Optimal Finance Daily - Archive 1 - Episodes 1-300 Only

James Altucher shares the two decisions that can save you millions. Episode 623: Two Decisions That Can Save You Millions by James Altucher (Renting vs. Buying & Is College Worth It For My Kids). James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/2017/02/save-you-millions Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares why questioning everything with money was the best thing he's done. Episode 622: Questioning Everything with Money is the Best Thing We've Done by Nick True of Mapped Out Money (Smart Decisions). Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original post is located here: https://mappedoutmoney.com/questioning-everything-money Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Anthony Ongaro of Break the Twitch shares how to make intentional purchases. Episode 621: How to Make Intentional Purchases by Anthony Ongaro of Break the Twitch (Minimalism Practices & Minimalist Living). After years of impulse spending on Amazon and elsewhere, Anthony Ongaro realized that his one-click purchase habits were more of a physical Twitch than an intentional action. It turned out, this Twitch wasn’t just limited to online spending. It applied to social media, impulsive smartphone usage, and more. Break the Twitch is all about minimizing distractions and doing more of what matters. Check out Anthony's new book, Break the Twitch: http://breakthetwitch.com/book The original post is located here: https://www.breakthetwitch.com/intentional-purchases Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why you should fight for financial independence every day. Episode 620: Fight for Financial Independence Every Day by Sam Dogen of Financial Samurai (F.I.R.E. & Retire Early Financially). Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/fight-for-financial-independence-every-day Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Mamula of Can I Retire Yet shares the worst investment advice he's ever heard. Episode 619: The Worst Investment Advice I Ever Heard Everywhere by Chris Mamula of Can I Retire Yet (Saving for Retirement). Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in hi

Mr. Money Mustache shares why we are not really all doomed. Episode 618: Why We Are Not Really All Doomed by Mr. Money Mustache (Economy Struggling & Personal Financial Troubles). Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: https://www.mrmoneymustache.com/2014/03/03/why-we-are-not-really-all-doomed Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mindy Crary with Tiny Buddha shares 4 ways to take the ego out of money decisions. Episode 617: 4 Ways to Take the Ego Out of Money Decisions by Mindy Crary with Tiny Buddha (Smart Personal Finance Ideas). Lori Deschene is the founder of Tiny Buddha and Recreate Your Life Story, an online course that helps you let go of the past and live a life you love. Her latest book: Tiny Buddha's Gratitude Journal, which includes 15 coloring pages, is now available for purchase. For daily wisdom, follow Tiny Buddha on Twitter, Facebook & Instagram. The original post is located here: https://tinybuddha.com/blog/the-top-4-ways-to-take-the-ego-out-of-money-decisions Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam Lustgarten with No Sidebar shares 5 ways to make a minimalist budget work. Episode 616: Minimalist Budget: 5 Ways to Make it Work by Sam Lustgarten with NoSidebar.com (Frugality & Frugal Living). No Sidebar was created by Brian Gardner and is all about designing a simpler life. He and the contributing authors want to help you figure out what's getting in your way, at home and at work. They want to help you let go of distractions, online and off--to turn down the noise that disrupts the quiet of your heart and soul. The original post is located here: https://nosidebar.com/minimalism-budget Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares why time is the best thing money can buy and examples from her own life. Episode 615: The Best Thing Money Can Buy? Time by Paula Pant of Afford Anything (Financial Freedom & Lifestyle Flexibility). Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/the-best-thing-money-can-buy-time Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Smith with FinancialFinesse.com shares why you might want to think twice about 529 college savings. Episode 614: Why You Might Want to Think Twice About 529 College Savings by Michael Smith - Financial Finesse (Pay for College). After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The

Steve Chou of My Wife Quit Her Job shares how to build wealth by spending money wisely. Episode 613: How to Build Wealth by Spending Money Wisely by Steve Chou - My Wife Quit Her Job (Smart Ways to Spend Income). Steve Chou of My Wife Quit Her Job carries both a bachelors and a masters degree in electrical engineering from Stanford University, but spent a good portion of his graduate education studying entrepreneurship and small business. When he and his wife had a child, they launched an online store to supplement their income, and quickly replaced Steve's wife's income stream through the new business. Steve blogs about it all at MyWifeQuitHerJob.com The original post is located here: https://mywifequitherjob.com/how-to-build-wealth-by-spending-money-wisely Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Dianne Aarnink with Making Sense of Cents shares the steps of budgeting to pay off debt. Episode 612: Budgeting to Pay Off Debt by Dianne Aarnink - Making Sense Of Cents (Save Money: Reduce Loan Payments & Build Wealth). Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2013/03/budgeting-to-pay-off-debt.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Lama Farran with Becoming Minimalist shares 8 ways we often overspend. Episode 611: The Latte Factor: 8 Ways We Often Overspend by Lama Farran & Becoming Minimalist (Simple Ideas to Save More Money). Joshua Becker and his family decided to live with fewer possessions after a conversation with his neighbor in 2008. As a result, they found a better way to live, centered on more important pursuits. Their story has been seen on the CBS Evening News, NPR, the Boston Globe, the Wall Street Journal and countless media interviews around the world. Their books have sold in the tens of thousands. BecomingMinimalist.com is about their journey towards a rational approach to minimalism. It is about the joys and the struggles. It is about the lessons they have learned. It has inspired millions around the world. It is written to inspire you to intentionally live with less, and find more life because of it. The original post is located here: https://www.becomingminimalist.com/latte-factor Please Rate & Review the Show! Visit

Jacob Lund Fisker of Early Retirement Extreme shares the economics of Robinson Crusoe. This is Part 2 of 2. Episode 610: [Part 2] The Economics of Robinson Crusoe by Jacob Lund Fisker - Early Retirement Extreme (Debt to Increase Wealth). Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/the-economics-of-robinson-crusoe.html Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme shares the economics of Robinson Crusoe. This is Part 1 of 2. Episode 609: [Part 1] The Economics of Robinson Crusoe by Jacob Lund Fisker of Early Retirement Extreme (Debt Payment & Save Money). Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/the-economics-of-robinson-crusoe.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares Warren Buffett's free investing advice. Episode 608: Warren Buffett's Free Investing Advice for You by Chris Reining of ChrisReining.com (Simple Investing & Saving Money). Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/warren-buffetts-free-investing-advice-for-you Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sierra Black with Get Rich Slowly shares how to talk with your spouse about money. Episode 607: How to Talk with Your Spouse About Money by Sierra Black with Get Rich Slowly (Money in Relationships). J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-to-talk-with-your-spouse-about-money Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Carrie Smith with PT Money shares the costly debt trap that every young adult should avoid. Episode 606: A Costly Debt Trap that Every Young Adult Should Avoid by Carrie Smith with PTMoney.com (Buying a House & Mortgage). PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/dont-buy-a-house-you-cant-afford Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Robert Farrington of The College Investor shares what to do if you feel embarrassed by your finances. Episode 605: Don't Be Embarrassed by Your Finances by Robert Farrington - The College Investor (Financially Confident). Robert Farrington is a personal finance expert that focuses on helping millennials get out of student loan debt and start investing for their future. He also helps parents make smart choices about college financing options and navigating the complex world of paying for school. He started The College Investor in 2009 as a forum to discuss the myriad of financial issues facing young adults. The original post is located here: https://thecollegeinvestor.com/21208/dont-embarrassed-finances Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Guest author Owen Johnson with I Will Teach You to be Rich shares the real scoop on real estate investing. Episode 604: The Real Scoop on Real Estate by Owen Johnson - I Will Teach You to be Rich (Getting Started: Home Buying Investing). Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyouto