Car). After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: http://www.f

Beth Lyons with Tiny Buddha shares how to erase credit card debt and spend consciously. Episode 636: Mindful Money: How to Erase Credit Card Debt & Spend Consciously by Beth Lyons with TinyBuddha (Spending Mindfully). Lori Deschene is the founder of Tiny Buddha and Recreate Your Life Story, an online course that helps you let go of the past and live a life you love. Her latest book: Tiny Buddha's Gratitude Journal, which includes 15 coloring pages, is now available for purchase. For daily wisdom, follow Tiny Buddha on Twitter, Facebook & Instagram. The original post is located here: https://tinybuddha.com/blog/mindful-money-how-to-erase-credit-card-debt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Michelle Schroeder-Gardner of Making Sense of Cents reflects on our "need" to keep up with the Joneses. Episode 635: Keeping Up with the Joneses by Michelle Schroeder-Gardner of Making Sense Of Cents (Money Jealousy & Overspending). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2013/01/keeping-up-with-the-joneses.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares a different approach to the D word. Episode 634: Forget Your Debt. Just Forget About It. Really by Paula Pant of Afford Anything (Financial Freedom & Money Advice). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/forget_your_debt Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Joshua Becker of Becoming Minimalist shares 8 countercultural decisions to find financial freedom. Episode 633: 8 Countercultural Decisions to Find Financial Freedom by Joshua Becker of Becoming Minimalist (Paying Off Debt). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/financial-freedom Visit

Mike Ballew of Freedom Path Blog shares 10 financial tips for young adults. Episode 632: 10 Financial Tips for Young Adults by Mike Ballew of Freedom Path Blog (Milennial Money Lessons & Techniques). Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://freedompathblog.com/2018/07/15/10-financial-tips-for-young-adults Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

J.D. Roth of Get Rich Slowly reflects on life and appreciation as he walks around a beautiful neighborhood. Episode 631: Bigger Isn't Always Better: Remembering to Appreciate What I Already Have by J.D. Roth of Get Rich Slowly (Minimal). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/bigger-isnt-always-better-remembering-to-appreciate-what-i-already-have Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares why we need to get comfortable being uncomfortable. Episode 630: Getting Comfortable Being Uncomforable by Chris Reining (How to Practice Stoicism & Getting Through Tough Times). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/getting-comfortable-being-uncomfortable Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You to be Rich shares how historic interest rates impact your mortgage. Episode 629: How Historic Interest Rates Impact Your Mortgage by Ramit Sethi of I Will Teach You to be Rich (Buying vs. Renting). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.c

Philip Taylor of PT Money shares his take on college education and its impact on financial security & wealth. Episode 628: Does a College Education Equal Financial Security and Wealth by Philip Taylor of PTMoney (Growing Rich & Retiring). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/college-education-financial-security-wealth Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares what each spouse needs to know when married with student loan debt. Episode 627: Married with Student Loan Debt: What Each Spouse Needs to Know by Robert Farrington of The College Investor. Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/13790/married-student-loan-debt-spouse-needs-know Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

2 shorter posts from JL Collins of JLCollinsNH, on F-you money and the future returns for stocks. Episode 626: Why You Need F-You Money And Time Machine and the Future Returns for Stocks by JL Collins of JLCollinsNH (FIRE). Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: http://jlcollinsnh.com/2011/06/06/why-you-need-f-you-money http://jlcollinsnh.com/2017/07/26/time-machine-and-the-future-returns-for-s

Kalen Bruce of Money Mini Blog shares what his children taught him about money. Episode 625: What My Children Taught Me About Money by Kalen Bruce of Money Mini Blog (Work Life Balance & Family Investing). Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/family/children-taught-money Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy on why saving is so hard. Episode 624: Why is Saving So Hard by J. Money of Budgets Are Sexy (Financial Freedom and How to Save Money & Invest Smarter). J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/why-is-saving-hard Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices