You Need A Budget (ynab)

I want to make some changes to how I spend my time. You can guess where this is going.

Announcing a new "division" of YNAB, designed specifically for small business owners.

The title says it all. If you don't want to change it, maybe you don't need to track it.

Create more than you consume, and develop a bias toward action.

Beware the tendency to not scrutinize your credit card point purchases.

Totally off-topic, but maybe till'll resonate with you. How I manage my To Dos.

When something financially unexpected happens, we all ask ourselves this same question. It's often seen as a negative, but let's turn that on its head.

We spent a week at Disneyland, and I learned a few things about questioning our assumptions.

YNAB's Notes feature is as flexible as your imagination. Let it run wild!

Perhaps generosity benefits the giver in ways not previously considered.

  How to you change the status quo? Adopt an extreme behavior for a while, and let it teach you (in surprising ways) some new money lessons.

  Sometimes in your excitement to start budgeting, you take the whole "categorization" thing a bit too far. No?

Are you guilty of binging before you crack down? With dieting or budgeting, it's just not healthy

We discuss the opportunity cost of having a fat checking account because you're following the YNAB Way.

If you're running a business with YNAB, should you have it as a separate budget, or part of the same file?

Luckily, budgeting has nothing to do with the olympics. Take another run as often as you want.

The key, is to break it down.

YNAB has a great dollar-for-dollar value proposition, but the intangibles of budgeting are even better.

Winning financially is simple. You just need a pen, a paper, and a plan.

I think I save for its own sake, assuming there's something inherently good about saving "more," regardless of the fact that more remains undefined. Maybe I should relax.